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About me
What agents and buyers are saying:
With over two decades of experience in mortgage lending, Michael Cobb has been rooted in the Gulfport community and along the Coast. He has helped countless families achieve their dream of homeownership. As the Branch Manager at Guild Mortgage, Michael is known for his exceptional customer service, attention to detail, and unwavering commitment to his clients. Michael's dedication to his clients is evident in every transaction, making the mortgage process smooth and stress-free. And he doesn't stop there; his door is always open to those borrowers. Whether you're a first-time homebuyer or looking to refinance, Michael and his team are here to guide you every step of the way.
Let's find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials
The rating and reviews below represent my top reviews. Read all customer reviews here.
4.79 out of 5.0 stars
4.8
4.8
4.7
Diane
Feb 23, 2026
Gulfport, MS
Seamless transaction
Jessee
Feb 22, 2026
Biloxi, MS
I thought it would be a complicated process but he did a great job the process lasted less time than I thought.He loves ...See more
Jessica
Feb 18, 2026
Mc Henry, MS
Quick and effective communication.
Cindy L.
Feb 10, 2026
They were polite and kind. They were with me every step of the way and they talked to me about everything.
April F.
Jan 27, 2026
I had a great wonderful experience. I would recommend this company to everyone.
Robert
Jan 26, 2026
Biloxi, MS
Everone involved in the process was patient and took time to talk to me whenever I had questions or concerns. The whole...See more
NMLS ID #413941
I am authorized to do business in the states of Alabama, Louisiana and Mississippi. Licensed by the Mississippi Department of Banking and Consumer Finance;



