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About me
What agents and buyers are saying:
With over two decades of experience in mortgage lending, Michael Cobb has been rooted in the Gulfport community and along the Coast. He has helped countless families achieve their dream of homeownership. As the Branch Manager at Guild Mortgage, Michael is known for his exceptional customer service, attention to detail, and unwavering commitment to his clients. Michael's dedication to his clients is evident in every transaction, making the mortgage process smooth and stress-free. And he doesn't stop there; his door is always open to those borrowers. Whether you're a first-time homebuyer or looking to refinance, Michael and his team are here to guide you every step of the way.
Let's find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials
The rating and reviews below represent my top reviews. Read all customer reviews here.
4.8 out of 5.0 stars
4.9
4.8
4.7
Whitney
Oct 3, 2025
Everyone was amazing throughout this whole process every helpful and informativ!
Allison
Oct 2, 2025
Mr micheal and is team was wonderful, they keep us update all the way from start to the end , qe definetley would recom...See more
Albert
Oct 6, 2025
He breakdown's every thing so we could understand everything all the way through, he's the best and I would rec...See more
Cherie
Oct 2, 2025
Always answers questions, txt, and emails in a timely manne. Michael even helped on days off and late e...See more
Edward
Oct 6, 2025
I had a GREAT experience
Evelyn
Oct 4, 2025
Everyone was willing to go out of their way way to help me navigate throughout the process and for that I ...See more
NMLS ID #413941
I am authorized to do business in the states of Alabama, Louisiana and Mississippi. Licensed by the Mississippi Department of Banking and Consumer Finance;



