(108 reviews)

Michael Cobb

Branch Manager

NMLS ID #413941

Gulfport, MS

4.8

(108 reviews)

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1611 24th Ave, Suite A, Gulfport, MS 39501

[email protected]

(228) 860-0019

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About me

What agents and buyers are saying: With over two decades of experience in mortgage lending, Michael Cobb has been rooted in the Gulfport community and along the Coast. He has helped countless families achieve their dream of homeownership. As the Branch Manager at Guild Mortgage, Michael is known for his exceptional customer service, attention to detail, and unwavering commitment to his clients. Michael's dedication to his clients is evident in every transaction, making the mortgage process smooth and stress-free. And he doesn't stop there; his door is always open to those borrowers. Whether you're a first-time homebuyer or looking to refinance, Michael and his team are here to guide you every step of the way.

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Testimonials

4.8 (108 reviews)

4.8

4.9

4.7

He was quick to respond, answered every question and concern with clarity, and went above and beyond to ensure everything was completed for my client, a veteran using a VA loan, three weeks ahead of the scheduled closing date. I look forward to working with Michael again in the future and highly recommend him to anyone seeking a smooth and efficient transaction.

Beverly M.

Mar 31, 2026 |

A 100 out of 10, f that’s even possible! Working with Michael is truly what both buyers and agents dream of. He was quick to respond, answered every question and concern with clarity, and went above and beyond to ensure everything was completed for my client, a veteran using a VA loan, three weeks ahead of the scheduled closing date. I look forward to working with Michael again in the future and highly recommend him to anyone seeking a smooth and efficient transaction.

Beverly

Mar 31, 2026 |

Ocean Springs, MS

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Keep in touch

Phone:

(228) 860-0019

Mobile:

(228) 860-0019

Branch:

(228) 207-6868

Email:

[email protected]

1611 24th Ave, Suite A, Gulfport, MS 39501

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #413941

I am authorized to do business in the states of Alabama, Louisiana and Mississippi. Licensed by the Mississippi Department of Banking and Consumer Finance;

Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

See all loan programs

Video gallery

Tools to help guide you

Know before you borrow

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

Mortgage income calculator

Find out how much annual income you’ll need to buy a house.

Mortgage payment calculator

See how principal, interest, taxes and insurance make up your monthly mortgage payment.

Temporary buydown calculator

Learn how a temporary rate buydown might reduce your monthly mortgage payment.

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

More resources

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

Nearly 30% of homeowners are considering tapping into their home equity, a notable increase compared to a few years ago.

When should I use my home equity?

Your home has probably done a lot for you over the years. It’s where you’ve made memories, celebrated milestones, and planted roots.

Is a 2-1 buydown worth it? Pros and cons explained

A 2-1 buydown, also known as a 2-year temporary buydown, provides breathing room for aspiring homeowners to get started on building equity.

home equity insights

Get smart about your home's value

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Michael Cobb

Let's talk

Get pre-approved

Apply for a loan

Find the loan to fit your life

You have choices when it comes to home financing

About me

Testimonials

Ready to get started?

Keep in touch

Office Hours

Send us a message

See what we offer

Video gallery

Know before you borrow

Your trust means everything to us.

Mortgage income calculator

Mortgage payment calculator

Temporary buydown calculator

Your trust means everything to us.

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

When should I use my home equity?

Is a 2-1 buydown worth it? Pros and cons explained

home equity insights

Get smart about your home's value

Get my app