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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I began my career in mortgage lending in 2002 and have enjoyed every minute. Please allow me the privilege of guiding you through the mortgage process. My goal is to provide you with the best mortgage experience possible so you will tell everybody you know to use my team.  My team is made up of myself and my Loan officer assistant, Lee Pearson. She and I have been perfecting our process for 9 years. I look forward to meeting you and seeing you take the keys to your new home at your closing.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.82 out of 5.0 stars
4.76
5.0
Amy
Jun 27, 2025
Moss Point, MS
Verified

Another terrific job Michael!
James
Jun 27, 2025
Moss Point, MS
Verified

Thank you so much for all your help!
Jessie W
Jun 20, 2025
Verified

Lots of Thanks to Michael Cobbs and his team they were very patient with my husband and I..we would recommend Guild Mortgage to anyone looking for a house to buy.
Alonzo
Jun 09, 2025
Gulfport, MS
Verified

We closed on the 🏠
Philip
Jun 19, 2025
Diamondhead, MS
Verified

Michael Cobb's attention to detail, communication, and doing whatever it took to make sure my first time home buyers closed their home in a timely matter made this transaction a pleasurable experience for them. Definitely will recommend your company to future buyers.
Taryn F
Jun 18, 2025
Verified

Fantastic experience with Michael as my clients’ loan officer.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #413941
I am authorized to do business in the states of Alabama, Louisiana and Mississippi. Licensed by the Mississippi Department of Banking and Consumer Finance;