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About me

What agents and buyers are saying: With over two decades of experience in mortgage lending, Michael Cobb has been rooted in the Gulfport community and along the Coast. He has helped countless families achieve their dream of homeownership. As the Branch Manager at Guild Mortgage, Michael is known for his exceptional customer service, attention to detail, and unwavering commitment to his clients. Michael's dedication to his clients is evident in every transaction, making the mortgage process smooth and stress-free. And he doesn't stop there; his door is always open to those borrowers. Whether you're a first-time homebuyer or looking to refinance, Michael and his team are here to guide you every step of the way.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.79 out of 5.0 stars
4.79
4.79
Edward
Sep 17, 2025
Gulfport, MS
Verified

I had a GREAT experience
Evelyn
Sep 18, 2025
Gautier, MS
Verified

Everyone was willing to go out of their way way to help me navigate throughout the process and for that I am grateful.
Arii B
Sep 19, 2025
Verified

I love Micheal. He is so awesome. He got me to be a home owner so thank you so much, Micheal. We appreciate you great business.
Ariyanna
Sep 18, 2025
Moss Point, MS
Verified

Micheal has such a wonderful personality. He stands out. We always had great bond great connection and he's such a good person in general helping me guide me to home ownership when no one was able to help me before and reached out to Micheal and he helped me with no hesitation and he told me that I was gonna get in that new house and guess what Micheal got me and my brand new home and I thank him so much and I appreciate you guys from the bottom of my heart.
Marenda
Sep 18, 2025
Moss Point, MS
Verified

My client had a wonderful experience and so did I. close early. couldn't ask for a better experience.
Summer
Sep 06, 2025
Carriere, MS
Verified

Michael is always available to answer questions and alwyas gets my closings to the table super fast.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #413941
I am authorized to do business in the states of Alabama, Louisiana and Mississippi. Licensed by the Mississippi Department of Banking and Consumer Finance;