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About me
What agents and buyers are saying:
With over two decades of experience in mortgage lending, Michael Cobb has been rooted in the Gulfport community and along the Coast. He has helped countless families achieve their dream of homeownership. As the Branch Manager at Guild Mortgage, Michael is known for his exceptional customer service, attention to detail, and unwavering commitment to his clients. Michael's dedication to his clients is evident in every transaction, making the mortgage process smooth and stress-free. And he doesn't stop there; his door is always open to those borrowers. Whether you're a first-time homebuyer or looking to refinance, Michael and his team are here to guide you every step of the way.
Let's find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
The rating and reviews below represent my top reviews. Read all customer reviews here.
4.79 out of 5.0 stars
4.8
4.8
4.7
April F.
Jan 27, 2026
I had a great wonderful experience. I would recommend this company to everyone.
Robert
Jan 26, 2026
Biloxi, MS
Everone involved in the process was patient and took time to talk to me whenever I had questions or concerns. The whole...See more
Freddie
Jan 8, 2026
Wiggins, MS
Michael is always a joy to work with. All my clients have had a great experience with him. He always makes sure to mee...See more
Curtressa
Jan 5, 2026
Moss Point, MS
Buying a home was one of the biggest decisions of my life, and I couldn’t have asked for a better experience. From start...See more
Krystal
Dec 29, 2025
Biloxi, MS
Michael was amazing and super easy to work with.
Cynthia O.
Dec 27, 2025
They were polite and kind. They were with me every step of the way and they talked to me about everything.
NMLS ID #413941
I am authorized to do business in the states of Alabama, Louisiana and Mississippi. Licensed by the Mississippi Department of Banking and Consumer Finance;