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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

What agents and buyers are saying: With over two decades of experience in mortgage lending, Michael Cobb has been rooted in the Gulfport community and along the Coast. He has helped countless families achieve their dream of homeownership. As the Branch Manager at Guild Mortgage, Michael is known for his exceptional customer service, attention to detail, and unwavering commitment to his clients. Michael's dedication to his clients is evident in every transaction, making the mortgage process smooth and stress-free. And he doesn't stop there; his door is always open to those borrowers. Whether you're a first-time homebuyer or looking to refinance, Michael and his team are here to guide you every step of the way.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.8 out of 5.0 stars
4.8
4.8
Allison
Oct 13, 2025
Biloxi, MS
Verified

Mr micheal and is team was wonderful, they keep us update all the way from start to the end , qe definetley would recommend.
Albert
Oct 13, 2025
Biloxi, MS
Verified

He breakdown's every thing so we could understand everything all the way through, he's the best and I would recommend everyone to him and is crew
Cherie
Sep 29, 2025
Lucedale, MS
Verified

Always answers questions, txt, and emails in a timely manne. Michael even helped on days off and late evenings ! Highly recommend !
Edward
Sep 17, 2025
Gulfport, MS
Verified

I had a GREAT experience
Evelyn
Sep 18, 2025
Gautier, MS
Verified

Everyone was willing to go out of their way way to help me navigate throughout the process and for that I am grateful.
Arii B
Sep 19, 2025
Verified

I love Micheal. He is so awesome. He got me to be a home owner so thank you so much, Micheal. We appreciate you great business.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #413941
I am authorized to do business in the states of Alabama, Louisiana and Mississippi. Licensed by the Mississippi Department of Banking and Consumer Finance;