Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
What agents and buyers are saying:
With over two decades of experience in mortgage lending, Michael Cobb has been rooted in the Gulfport community and along the Coast. He has helped countless families achieve their dream of homeownership. As the Branch Manager at Guild Mortgage, Michael is known for his exceptional customer service, attention to detail, and unwavering commitment to his clients. Michael's dedication to his clients is evident in every transaction, making the mortgage process smooth and stress-free. And he doesn't stop there; his door is always open to those borrowers. Whether you're a first-time homebuyer or looking to refinance, Michael and his team are here to guide you every step of the way.
Let's find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Home equity insights
For homebuyers
For homeowners
Learn how much your home is worth
X
X
For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.
Testimonials
The rating and reviews below represent my top reviews. Read all customer reviews here.
4.82 out of 5.0 stars
4.9
4.8
4.7
Renate
Dec 11, 2025
Vancleave, MS
Always does an amazing job!
Claudia
Dec 4, 2025
Biloxi, MS
All my questions were answered promptly and everyone I dealt with (Michael Cobb and Allison) was courteous
Summer
Dec 3, 2025
Ocean Springs, MS
Michael is always very responsive and knowledgeable. We always love closing a loan with him and Guild Mortgage.
Seth
Nov 28, 2025
Vancleave, MS
Michael was amazing to work with and explained everything so well . I have already recommended him to fri...See more
Heather B.
Nov 23, 2025
I love this mortgage company and so do my clients!
Blaize
Nov 21, 2025
Gulfport, MS
Very responsive and helpful
NMLS ID #413941
I am authorized to do business in the states of Alabama, Louisiana and Mississippi. Licensed by the Mississippi Department of Banking and Consumer Finance;