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What agents and buyers are saying: With over two decades of experience in mortgage lending, Michael Cobb has been rooted in the Gulfport community and along the Coast. He has helped countless families achieve their dream of homeownership.Read more

What agents and buyers are saying: With over two decades of experience in mortgage lending, Michael Cobb has been rooted in the Gulfport community and along the Coast. He has helped countless families achieve their dream of homeownership. As the Branch Manager at Guild Mortgage, Michael is known for his exceptional customer service, attention to detail, and unwavering commitment to his clients. Michael's dedication to his clients is evident in every transaction, making the mortgage process smooth and stress-free. And he doesn't stop there; his door is always open to those borrowers. Whether you're a first-time homebuyer or looking to refinance, Michael and his team are here to guide you every step of the way.

Awards

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Causes and Memberships

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Testimonials

4.81 (132 reviews)
Experience logo
4.8
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4.9
Third party logo
4.8
Michael made the loan process so much less daunting, especially as a first time homebuyer!
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Jessica

July 24, 2026

Ocean Springs, MS

As a listing agent, I appreciated the team's clear communication, professionalism, and ability to keep the transaction on track. They made the mortgage process smooth and helped ensure a successful closing.
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Kimberly

July 22, 2026

Bay Saint Louis, MS

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Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #413941

I am authorized to do business in the states of Alabama, Louisiana and Mississippi. Licensed by the Mississippi Department of Banking and Consumer Finance;

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Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

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