Select from hundreds of loan products tailored to your needs
Thomas Cobb
Sr. Loan Officer
NMLS# 236517
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
Thomas Cobb is a south Louisian native who has called the Saint Charles area home for over 20 years. During this time, Thomas has developed a reputation among real estate agents and customer alike for his honesty, integrity and experience. He prides himself on keeping everyone updated on the loan process, as well as changes in the market and industry.
Thomas enjoys working with first time home buyers; answering questions and walking them through and helping them understand the steps involved in this complicated and important decision. Thomas has over 15 years of experience in the mortgage field.
Guild Mortgage Company offers a variety of home loan programs available at competitive rates. Thomas will invest the time to find the best loan program for your specific home financing needs at the best rate. Thomas is very proud that his customers are his best source of referrals because of the relationship that he has developed with them over the years.
Read Blog
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Product Info
home equity insights
For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.
Testimonials
Thomas was thorough and very easy to work with.
Thomas was extremely pleasant to work with and made himself available for anything I might have needed. He was proactive and explained things clearly as the process went along. He was personable and made me comfortable with the process from start to finish.
Thank you
Thomas was great to work with throughout the process. He explained everything that we needed and was thorough with his explanation. He made the process easy in a short time frame.
Tom Cobb helped me in getting my home in St Louis and I LOVE my home! He was very helpful, honest, caring and kept me up to date with what was going on with my loan. NOW, he has helped me with a REFI which he said he would do if rates droppped which they did! I couldn't be more pleased with Tom's help! Thanks a million!!
Thomas was very straight forward and forthcoming with information . He insured that we clearly understood the terms and conditions every step of the way
Before you go
You're about to leave guildmortgage.com and enter an external website.
Please note that Guild Mortgage isn't responsible for the products, content, accuracy, or security provided on a third-party website.
Thank you for visiting us!