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About me

Thomas Cobb is a south Louisian native who has called the Saint Charles area home for over 20 years. During this time, Thomas has developed a reputation among real estate agents and customer alike for his honesty, integrity and experience.Read more

Thomas Cobb is a south Louisian native who has called the Saint Charles area home for over 20 years. During this time, Thomas has developed a reputation among real estate agents and customer alike for his honesty, integrity and experience.  He prides himself on keeping everyone updated on the loan process, as well as changes in the market and industry.

Thomas enjoys working with first time home buyers; answering questions and walking them through and helping them understand the steps involved in this complicated and important decision. Thomas has over 15 years of experience in the mortgage field.

Guild Mortgage Company offers a variety of home loan programs available at competitive rates.  Thomas will invest the time to find the best loan program for your specific home financing needs at the best rate.  Thomas is very proud that his customers are his best source of referrals because of the relationship that he has developed with them over the years.

Awards

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Causes and Memberships

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Testimonials

4.96 (112 reviews)
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5.0
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4.6
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5.0
I had used Thomas previously and had an amazing experience . There was no question, I wanted to contact him again . And to make the experience even better, the process was easy and painless .
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Brenda

Mar 4, 2026

Moscow Mills, MO

Thomas Cobb helped with my home loan years ago and was absolutely fantastic! He is always available to answer and questions and is the best loan officer!
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William

Mar 3, 2026

Saint Peters, MO

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Office Hours

Monday - Friday

Saturday

Sunday

8:30AM - 5:30PM

AVAIL BY APPT

CLOSED

Monday - Friday

8:30AM - 5:30PM

Saturday

AVAIL BY APPT

Sunday

CLOSED

NMLS ID #236517

I am authorized to do business in the state of Missouri.

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Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

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