Contact Me
hero image
Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Thomas Cobb is a south Louisian native who has called the Saint Charles area home for over 20 years. During this time, Thomas has developed a reputation among real estate agents and customer alike for his honesty, integrity and experience.  He prides himself on keeping everyone updated on the loan process, as well as changes in the market and industry.

Thomas enjoys working with first time home buyers; answering questions and walking them through and helping them understand the steps involved in this complicated and important decision. Thomas has over 15 years of experience in the mortgage field.

Guild Mortgage Company offers a variety of home loan programs available at competitive rates.  Thomas will invest the time to find the best loan program for your specific home financing needs at the best rate.  Thomas is very proud that his customers are his best source of referrals because of the relationship that he has developed with them over the years.

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

homebot-logo

home equity insights

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

X
X

Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Sharon
Dec 16, 2024
O'Fallon, MO
Verified

We had quick answers as we navigated through our necessary instructions
Aaron D
Apr 28, 2023
Verified

Mr.Cobb made buying our first home a smooth and stress free process. He always took my call or called me back promptly. Explained everything and was up front about everything. On Closing Day he sat down with us and went over every stack of papers we had to sign and made sure we understood everything. I highly recommend Mr. Cobb and Guild Mortgage
Mark
Nov 01, 2022
Weldon Spring, MO
Verified

Words cant express how thankful we are chosing Thomas. He definitely went above and beyond both professionally& on a personal level to help us thru the whole process. Thank you so much for everything.
Joyce
Sep 27, 2022
Weldon Spring, MO
Verified

Thomas Cobb was Excellent
Scott
Aug 23, 2022
Weldon Spring, MO
Verified

Mike Segar was my agent. He was very professional and showed me all the different options I can do on a new home loan. Explains everything to you very clearly so you understand everything about your loan.
RIZWAN
Nov 08, 2021
Weldon Spring, MO
Verified

Efficient knowledgeable friendly professional

Video gallery

View More

Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #236517
I am authorized to do business in the state of Missouri.