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About me

Thomas Cobb is a south Louisian native who has called the Saint Charles area home for over 20 years. During this time, Thomas has developed a reputation among real estate agents and customer alike for his honesty, integrity and experience.  He prides himself on keeping everyone updated on the loan process, as well as changes in the market and industry.

Thomas enjoys working with first time home buyers; answering questions and walking them through and helping them understand the steps involved in this complicated and important decision. Thomas has over 15 years of experience in the mortgage field.

Guild Mortgage Company offers a variety of home loan programs available at competitive rates.  Thomas will invest the time to find the best loan program for your specific home financing needs at the best rate.  Thomas is very proud that his customers are his best source of referrals because of the relationship that he has developed with them over the years.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews.
4.99 out of 5.0 stars
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5.0
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5.0
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5.0
Cathy
Nov 2, 2025
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The loan officer was very helpfu. He made us feel comfortable throughout the entire proces.
Cynthia
Oct 6, 2025
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Thomas was thorough and very easy to work with.
Mary C.
Oct 6, 2025
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Thomas was extremely pleasant to work with and made himself available for anything I might have needed. He was proactiv...See more
Dan M.
Oct 5, 2025
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Working with Guild Mortgage and Thomas Cobb was very easy; they know the system well and find ways to make your purchase...See more
Marybeth
Oct 5, 2025
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Thank you
Paul
Oct 5, 2025
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Thomas was great to work with throughout the process. He explained everything that we needed and was thoro...See more

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Awards

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Causes & Memberships

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NMLS ID #236517

I am authorized to do business in the state of Missouri.

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