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About me

Melinda has 20 years of financial experience; she has acquired extensive knowledge of the mortgage and banking industry. Melinda has held a variety of positions with local banking institutions including Loan Processor, Underwriter, Manager, Vice President of Consumer Loans, and Director. Her comprehension of the financial industry coupled with an ability to cultivate business-to-consumer alliances allowed a seamless transition into the mortgage industry in 1999. Her knowledge, skills and talent led her to be a successful business owner as a Mortgage Broker for eight years. Melinda currently utilizes her knowledge and experience in her position as a Sr. Mortgage Loan Officer and Branch Manager. She believes it is important to build relationships with her clients, partnering with them throughout the mortgage loan process ensuring a positive home buying or a home refinance experience.

As a Mortgage Banker, she has the ability to offer unbiased guidance in this volatile market through a variety of lenders. In addition, as a Mortgage Banker she can shop interest rates and loan programs to best suit the borrower’s financial needs. “Having the ability to underwrite our loans in house, provide our own funds for closing, and provide a high level of service is vital to me, and I am able to provide this to my clients”.

Activities: St. Michael’s Army-Executive Board, Community Outreach – St. Charles County Association of Realtors, Business Network Group-Co-Founder, GoodFella’s, African Vision of Hope, Toys for Tots.

A native of St. Louis, Melinda is married to David and the proud mother of

two sons. She has earned a bachelor’s degree in Communications from UMSL.

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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.95 out of 5.0 stars
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4.9
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5.0
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4.9
Jesse G.
Dec 23, 2025
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Guild made the loan process easy! Melinda was great to work with!
Jesse
Dec 22, 2025
Saint Louis, MO
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Melinda was polite, responsive, and took the time to explain things.
Michelle B.
Dec 19, 2025
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Melinda was phenomenal! She answered many questions, probably multiple times over, with patients and grace. It was wonde...See more
Michelle
Dec 19, 2025
Wentzville, MO
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was my first time personally working with Melinda as an agent, and it was fantastic! She was recommended for the transac...See more
Cindy
Dec 11, 2025
Wentzville, MO
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Great all the way around.
Jennifer
Dec 10, 2025
Saint Charles, MO
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no confusion at any step of the way

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Awards

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NMLS ID #253071

I am authorized to do business in the state of Missouri.

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