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Breeze Collins has been serving clients in the mortgage industry since 2011 and is licensed in Missouri and Illinois. With more than a decade of experience, she brings a unique advantage to her clients, having started her career as a loan officer assistant and processor.Read more

Breeze Collins has been serving clients in the mortgage industry since 2011 and is licensed in Missouri and Illinois. With more than a decade of experience, she brings a unique advantage to her clients, having started her career as a loan officer assistant and processor. This background allows her to anticipate challenges early and create smooth, well executed transactions from application to closing.

Breeze specializes in both purchase and refinance transactions including Conventional, FHA, VA, and USDA loans. She works with a wide range of clients but has extensive experience guiding first time homebuyers through the process with clarity and confidence. She understands that buying a home can feel overwhelming and takes pride in making it strategic, competitive, and straightforward.

She also has a strong focus on serving Veterans and military families. Breeze lived near Scott Air Force Base for over a decade and has extensive experience working with military relocations and VA home loans. This personal and professional exposure gives her a deep understanding of the unique benefits, guidelines, and timelines that come with VA financing.

A native of St. Charles, Missouri, Breeze proudly serves clients throughout Missouri and Illinois. Her business is built on communication, accessibility, and precision. She is known for maintaining close contact throughout the loan process and being available to her clients when they need her most.

Whether you are purchasing your first home, using your VA benefits, refinancing, or navigating a more complex scenario, Breeze is committed to delivering a seamless and supportive mortgage experience.

Contact Breeze today to discuss your home financing goals.

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Testimonials

5.0 (1 reviews)
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5.0
Breeze was truly the glue that helped turn my journey and dream of homeownership into a reality. Not only is she incredibly knowledgeable, but she is also resourceful, compassionate, encouraging, kind — and upfront and honest when she needs to be. That balance is rare. A few weeks after closing, when I experienced a flooded basement, Breeze came to my rescue. She made sure I felt supported and helped me get a plumber out the very same day. She didn’t disappear after the deal was done — she showed up when it mattered most. Breeze, you were an angel of hope and a beacon of light during a season when I had almost convinced myself this dream wasn’t possible. Because of you, my two boys and I now have a home where we feel safe, secure, and able to truly plant roots. Our lives have upgraded in so many ways since moving in. I still have to pinch myself some days — and the smiles on our faces say everything. I was referred to Breeze by my boss, Danielle Goghin, and I will absolutely pay that gift forward by referring Breeze to anyone I know who is looking to buy or refinance. Thank you, Breeze, for going above and beyond for me and my family. We are forever grateful.
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Dora

Feb 22, 2026

O Fallon, MO

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Office Hours

Monday - Friday

Saturday

Sunday

8:30AM - 5:30PM

AVAIL BY APPT

CLOSED

Monday - Friday

8:30AM - 5:30PM

Saturday

AVAIL BY APPT

Sunday

CLOSED

NMLS ID #1199342

I am authorized to do business in the states of Illinois and Missouri. (www.nmlsconsumeraccess.org/);

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