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Kelly O'Connell

Senior Loan Officer/Branch Manager

1001 Jefferson St., Washington, MO 63090
Own what matters

About Me

Kelly O’Connell has over 22 years of experience in originating residential and agricultural loans, and is currently Nationally Licensed as well as state licensed in Missouri and Illinois.  

Kelly values each client’s needs and strives to provide them with a seamless transaction, with uncompromising service. She believes that education is power. For Kelly, it is so rewarding to help educate a client on one of the biggest investments of their lives. She prides herself on not keeping the typical business hours: she is available in the evenings and on the weekends to assist her clients.  

Kelly has extensive product knowledge and experience in purchases as well as refinances. These loan types include Conventional, FHA, VA, & USDA loans. She has assisted many clients with getting their first home by utilizing the USDA Rural Development Loan. This program is a wonderful option that allows a buyer to purchase a home with no money down. Kelly has also assisted many clients with saving hundreds of thousands of dollars by refinancing into a low interest rate.  

Kelly is a native of Washington, Missouri and the Franklin County area. However, her services extend to all counties of Missouri and Illinois. She has built her business on referrals from past clients, friends, and family. Kelly has also striven to create and maintain new relationships with business referral partners in and around her community.  

Guild Mortgage Company has a strong product choice, great strength in technology, stability in the marketplace, and uncompromising service from a dedicated support staff. In Kelly’s words, “I am VERY PROUD to be a part of this team! Whether you are purchasing or refinancing, it is my goal to provide you with the knowledge you need to make the best choice for you. I will be here to guide you through the process with the best level of service and personal care I can offer. I will be happy to assist you in every way possible. Call, text or email me today!”  

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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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5.0 out of 5.0 stars
Mar 23, 2023

I have never worked with a more professional and respectful group that actually cares about the customer than Guild Mortgage. My loan officer is Kelly O'Connell and I cannot adequately describe in words how impressed I am with her. Short of a Marine in a combat zone, I have never seen anyone work so hard to get something accomplished. She is the best at what she does. Her and her team will always have my appreciation and my business.
Nov 16, 2022

Kelly O'Connell is amazing! She now has helped us purchase our third house. I have worked with Kelly for personal and business transactions and not one issue. She is quick to respond explains very well answers any and all questions without making you feel like a hassle. She makes you feel you're the most important client she has every time! We appreciate Kelly and all the help she has done for me and my family!
Nov 13, 2022

Kelly is absolutely amazing to work with. She is friendly knowledgeable and provides quick responses. I couldn't imagine anyone better to guide us through the process of buying our first home.
Nov 09, 2022

Kelly and her team were fantastic. We are so happy with our new home and with the services we received from Guild.
Oct 10, 2022

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Oct 05, 2022

Fantastic....Kelly was awesome!

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NMLS ID #279880
I am authorized to do business in the states of Illinois and Missouri. (;