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Kelly O'Connell

Senior Loan Officer/Branch Manager

NMLS# 279880

About me

Kelly O’Connell has over 22 years of experience in originating residential and agricultural loans, and is currently Nationally Licensed as well as state licensed in Missouri and Illinois.  

Kelly values each client’s needs and strives to provide them with a seamless transaction, with uncompromising service. She believes that education is power. For Kelly, it is so rewarding to help educate a client on one of the biggest investments of their lives. She prides herself on not keeping the typical business hours: she is available in the evenings and on the weekends to assist her clients.  

Kelly has extensive product knowledge and experience in purchases as well as refinances. These loan types include Conventional, FHA, VA, & USDA loans. She has assisted many clients with getting their first home by utilizing the USDA Rural Development Loan. This program is a wonderful option that allows a buyer to purchase a home with no money down. Kelly has also assisted many clients with saving hundreds of thousands of dollars by refinancing into a low interest rate.  

Kelly is a native of Washington, Missouri and the Franklin County area. However, her services extend to all counties of Missouri and Illinois. She has built her business on referrals from past clients, friends, and family. Kelly has also striven to create and maintain new relationships with business referral partners in and around her community.  

Guild Mortgage Company has a strong product choice, great strength in technology, stability in the marketplace, and uncompromising service from a dedicated support staff. In Kelly’s words, “I am VERY PROUD to be a part of this team! Whether you are purchasing or refinancing, it is my goal to provide you with the knowledge you need to make the best choice for you. I will be here to guide you through the process with the best level of service and personal care I can offer. I will be happy to assist you in every way possible. Call, text or email me today!”  

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.97 out of 5.0 stars
Zillow logo
5.0
Experience logo
4.9
Google logo
5.0
Third party logo
5.0
Henry
Nov 3, 2025
Experience logo
I had a great experience, everyone was extremely professional and any questions I had were an in a swift and...See more
bill b.
Nov 7, 2025
Google logo
Kelly was prompt, professional & courteous throughout the entire process. Not once did I feel like I was receiving bad s...See more
William
Nov 7, 2025
Experience logo
Kelly was prompt, professional & courteous throughout the entire process. Not once did I feel like I was receiving bad s...See more
Dawn
Nov 7, 2025
Experience logo
Kelly was a pleasure to work with! Always available and I look forward to work with Kelly in the future.
Cody S.
Oct 6, 2025
Google logo
Kelly was very helpful and informative. She has great customer service and seems like she really cares about her clients...See more
Michael
Oct 6, 2025
Experience logo
Process was simple going through steps and always answered questions promptly when asked.

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Awards

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Causes & Memberships

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NMLS ID #279880

I am authorized to do business in the states of Illinois and Missouri. (www.nmlsconsumeraccess.org/);

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