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About me

Kelly O’Connell has over 22 years of experience in originating residential and agricultural loans, and is currently Nationally Licensed as well as state licensed in Missouri and Illinois.  

Kelly values each client’s needs and strives to provide them with a seamless transaction, with uncompromising service. She believes that education is power. For Kelly, it is so rewarding to help educate a client on one of the biggest investments of their lives. She prides herself on not keeping the typical business hours: she is available in the evenings and on the weekends to assist her clients.  

Kelly has extensive product knowledge and experience in purchases as well as refinances. These loan types include Conventional, FHA, VA, & USDA loans. She has assisted many clients with getting their first home by utilizing the USDA Rural Development Loan. This program is a wonderful option that allows a buyer to purchase a home with no money down. Kelly has also assisted many clients with saving hundreds of thousands of dollars by refinancing into a low interest rate.  

Kelly is a native of Washington, Missouri and the Franklin County area. However, her services extend to all counties of Missouri and Illinois. She has built her business on referrals from past clients, friends, and family. Kelly has also striven to create and maintain new relationships with business referral partners in and around her community.  

Guild Mortgage Company has a strong product choice, great strength in technology, stability in the marketplace, and uncompromising service from a dedicated support staff. In Kelly’s words, “I am VERY PROUD to be a part of this team! Whether you are purchasing or refinancing, it is my goal to provide you with the knowledge you need to make the best choice for you. I will be here to guide you through the process with the best level of service and personal care I can offer. I will be happy to assist you in every way possible. Call, text or email me today!”  

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
4.97
5.0
James
Mar 10, 2025
Cuba, MO
Verified

VERY PROFFESIONAL/ KEPT US INFORMED THRU OUT THE PROCESS/ FROM SALE TO CLOSING WE COULD ALWAYS COUNT ON HER AND HER TEAM
Rebecca W
Mar 18, 2025
Verified

Was very happy with my experience over all they worked hard to get us the place we wanted thank you so much
Rebecca
Mar 17, 2025
Sullivan, MO
Verified

team was great n worked hard in getting us the house
Daniel
Mar 10, 2025
Rolla, MO
Verified

Kelly was great! The process was smooth and kept us updated every step of the way.
CONNIE
Mar 10, 2025
Bourbon, MO
Verified

Kelly is always very helpful
John H
Mar 11, 2025
Verified

Guild Mortgage is a very good place to go and get a home loan from , because there very helpful and are willing to go the extra mile to help you get whay you are looking for. I would recommend this company to anyone who is looking for a home loan.

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Causes & Memberships

NMLS ID #279880
I am authorized to do business in the states of Illinois and Missouri. (www.nmlsconsumeraccess.org/);