(98 reviews)

Zoran Ponjevic

Branch Manager

NMLS ID #265378

St Louis, MO

4.96

(98 reviews)

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4643 Gravois Ave, St Louis, MO 63116

[email protected]

(314) 353-3000

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Have questions? Let's connect and talk through your goals.

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Get a clearer picture of your home financing options with a simple first step.

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Ready to move forward? Start your application when the time is right for you.

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You have choices when it comes to home financing

About me

As a Guild Mortgage Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. Finding a loan on your own can be a confusing process, so I’m here to help you identify the home loan options that are right for your situation.Read more

I look forward to serving your home financing needs for many years. My goal is to be your "lender for life."

Awards

Causes and Memberships

Testimonials

4.96 (98 reviews)

5.0

4.9

5.0

Zoran and his team are wonderful to work with. They are always in contact with us so we are never surprised. He takes the time to thoroughly discuss our options so we are making the best decision possible. We have purchased 3 homes with him and refinanced a few other times. We would recommend Zoran to everyone.

Angie B.

Feb 24, 2026 |

Sanela was great to work with! We cannot thank her enough for all of her help in purchasing our home. Sanela/Zoran have been the best lender we've ever had and we will certainly recommend them any chance we get.

Chelsea S.

Feb 24, 2026 |

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Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Keep in touch

Phone:

(314) 353-3000

Mobile:

(314) 575-4066

Branch:

(314) 353-3000

Fax:

(314) 352-7292

Email:

[email protected]

4643 Gravois Ave, St Louis, MO 63116

Office Hours

Monday - Friday

Saturday

Sunday

8:30AM - 5:30PM

AVAIL BY APPT

CLOSED

Monday - Friday

8:30AM - 5:30PM

Saturday

AVAIL BY APPT

Sunday

CLOSED

NMLS ID #265378

I am authorized to do business in the states of Illinois, Kansas and Missouri. (www.nmlsconsumeraccess.org/);

Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

See all loan programs

Video gallery

Tools to help guide you

Know before you borrow

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

Mortgage income calculator

Find out how much annual income you’ll need to buy a house.

Mortgage payment calculator

See how principal, interest, taxes and insurance make up your monthly mortgage payment.

Temporary buydown calculator

Learn how a temporary rate buydown might reduce your monthly mortgage payment.

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

More resources

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

Nearly 30% of homeowners are considering tapping into their home equity, a notable increase compared to a few years ago.

When should I use my home equity?

Your home has probably done a lot for you over the years. It’s where you’ve made memories, celebrated milestones, and planted roots.

Is a 2-1 buydown worth it? Pros and cons explained

A 2-1 buydown, also known as a 2-year temporary buydown, provides breathing room for aspiring homeowners to get started on building equity.

home equity insights

Get smart about your home's value

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For homeowners

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Zoran Ponjevic

Let's talk

Get pre-approved

Apply for a loan

Find the loan to fit your life

You have choices when it comes to home financing

About me

Testimonials

Ready to get started?

Keep in touch

Office Hours

Send us a message

See what we offer

Video gallery

Know before you borrow

Your trust means everything to us.

Mortgage income calculator

Mortgage payment calculator

Temporary buydown calculator

Your trust means everything to us.

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

When should I use my home equity?

Is a 2-1 buydown worth it? Pros and cons explained

home equity insights

Get smart about your home's value

Get my app