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Navigating Home Loans with Integrity and Excellence
Over 20 Years of Trusted Mortgage Solutions

About me

Purchasing a new home can sometimes seem overwhelming as it is typically the largest purchase you make in a lifetime. Working with the right mortgage originator and company truly makes all the difference in the experience that partners and clients receive.

I grew up on a small farm in Central Missouri, where a strong work ethic and integrity were instilled in me from a very young age. My wife, Laurie, and I are now passing these same values along to our three children. After receiving a Bachelor’s Degree from the University of Missouri-Columbia, I was commissioned as a 2nd Lieutenant in the US Army Field Artillery. I served for four years in the Army, assigned to Combat Operations in Desert Shield and Desert Storm.

After leaving the Army, I worked in the Banking Industry and then in the Consulting Industry with Ernst & Young. In June of 2004, I opened a mortgage lending office in Osage Beach at the Lake of the Ozarks. With over 20 years of origination experience, I have been part of the ever-changing lending environment. I thrive, grow, and adjust my business systems so that my partners and clients can receive the highest customer experience available. I am proud to say that my business has always been 100% by referral. Delivering high-quality service and giving partners and clients something to refer to their friends and family is the #1 priority for my team and me.

I am not only a mortgage originator; I strive to be a “Mortgage Sherpa” and I expect to keep my clients for life. Please never hesitate to call with any questions you may have and, of course, any referral we can follow up with.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.96 out of 5.0 stars
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5.0
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5.0
Experience logo
4.9
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5.0
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5.0
Eugene
Nov 3, 2025
Experience logo
Guild mortgage staff were fantastic. Ed, Cheryl all provided timely communication. Interaction with Ed's team, I can't s...See more
Ashley B.
Oct 6, 2025
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Edward Lowther was fantastic to work with! He really made the whole lending experience so easy and seamless. We truly ap...See more
Nancy C.
Oct 6, 2025
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Ed Lother and Guild Mortgage made the purchase of our new home so easy! Ed was so patient answering our questions and e...See more
Nancy
Oct 5, 2025
Experience logo
Ed walked us through the loan process and made everything clear! He was very patient with our questions as...See more
Ashley
Oct 3, 2025
Experience logo
Edward Lowther was fantastic to work with! He really made the whole lending experience so easy and seamless. We truly ap...See more
Jane
Oct 3, 2025
Experience logo
work with a lot of high net worth clients and they often have very particular financing needs. Ed always knows the right...See more

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Awards

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Causes & Memberships

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NMLS ID #414029

I am authorized to do business in the states of Arkansas, Florida, Iowa, Kansas, Missouri, Tennessee and Texas.

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