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Edward Lowther

Sales Manager

3535 Osage Beach Parkway, Suite 103, Osage Beach, MO 65065
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About Me

Purchasing a new home can sometimes seem overwhelming as it is one of the largest purchases you make in a lifetime. Working with the right mortgage originator and company truly makes all the difference in the experience that partners and clients receive. I grew up on a small farm in Central Missouri. Strong work ethic and integrity was instilled in me at a young age. My wife, Laurie, and I are now passing these same values to our 3 children. After receiving a Bachelors Degree from University of Missouri-Columbia, I was commissioned as a 2nd LT in the US Army Field Artillery. I served for four years in the Army, assigned to Combat Operations in Desert Shield and Desert Storm. After leaving the Army, I worked in the banking industry and then in the consulting industry with Ernst & Young.

In June of 2004 I opened a mortgage lending office in Osage Beach at the Lake of Ozarks. Over the last 19 years, I have been part of the ever changing lending environment—thriving, growing and adjusting my business systems so that my partners and clients can receive the highest customer experience available. I am proud to say that my business has always been 100% by referral. Gaining referrals by delivering high quality service to our partners and clients is the #1 priority for my team and I.

I am not only a mortgage originator; I strive to be a true Mortgage Professional levering my financial background and tax mitigation experience. My goal is to keep my clients for life. Please never hesitate to call with any questions you may have and of course any referral we can follow up with.

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4.97 out of 5.0 stars
Lori H
Sep 15, 2023

We couldn't be happier or more pleased with Ed's team. The communication was outstanding, they were kind, and they got our loan approved within just over a week. Five stars!
Sep 11, 2023

After encountering obstacles with another lender, Ed's team swooped in and took care of everything. He closed our loan in just over a week and the other lender couldn't get it done in eight! Joyce was incredibly helpful and kind, even taking on responsibility that would typically be the role of a realtor. I believe Ed's team saved our deal from falling through and we couldn't be happier or more grateful. We would most definitely recommend Ed and his team!
Sep 11, 2023

Thank you for a great experience purchasing our home.
Sep 11, 2023

We can count on Ed Lowther, his team & Guild Mortgage to be on top of their game in addressing both the needs of my office and my clients. We are confident that my Buyers are in the utmost capable of hands in determining the best form of financing, which best fulfills each client's needs. Ed & his team truly care about his/my clients, always stiving to achieve the highest levels through their tenacity & professionalism. Phone calls are promptly accepted & returned, 7 days a week, at all reasonable hours. I have utilized Ed & Guild Mortgage for many years, and will continue doing so because he simply "gets the job done", promptly & in his highest levels of professionalism. His communication with my clients from first contact to the final stages of the transaction are excellent. Many of my clients have become repeat clients to both Ed & myself, which is the ultimate compliment. I can count on this Guild Mortgage Office to leave no stone unturned. Thank you Ed & Joyce and all others whom work behind the scenes at Guild Mortgage.
Sep 07, 2023

It's always a pleasure to work with the Ed Lowther team. They are knowledgeable, professional and friendly. They always amaze me with the speed that they provide their service.
Aug 14, 2023

Ed and his staff did everything possible to make sure that we were able to make this retirement home purchase.

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NMLS ID #414029
I am authorized to do business in the states of Arkansas, Florida, Iowa, Kansas, Missouri, Tennessee and Texas.

Attn: Texas Applicants:
Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at A toll-free consumer hotline is available at 1-877-276-5550.

The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at