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Navigating Home Loans with Integrity and Excellence
Over 20 Years of Trusted Mortgage Solutions

About me

Purchasing a new home can sometimes seem overwhelming as it is typically the largest purchase you make in a lifetime. Working with the right mortgage originator and company truly makes all the difference in the experience that partners and clients receive.

I grew up on a small farm in Central Missouri, where a strong work ethic and integrity were instilled in me from a very young age. My wife, Laurie, and I are now passing these same values along to our three children. After receiving a Bachelor’s Degree from the University of Missouri-Columbia, I was commissioned as a 2nd Lieutenant in the US Army Field Artillery. I served for four years in the Army, assigned to Combat Operations in Desert Shield and Desert Storm.

After leaving the Army, I worked in the Banking Industry and then in the Consulting Industry with Ernst & Young. In June of 2004, I opened a mortgage lending office in Osage Beach at the Lake of the Ozarks. With over 20 years of origination experience, I have been part of the ever-changing lending environment. I thrive, grow, and adjust my business systems so that my partners and clients can receive the highest customer experience available. I am proud to say that my business has always been 100% by referral. Delivering high-quality service and giving partners and clients something to refer to their friends and family is the #1 priority for my team and me.

I am not only a mortgage originator; I strive to be a “Mortgage Sherpa” and I expect to keep my clients for life. Please never hesitate to call with any questions you may have and, of course, any referral we can follow up with.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.96 out of 5.0 stars
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5.0
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5.0
Experience logo
4.9
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5.0
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5.0
Russell
Feb 5, 2026
Lake Ozark, MO
Experience logo
Ed is fantastic to work with. His communication and follow up exceed expectations. I would highly recommend Ed and his t...See more
Ethan J.
Feb 5, 2026
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Great Experience. Was a relationship built on trust, and Ed and the Guild team didn’t disappoint! Will for sure work wit...See more
Jason
Feb 4, 2026
Fort Worth, TX
Experience logo
Guild has made home financing and now additional financing options so easy . the process was amazing an...See more
Ethan
Feb 4, 2026
Kansas City, MO
Experience logo
I am a first time home buyer and Ed and the Guild team made everything very simple and enjoyable. I never felt like the...See more
Amanda G.
Jan 7, 2026
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Ed Lowther and his team are phenomenal! He's VERY responsive and communicative, and always ready to help throughtout the...See more
Michelle D.
Jan 7, 2026
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Ed Lowther and Guild Mortgage were top-notch during the refinance process. I felt supported and encouraged from start t...See more

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Awards

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Causes & Memberships

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NMLS ID #414029

I am authorized to do business in the states of Arkansas, Florida, Iowa, Kansas, Missouri, Tennessee and Texas.

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