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Your key to homeownership starts here

Let's unlock the possibilities TOGETHER

About me

Greetings! I'm Emily Huckaby, your dedicated Mortgage Lender at Guild Mortgage Company in Laclede County. With a passion for serving my hometown, I bring a personalized touch to every one of my client’s mortgage journey. Born and raised in Laclede County, I proudly graduated from Lebanon High School, (GO YELLOWJACKETS) and I pride myself in nurturing a deep connection to our community's needs and economic development. 

Beyond the world of mortgages, I am a devoted spouse and a proud parent to two wonderful children. Balancing professional excellence with family commitments is a cornerstone of my life. In my small moments of downtime, you'll find me immersed in the beauty of our cattle farm, nurturing our land and livestock with care and dedication. 

I believe in the power of personalized service, integrity, and local expertise to guide you through your mortgage endeavors. Whether you're a first-time homebuyer, refinancing, or exploring investment opportunities, I am here to make your dreams a reality. Let's embark on this journey together, turning your homeownership aspirations into cherished realities. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
USDA

USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.97
5.0
Kassandra
Aug 25, 2025
Lebanon, MO
Verified

Emily and Tonya were beyond amazing and helped every step of the way! So happy to have worked with them on buying our first home!
Mackensie
Aug 16, 2025
Lebanon, MO
Verified

No problems Everything was explained well Very nice workers who helped us out through the whole process!
Andrew
Aug 16, 2025
Lebanon, MO
Verified

were no problems and everything was explained very well to us!
Jessica
Aug 15, 2025
Lebanon, MO
Verified

Emily is so personable and easy to work with!
Michael
Aug 15, 2025
Lebanon, MO
Verified

So quick to help and answer any question! very helpful and professional
Jacob
Aug 13, 2025
Lebanon, MO
Verified

Where do we even start. Emily and her team were amazing to work with. Any question we ever had, was answered super quickly. Emily was even messaging us from the hospital with a sick kiddo, when we had questions. To say this team was anything less then amazing would be an understatement. If you want a team that works hard for you, and tries to make sure the process is super smooth. This is your team right here!!

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NMLS ID #1387854
I am authorized to do business in the state of Missouri.