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Your key to homeownership starts here

Let's unlock the possibilities TOGETHER

About me

Greetings! I'm Emily Huckaby, your dedicated Mortgage Lender at Guild Mortgage Company in Laclede County. With a passion for serving my hometown, I bring a personalized touch to every one of my client’s mortgage journey. Born and raised in Laclede County, I proudly graduated from Lebanon High School, (GO YELLOWJACKETS) and I pride myself in nurturing a deep connection to our community's needs and economic development. 

Beyond the world of mortgages, I am a devoted spouse and a proud parent to two wonderful children. Balancing professional excellence with family commitments is a cornerstone of my life. In my small moments of downtime, you'll find me immersed in the beauty of our cattle farm, nurturing our land and livestock with care and dedication. 

I believe in the power of personalized service, integrity, and local expertise to guide you through your mortgage endeavors. Whether you're a first-time homebuyer, refinancing, or exploring investment opportunities, I am here to make your dreams a reality. Let's embark on this journey together, turning your homeownership aspirations into cherished realities. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
USDA

USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.97 out of 5.0 stars
4.96
5.0
Shanda H
Jul 01, 2025
Verified

Great experience, Emily's communication was great and she worked through lending issues with professionalism. Top Notch!
Shanda
Jun 27, 2025
Laquey, MO
Verified

Emily had great communication through out the process. Even when we ran into some issues close to the end she worked through them seamlessly. She is top notch.
Mark
Jun 17, 2025
Lake Ozark, MO
Verified

Ty Emily!!!!
Kimmy
Jun 09, 2025
Rolla, MO
Verified

Emily, was great to work with.
Gary
Jun 03, 2025
Verified

We are so pleased with the way Emily has handled our first home loan. She is right on the ball for intelligence in what she does. Thank you all so very much.
Aaron
Jun 03, 2025
Verified

Emily is a friend and was very easy to work with throughout the whole process. She answered questions in a timely manner and communicated well with my realtor, insurance and others! Great job getting me to work through an extended close! I learned so much about the loan process and tips for next time! Thank you!

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Causes & Memberships

NMLS ID #1387854
I am authorized to do business in the state of Missouri.