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Your key to homeownership starts here

Let's unlock the possibilities TOGETHER

About me

Greetings! I'm Emily Huckaby, your dedicated Mortgage Lender at Guild Mortgage Company in Laclede County. With a passion for serving my hometown, I bring a personalized touch to every one of my client’s mortgage journey. Born and raised in Laclede County, I proudly graduated from Lebanon High School, (GO YELLOWJACKETS) and I pride myself in nurturing a deep connection to our community's needs and economic development. 

Beyond the world of mortgages, I am a devoted spouse and a proud parent to two wonderful children. Balancing professional excellence with family commitments is a cornerstone of my life. In my small moments of downtime, you'll find me immersed in the beauty of our cattle farm, nurturing our land and livestock with care and dedication. 

I believe in the power of personalized service, integrity, and local expertise to guide you through your mortgage endeavors. Whether you're a first-time homebuyer, refinancing, or exploring investment opportunities, I am here to make your dreams a reality. Let's embark on this journey together, turning your homeownership aspirations into cherished realities. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
USDA

USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.97 out of 5.0 stars
4.96
5.0
Deborah
Jul 17, 2025
Conway, MO
Verified

It is always great to work with Emily and her team. Closings go smoothly. Communication is on point. If myself or buyers ever have any questions she is there with the answers. Highly recommend Emily and Guild Mortgage.
Amy
Jul 17, 2025
Conway, MO
Verified

Emily and Tonya made the process so easy. They answered all of my questions in terms I understood and stayed in touch throughout the entire process. They were amazing and I would recommend them to anyone looking for a mortgag, especially firt time home buyers.
Shanda H
Jul 01, 2025
Verified

Great experience, Emily's communication was great and she worked through lending issues with professionalism. Top Notch!
Shanda
Jun 27, 2025
Laquey, MO
Verified

Emily had great communication through out the process. Even when we ran into some issues close to the end she worked through them seamlessly. She is top notch.
Mark
Jun 17, 2025
Lake Ozark, MO
Verified

Ty Emily!!!!
Kimmy
Jun 09, 2025
Rolla, MO
Verified

Emily, was great to work with.

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Causes & Memberships

NMLS ID #1387854
I am authorized to do business in the state of Missouri.