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Your key to homeownership starts here

Let's unlock the possibilities TOGETHER

About me

Greetings! I'm Emily Huckaby, your dedicated Mortgage Lender at Guild Mortgage Company in Laclede County. With a passion for serving my hometown, I bring a personalized touch to every one of my client’s mortgage journey. Born and raised in Laclede County, I proudly graduated from Lebanon High School, (GO YELLOWJACKETS) and I pride myself in nurturing a deep connection to our community's needs and economic development. 

Beyond the world of mortgages, I am a devoted spouse and a proud parent to two wonderful children. Balancing professional excellence with family commitments is a cornerstone of my life. In my small moments of downtime, you'll find me immersed in the beauty of our cattle farm, nurturing our land and livestock with care and dedication. 

I believe in the power of personalized service, integrity, and local expertise to guide you through your mortgage endeavors. Whether you're a first-time homebuyer, refinancing, or exploring investment opportunities, I am here to make your dreams a reality. Let's embark on this journey together, turning your homeownership aspirations into cherished realities. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
USDA

USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Kiem
Mar 24, 2025
Camdenton, MO
Verified

Super easy process for getting a loan. Emily was very good at explaining every step of the process. There were no issues at all .
KATELYN
Mar 17, 2025
Waynesville, MO
Verified

Emily and Tonya were speedy, quick to help. They took very good care of our buyers.
Whitney
Feb 24, 2025
Lebanon, MO
Verified

Everything was done timely and went smooth. Emily is great to work with
Sarah M
Jan 21, 2025
Verified

Communication with Emily, myself and my client was supberb. We never were out of the loop. I will definitely be sending more clients to get approved with Emily.
Veronica
Jan 13, 2025
Lebanon, MO
Verified

We have worked with Emily in the past. She is extremely knowledgeable and has always been very helpful . Great communication and timely responses. Trustworthy! We will continue to reach out to Emily for all our mortgage questions and needs!
CHEYENNE
Dec 23, 2024
Lebanon, MO
Verified

Emily and Tonya are a dynamic duo and will get the job done. They are a great resource for anyone looking to purchase or refinance.

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Causes & Memberships

NMLS ID #1387854
I am authorized to do business in the state of Missouri.