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Your key to homeownership starts here

Let's unlock the possibilities TOGETHER

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

Greetings! I'm Emily Huckaby, your dedicated Mortgage Lender at Guild Mortgage Company in Laclede County. With a passion for serving my hometown, I bring a personalized touch to every one of my client’s mortgage journey. Born and raised in Laclede County, I proudly graduated from Lebanon High School, (GO YELLOWJACKETS) and I pride myself in nurturing a deep connection to our community's needs and economic development. 

Beyond the world of mortgages, I am a devoted spouse and a proud parent to two wonderful children. Balancing professional excellence with family commitments is a cornerstone of my life. In my small moments of downtime, you'll find me immersed in the beauty of our cattle farm, nurturing our land and livestock with care and dedication. 

I believe in the power of personalized service, integrity, and local expertise to guide you through your mortgage endeavors. Whether you're a first-time homebuyer, refinancing, or exploring investment opportunities, I am here to make your dreams a reality. Let's embark on this journey together, turning your homeownership aspirations into cherished realities. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
USDA

USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.97
5.0
Reed
Oct 16, 2025
Osage Beach, MO
Verified

We love working with Emily! She makes the process smooth and easy and has always made sure we understand the loan product we are signing up for.
Derek G
Oct 15, 2025
Verified

Emily is awesome. She has helped us out twice now and both times the whole process was stress free.
Derek
Oct 15, 2025
Lebanon, MO
Verified

Emily is a great loan officer and makes the whole process easy. The process really is a breeze compared to working with other lenders .
Sabrina
Oct 04, 2025
Verified

Emily is a wonderful loan officer to work with. She was informative in explaining all the expenses that come in with loans , working with us to fit our budget and overall friendly. 10 out of 10 recommend Emily to assist in helping you finance your next home!!! :)
Ellen
Sep 19, 2025
Lebanon, MO
Verified

Very responsive. Any questions were answered quickly. She's very through. Excellent
Judith
Sep 17, 2025
Mansfield, MO
Verified

Emily was great to work with. She took care of our mutual clients and her communication was exceptional.

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Awards

Causes & Memberships

NMLS ID #1387854
I am authorized to do business in the state of Missouri.