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Mike McNally

Mike McNally

Loan Officer

100 E 6th Street, Suite 10, Kearney, MO 64060
Own what matters
Own what matters

About Me

Hey future homeowners! Ready to turn those dreams of keys in hand into reality? Let's make your path to getting those keys as smooth as silk sheets on move-in day. Apply now and let's get you on the fast track to that cozy nest you've been eye-balling! Shoot me a text, let’s set up a call or come by the office.  

 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
4.98
5.0
Jonathan Gonzalez S
Feb 02, 2023
Verified

I will preface my review by saying that I am skeptical of anyone who could gain something by telling me what I want to hear. Mike met this skepticism with such honesty and transparency that I immediately knew I could trust him. This was only my second mortgage so naturally I still had many questions, which Mike either answered immediately or he would find the information and get me the answer. He was extremely patient with me because, while everyones situation is unique, mine was probably not common. Despite my difficult situation, he kept working with me to figure out what income I needed and what debt needed to be taken care of so we could get the loan amount we wanted. We could've stopped at a point where we had a big down payment and be cool with it as we just wanted the house and we could afford the down payment but he kept communicating with me and working with me to get me the full loan amount. It's been a few months now and still if anyone is even thinking about looking at the housing market I immediately tell them I got a guy for them to talk to. Mike you were amazing, thank you for everything you did for us. ❤️ May your pillow always be cool, your KC BBQ always fresh out the smoker, and may you always insert a USB on the first try. Zillow give him a raise.
Samantha
May 06, 2024
Verified

I had never worked with Mike before, so I was a little hesitant at the beginning. After my first conversation with him I knew this would be an easy and great transaction. He went above and beyond to educate the buyers. He kept me informed throughout the entire process. Mike genuinely cares about his clients and has a great attitude and sense of humor. I look forward to working with Mike again!
Tonja
Apr 29, 2024
Verified

Mike went above and beyond for my clients. He listened to what they wished to do and made it a reality for them.
Jessica
Apr 15, 2024
Verified

Worked very well with me and honest
Hoof R
Apr 09, 2024
Verified

Woiuld 100 percent recommend to friendsvand family
Randall
Apr 08, 2024
Verified

They made it way less stressful than it could have been

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passionate about

NMLS ID #1792611
I am authorized to do business in the states of Kansas and Missouri.