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Select from hundreds of loan products tailored to your needs

Jeff Christman

Jeff Christman

Loan Officer

100 E 6th Street, Suite 10, Kearney, MO 64060
Own what matters
Own what matters

About Me

I am excited to come into work every day and help client after client move into their dream home! I am committed to a quick and easy process that works with your timeline, total transparency during the process from start to finish, and consistent availability to answer your questions. I believe in educating my clients on the financing process and by allowing me to partner with you, I can better understand your goals and needs. No matter if you are a seasoned homeowner or first-time buyer, I look forward to our partnership to ensure you move closer and closer to your ultimate goal of new home ownership. Reach out today and let me know how I can help! 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
Isaac
Apr 13, 2023
Verified

I was recommended Jeff and Zillow from my realtor and it went great. Jeff always responded quickly to my questions and ensured I understood what was going on. He is friendly, quick, and diligent - would recommend!
Larry
Apr 04, 2023
Verified

Jeff and all others from the zillow team I have dealt with throughout my whole process has been flawless from the start. Very helpful through everything and answered all questions in a way which can understand the process you're going through. Highly recommended and would not hesitate to deal with them again. 5☆☆☆☆☆ thank you zillow team!
T
Mar 23, 2023
Verified

Jeff was more than helpful!! He was there every step of the way and answered every silly and ridiculous question I thought I might have. =) Explained everything in detail so I understood and made sure I understood before we ended the call, EVERY SINGLE PHONE CALL! Which was important to me being first time home. He is the absolute BEST and soooooo sweet!!!! I had an honor and great pleasure working with Jeff and will forever be grateful for all his help!! Thank You Soooooo Much Jeff!!!!!!!
turnervg
Mar 23, 2023
Verified

Jeffrey is amazing. I never bought a house before so naturally I was nervous that I didn’t know what to do. Working with Jeffrey, I had every question answered, he was very patient, he guided me like we were strolling through the park. I mean, I thought the process was stress free. I couldn’t believe I was approved for my house in less than 3 weeks. I can’t say enough good things about working with Jeffrey.
brandenaplin
Mar 16, 2023
Verified

Jeff is exceptionally knowledgeable and had answers for every question, THE BEST BY FAR. He always connects like a friend not like just another customer.
AlesiaWashington
Mar 01, 2023
Verified

Going through the process of selling and purchasing another home is always a rather daunting experience; however I had one of the worst experiences all around with the exception of working with Jeff and his team at Zillow!! Prior to working with Jeff and team, I had many lenders not giving me accurate information or purposefully misleading information which was extremely frustrating and led to tons of confusion. Inadvertently, I happened upon Jeff with Zillow just looking at a home listing and connecting with him turned out to be the absolute best thing in my home search. Jeff is absolutely amazing. he is so thorough and ensures that he gets as much information and documentation up front to be able to provide you the most transparent inaccurate information of how he and his team can assist you. At one point I was thinking about going with a different lender and Jeff was very gracious, but he went through various charges that the other lender provided and was able to give me accurate information where the other lender had not provided me the detail and information that was needed. The same company charged me for two different things that I asked not to be done and had even terminated the relationship; yet they still moved forward and charged me almost $900 and won't refund it! I'm still in the process of finding it!! Zillow has been completely transparent about every charge and every service. super clear, honest and helpful. I thought that the amazing customer service and it was Paul but was pleasantly surprised that transitioning from Jeff to Paul was seamless, but Jeff never left the team and continue to provide updates and encouragement throughout the process. Their communication is always very timely and very clear. I didn't have to worry about anything. anytime I had any interactions were 100% perfect. If you worked with Jeff and his team there is no way you would ever want to work with anyone else- hands down- if the rest of Zillow is as amazing as Jeff, Paul and team, then from realtor to closer that's where you need to give your business!! I was only fortunate enough to have one piece of the team, but that one piece made the entire difference in my house purchase and I would never use another lender if I had the opportunity except Zillow❤️❤️

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Awards

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passionate about

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NMLS ID #1854596
I am authorized to do business in the states of Kansas and Missouri.