Kimberly Downs

I began my mortgage industry journey in September 2013 as a marketing representative and loan officer assistant. Within six months, I earned my mortgage license and started originating loans independently. Over the past 12 years, I’ve built my business by forming genuine connections within the community, focusing on small businesses and self-employed individuals.

My passion lies in helping others achieve homeownership—whether it’s guiding first-time buyers through the process or supporting families as they sell their first home and upgrade to their forever home. I believe in empowering my clients with knowledge. My goal isn’t just to provide a mortgage; it’s to educate clients on the options available, giving them the tools to make the best decisions for themselves and their families.

In 2020, I took a pivotal step in my personal and professional growth by starting coaching with Cyndi Garza and Optimized Success. This decision not only transformed my approach as a loan officer but also ignited a passion for helping others grow personally so they can achieve success in their businesses. In 2023, I became a coach with Optimized Success, a role that has brought immense fulfillment as I guide and encourage others on their journeys. I pray that God uses me to inspire growth in others, just as others have done for me.

I also take pride in specializing in loans for self-employed buyers, a segment often overlooked in the industry. I enjoy the challenge of helping them balance running successful businesses while navigating the path to homeownership.

Above all, I strive to be a lifelong resource for my clients. Whether they have questions about mortgages or broader financial decisions, I’m here to offer guidance—not just during active transactions, but whenever they need support.

Outside of work, I reside in Kansas City, Missouri, and cherish time with my four children, whose ages range from 16 to 26. They are my inspiration and my greatest joy.