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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
USDA
Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
VA
If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
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Testimonials
had a great experience with my loan because the entire process was smooth, transparent, and fast. The customer service team was responsive and helpful in answering my questions, and the terms of the loan were clearly explained upfront. I appreciated the competitive interest rate, flexible repayment options, and how easy it was to manage everything online. It gave me the financial boost I needed without the stress or confusion I’ve experienced with other lenders in the past.
knowledgeable and effective loan officer!
We had a long, difficult process to get approved and moved in to our new home. But Ammon worked with us the whole time and put in a lot of hard work to get us our house. As a first time buyer we didn't know what to expect but Ammon went over everything with us to make sure we understood the process and made it possible and less scary as a buyer. we greatly recommend him and appreciate what he did for us!
Without down payment and in a short timeI, I got a house. I was like a dream. Im so happy !
I have worked with Ammon several times over the last few years. He has a super positive attitude no matter the situation and a never give up spirit. He works hard to make sure to help our clients get to the closing table. He is honest, patient, and a great communicator. I will definitely continue to refer my potential buyers to him!!
Again I'm a new agent with a lot to learn and Guild helped me understand the process better and were VERY responsive to my questions and concerns throughout the entire transaction. Thank you for your help and expertise.
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NMLS ID #2086937
I am authorized to do business in the states of Florida, Kansas and Missouri. 
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