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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
USDA

USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.91 out of 5.0 stars
5.0
4.87
5.0
Sebastian
Sep 05, 2025
Independence, MO
Verified

You guys made the process go as easy as it possibly could. Very quick to reply with any questions I had.
Leslie H
Sep 04, 2025
Verified

Ammon Dorsey is an amazing lender. He is one of our preferred lenders we refer to our clients because he is ethical, transparent, knowledgeable and has wonderful communication. He cares about everyone involved and that makes a huge difference. You get a great experience with Ammon and that’s why as a Real Estate Broker I refer him to my most trusted people….my clients!!!!
Leslie
Sep 04, 2025
Kansas City, MO
Verified

Ammon is one of the most ethical and transparent lenders I know. He's calm and knows how to keep everyone calm when things get stressful and sometimes that happens in real estate. He is the upmost professional and i appreciate him as one of our preferred lenders . Our clients love him.
Rachael
Aug 29, 2025
Braymer, MO
Verified

We really appreciated all of the information we received when purchasing our 1st home.
Keanu V
Aug 28, 2025
Verified

Great person to work with, helped us every step of the way and informed us on things we were questionable on. If you’re looking for either your first house or need help with loan assistance. He’s your guy!
Keanu
Aug 27, 2025
Independence, MO
Verified

Ammon was great! Helped me every step of the way also gave information when I had problems understanding. I'd recommend him to any first time homebuyers that don't understand what they're getting into also those who need loan assistance!

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member of Guild Giving
NMLS ID #2086937
I am authorized to do business in the states of Florida, Kansas and Missouri.