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About me

Randy Morgan is the leader of The Randy Morgan Mortgage Team which includes Senior Loan Officer, Tina Watson; Loan Officer, David Willis; Originating Loan Officer Assistant, Tricia Cage; and Loan Processing Specialist, Crystal Liddle.  They have a combined experience of over 41 years.

Randy Morgan earned his Bachelor of Science Degree in Business Management from Southeast Missouri State University in 1994.  He began his career in finance as a loan officer for a local bank.  With 23 years in the banking and mortgage business, he has closed over 7,000 mortgage loans.

While Mr. Morgan is experienced with all types of loans, from FHA and VA to Conventional and Jumbo, the majority of his business comes from first-time home buyers.

“There is nothing more fulfilling than watching first-time home buyers get their key at the closing table,” he states.

Randy lives in Barnhart with his wife of 23 years, Debra.  He enjoys physical fitness, running, boating and spending time with his two dogs.

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Meet my team

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With almost 60 years of combined mortgage experience, our goal is to find the home financing solution that best fits your individual needs. Through our team of dedicated mortgage professionals our commitment is to deliver an exceptional and smooth experience from start to finish. Our PASSION is giving back to those who sacrifice for, serve, and protect our community.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.96 out of 5.0 stars
4.92
4.88
Denise
Jun 09, 2025
Crystal City, MO
Verified

We have had the pleasure of working with Randy, a seasoned loan officer with over 30 years of experience in the lending industry. His depth of knowledge is truly invaluable, and he is a tremendous asset to our professional team. Randy has a unique ability to explain the lending process in a clear, approachable way that puts clients at ease. What can often be an intimidating and confusing experience becomes manageable and even reassuring under his guidance. His professionalism, patience, and communication skills consistently help clients feel confident and informed every step of the way. We highly recommend Randy for his expertise, integrity, and dedication to exceptional service.
SEAN
Jun 09, 2025
Cedar Hill, MO
Verified

Randy and his team are the best! Love working with them and refer them any chance I have.
SIDNEY
Jun 09, 2025
Saint Louis, MO
Verified

Randy and his team are PHENOMENAL! Not only do I use them in my business, I use them for my personal deals as well. Thanks Randy Morgan team for always making it HAPPEN!
Andrew
Jun 09, 2025
Crystal City, MO
Verified

Randy and his team were absolutely top notch. helped me wslk walk through the loan process with ease. Randy is incredibly knowledgeable and great to work with . I have no doubt that I will refer he and his team to anyone. very grateful to have someone 100% on your side when purchasing a home. Huge thank you !!
Emily
Jun 09, 2025
Cedar Hill, MO
Verified

Very friendly, always there to answer any questions that came up!
MARIE
Jun 09, 2025
Festus, MO
Verified

I've worked with many lenders over the years, but none compare to Randy.Professional, prompt, and always dependable—they bring old-fashioned integrity to every transaction. It's rare these days to find someone who truly follows through, but Randy does, every single time. Highly recommend.

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Causes & Memberships

NMLS ID #454669
I am authorized to do business in the states of Illinois and Missouri. (www.nmlsconsumeraccess.org/);