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About me

Randy Morgan is the leader of The Randy Morgan Mortgage Team which includes Senior Loan Officer, Tina Watson; Loan Officer, David Willis; Originating Loan Officer Assistant, Tricia Cage; and Loan Processing Specialist, Crystal Liddle.  They have a combined experience of over 41 years.

Randy Morgan earned his Bachelor of Science Degree in Business Management from Southeast Missouri State University in 1994.  He began his career in finance as a loan officer for a local bank.  With 23 years in the banking and mortgage business, he has closed over 7,000 mortgage loans.

While Mr. Morgan is experienced with all types of loans, from FHA and VA to Conventional and Jumbo, the majority of his business comes from first-time home buyers.

“There is nothing more fulfilling than watching first-time home buyers get their key at the closing table,” he states.

Randy lives in Barnhart with his wife of 23 years, Debra.  He enjoys physical fitness, running, boating and spending time with his two dogs.

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Meet my team

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With almost 60 years of combined mortgage experience, our goal is to find the home financing solution that best fits your individual needs. Through our team of dedicated mortgage professionals our commitment is to deliver an exceptional and smooth experience from start to finish. Our PASSION is giving back to those who sacrifice for, serve, and protect our community.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.96 out of 5.0 stars
4.91
4.89
Kayla
Jul 29, 2025
De Soto, MO
Verified

Everyone at guild made our first time buying experience so smooth. they made sure we understood everything every step of the way!
David
Jul 19, 2025
Painton, MO
Verified

Fast and easy.
Michael
Jul 22, 2025
French Village, MO
Verified

Randy's knowledge and expertise surpasses my expectations. His Customer Service and responsiveness along with his five star team (David & Trisha) are to date the best experience i've had with dealing with a lender.
Darren
Jul 17, 2025
Bloomsdale, MO
Verified

Randy and his team really are awesome helped with all questions askwd
Allyssa
Jul 17, 2025
Bloomsdale, MO
Verified

Randy and his team were very quick to respond to any and all questions we had regardless of the day or time!
Michael
Jul 15, 2025
De Soto, MO
Verified

The loan officer was great. Tried to maximize the seller credits for my benefit as much as possible and took the time to answer all questions in depth and in a timely manor

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Awards

Scotsman Guide Award

Causes & Memberships

NMLS ID #454669
I am authorized to do business in the states of Illinois and Missouri. (www.nmlsconsumeraccess.org/);