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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

Randy Morgan is the leader of The Randy Morgan Mortgage Team which includes Senior Loan Officer, Tina Watson; Loan Officer, David Willis; Originating Loan Officer Assistant, Tricia Cage; and Loan Processing Specialist, Crystal Liddle.  They have a combined experience of over 41 years.

Randy Morgan earned his Bachelor of Science Degree in Business Management from Southeast Missouri State University in 1994.  He began his career in finance as a loan officer for a local bank.  With 23 years in the banking and mortgage business, he has closed over 7,000 mortgage loans.

While Mr. Morgan is experienced with all types of loans, from FHA and VA to Conventional and Jumbo, the majority of his business comes from first-time home buyers.

“There is nothing more fulfilling than watching first-time home buyers get their key at the closing table,” he states.

Randy lives in Barnhart with his wife of 23 years, Debra.  He enjoys physical fitness, running, boating and spending time with his two dogs.

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Meet my team

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With almost 60 years of combined mortgage experience, our goal is to find the home financing solution that best fits your individual needs. Through our team of dedicated mortgage professionals our commitment is to deliver an exceptional and smooth experience from start to finish. Our PASSION is giving back to those who sacrifice for, serve, and protect our community.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.94 out of 5.0 stars
4.89
4.9
Sarah
Sep 17, 2025
Saint Louis, MO
Verified

Everything was very smooth.
Jill
Sep 17, 2025
Saint Louis, MO
Verified

The Randy Morgan Mortfage Team went above and beyond throughout the entire home buying process! From start to finish, they were professional, responsive, and truly cared about making everything as smooth as possible. They explained each step clearly, answered every question quickly, and worked hard to make sure closing happened on time without any stress. Tricia is the best at answering questions and getting the information needed quickly . 100% Satisfaction!!
Betty
Sep 17, 2025
Imperial, MO
Verified

As an experienced agent, I have used many lenders. Randy and his team are always at the top of my recommended lenders that I give my clients.
Dawn
Sep 17, 2025
Festus, MO
Verified

the communication about the transaction.
Christopher
Sep 17, 2025
Festus, MO
Verified

Everyone explained all the documents in detail and answered all our questions, and everyone was super friendly and polite.
Madison
Sep 17, 2025
Imperial, MO
Verified

Everyone there is so nice and helpful!

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Awards

Scotsman Guide Award

Causes & Memberships

NMLS ID #454669
I am authorized to do business in the states of Illinois and Missouri. (www.nmlsconsumeraccess.org/);