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About me

Nick Maddock has been in the mortgage industry for 25 years and has closed over 7000 mortgages– assisting numerous buyers in the St. Louis and surrounding area to buy their dream. His business is based on referrals and he strives to keep each of his referral sources happy with exemplary service. He and his staff would love the opportunity to assist you.

As a Senior Loan Officer at Guild Mortgage Company, Nick understands the loan business can be a fiercely competitive market. He also believes that there is more to home financing than simply securing the lowest interest rate. That’s why he asks a lot of questions and takes the time to listen to your answers concerning your overall financial picture. Nick wants to offer you the best option to achieve your financial goals, whether it’s buying your first home, consolidating debt, or refinancing an existing home.

Funding your loan is just the beginning of his relationship with you. He wants you as a lifetime customer, not just a one-time deal. Maddock will continue to monitor interest rates and will let you know when opportunities arise to improve your current situation. He will also stay in touch and continue to educate you so that he can be your ultimate resource for mortgage financing information.

Because mortgage loans are uniquely individual, Guild Mortgage Company offers a wide range of residential loan programs tailored to your specific needs which Nick can assist with, including:

Fixed Rate Loans
Adjustable Rate Loans
First Time Home Buyer Loans
Jumbo Loans
Refinancing
USDA Rural Housing Loans
VA 100% Loans
Debt Consolidation and Home Improvement Loans

The company’s competitive advantage over the rest of the market is due to its ability to process and underwrite its loans in house while having a variety of lenders to make sure clients are provided with the most competitive mortgage interest rates in the market. Conventional, FHA, USDA and VA home loans are the main loan programs. Primary, Secondary Home, and Investment Property purchase loans and refinances are also available.

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Meet my team

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Our team consists of Nick Maddock, Patrick Doyle, Matt Willis & Mitch Willis, each licensed loan originators, as well as Christina Rayfield (team processor). We work with each of our clients from pre-approval through closing with the expectation of providing an exceptional home financing process whether it is a purchase or refinance.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.97 out of 5.0 stars
4.99
5.0
4.94
4.98
Edward
Dec 02, 2024
Hillsboro, MO
Verified

You took the phone call from my buyers and immediately began a file on them and far exceeded their expectations throughout the loan process ! Then above their satisfaction were able to provide an earlier closing within 21 days from start to finish with a VA loan ! I appreciate The Nick Maddock Team at Guild Mortgage beyond any other lender I have had the experience of working with for any buyer I have ever worked with !! Thank you Nick Maddock and your Team !!
Cindy
Dec 02, 2024
Sainte Genevieve, MO
Verified

Just knowing I had you or a few other Guild loan oficers doing the loan, I know it will close on time. Thanks
Daniel
Nov 26, 2024
Saint Louis, MO
Verified

Easy to work with
Aimee
Nov 26, 2024
Saint Louis, MO
Verified

Everything was seemless and explained to us well
Bethany
Nov 26, 2024
Potosi, MO
Verified

Smooth transaction all the way around.
Judy
Nov 26, 2024
Arnold, MO
Verified

When the property became available on Wednesday, Nick had an approval for my loan basically the next day. Nick provided me a clear list of paperwork needed, and a full explanation of the loan process. There were no surprises at closing. Nick is friendly and smiling all of the time. I appreciated his expertise, along with his staff. All were wonderful to work with. Thank you Nick!

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NMLS ID #275213
I am authorized to do business in the states of Florida, Illinois and Missouri. (www.nmlsconsumeraccess.org/);