Nick Maddock has been in the mortgage industry for 25 years and has closed over 7000 mortgages– assisting numerous buyers in the St. Louis and surrounding area to buy their dream. His business is based on referrals and he strives to keep each of his referral sources happy with exemplary service. He and his staff would love the opportunity to assist you.
As a Senior Loan Officer at Guild Mortgage Company, Nick understands the loan business can be a fiercely competitive market. He also believes that there is more to home financing than simply securing the lowest interest rate. That’s why he asks a lot of questions and takes the time to listen to your answers concerning your overall financial picture. Nick wants to offer you the best option to achieve your financial goals, whether it’s buying your first home, consolidating debt, or refinancing an existing home.
Funding your loan is just the beginning of his relationship with you. He wants you as a lifetime customer, not just a one-time deal. Maddock will continue to monitor interest rates and will let you know when opportunities arise to improve your current situation. He will also stay in touch and continue to educate you so that he can be your ultimate resource for mortgage financing information.
Because mortgage loans are uniquely individual, Guild Mortgage Company offers a wide range of residential loan programs tailored to your specific needs which Nick can assist with, including:
Fixed Rate Loans
Adjustable Rate Loans
First Time Home Buyer Loans
USDA Rural Housing Loans
VA 100% Loans
Debt Consolidation and Home Improvement Loans
The company’s competitive advantage over the rest of the market is due to its ability to process and underwrite its loans in house while having a variety of lenders to make sure clients are provided with the most competitive mortgage interest rates in the market. Conventional, FHA, USDA and VA home loans are the main loan programs. Primary, Secondary Home, and Investment Property purchase loans and refinances are also available.
Meet my team
Our team consists of Nick Maddock, Patrick Doyle, Matt Willis & Mitch Willis, each licensed loan originators, as well as Christina Rayfield (team processor). We work with each of our clients from pre-approval through closing with the expectation of providing an exceptional home financing process whether it is a purchase or refinance.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Nick Maddock and his team are great to work with. They kept us informed through out the transaction. Everything they said they would do was done on time and smoothly. Would recommend highly.
Matt walked us through all the closing documents very thoroughly and made us feel confident that we understood what we were signing and where our money was going. He helped us through the whole buying experience even on weekends to get us updated rates for any house we were considering.
The Nick Maddock team always goes the extra mile for my clients. Nick has built a strong reputation and highly respected in the mortgage industry. In this present real estate market your lender can make the difference between winning the contract or being passed over.
On my last transaction, Nick and his team went above and beyond. If my client would have been with another lender, they would possibly have given up on the transaction. The Nick Maddock team has definitely saved this one and my client is so very happy. Thank you for the service you provide. Always putting the client first.