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About me
Nick Maddock has been in the mortgage industry for 25 years and has closed over 7000 mortgages– assisting numerous buyers in the St. Louis and surrounding area to buy their dream. His business is based on referrals and he strives to keep each of his referral sources happy with exemplary service. He and his staff would love the opportunity to assist you.
As a Senior Loan Officer at Guild Mortgage Company, Nick understands the loan business can be a fiercely competitive market. He also believes that there is more to home financing than simply securing the lowest interest rate. That’s why he asks a lot of questions and takes the time to listen to your answers concerning your overall financial picture. Nick wants to offer you the best option to achieve your financial goals, whether it’s buying your first home, consolidating debt, or refinancing an existing home.
Funding your loan is just the beginning of his relationship with you. He wants you as a lifetime customer, not just a one-time deal. Maddock will continue to monitor interest rates and will let you know when opportunities arise to improve your current situation. He will also stay in touch and continue to educate you so that he can be your ultimate resource for mortgage financing information.
Because mortgage loans are uniquely individual, Guild Mortgage Company offers a wide range of residential loan programs tailored to your specific needs which Nick can assist with, including:
Fixed Rate Loans
Adjustable Rate Loans
First Time Home Buyer Loans
Jumbo Loans
Refinancing
USDA Rural Housing Loans
VA 100% Loans
Debt Consolidation and Home Improvement Loans
The company’s competitive advantage over the rest of the market is due to its ability to process and underwrite its loans in house while having a variety of lenders to make sure clients are provided with the most competitive mortgage interest rates in the market. Conventional, FHA, USDA and VA home loans are the main loan programs. Primary, Secondary Home, and Investment Property purchase loans and refinances are also available.
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Meet my team
Our team consists of Nick Maddock, Patrick Doyle, Matt Willis & Mitch Willis, each licensed loan originators, as well as Christina Rayfield (team processor). We work with each of our clients from pre-approval through closing with the expectation of providing an exceptional home financing process whether it is a purchase or refinance.
Nick is a Senior Loan Officer and Branch Manager with 26 years of experience in the mortgage industry. Nick’s main goal is to provide each of his clients with the best financing that fits their individual family needs while providing an exceptional experience for each client.
Pat is a Loan Officer with 5 years of experience in the mortgage industry. His main goal is to provide each of his clients with an exceptional experience while finding the best financing that fits their individual family needs.
Matt is a loan officer and helps customers throughout the mortgage process.
Christina coordinates each loan after the initial application meeting with the client’s loan officer and works to collect any additional documentation needed in order to allow the underwriter to approve our client for financing. Christina is not licensed as a loan originator.
With Mitch’s role as an originator, he truly believes he will have a positive impact to the mortgage industry by providing his clients with the highest level of expertise, knowledge and guidance they deserve so that no one will have to experience the hardships like those from the past housing crisis.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Great communication.
The process was seamless and Matt Willis is great to work with. We have done 3 loans with your company and overall happy with the process
Nick is always available for his agent and clients when needed by phone, and is professional in the handling of his business and clients needs. Nothing but great things to say about Nick.
Great to do business with, recommend them to everyone.
With out a doubt the best loan experience I have ever had.
You guys were super easy to work with , I loved the consistent updates of what was happening and being transparent through the whole proces. things were explained very well and we felt we could ask any questions and had help as we needed!
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