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Matthew Willis

Matthew Willis

Originating LOA

1266 Main Street, Imperial, MO 63052
Own what matters
Own what matters

About Me

Matthew loves to assist first-time homebuyers with their homeownership dreams. His number one goal is to guide his customers through every step of the home financing process.

Matthew takes pride in his ability to listen to his clients’ needs. He focuses on providing excellent customer service while making sure his clients are comfortable. His attention to detail ensures that his clients are obtaining the best home loan for their specific situation. Matt believes that having an incredible support staff and access to a wide range of mortgage products, allows him to find the right financing solutions for his customers.

In his own words, “I hope that my dedication to my clients and referral partners will help Cornerstone continue to be one of the top mortgage companies in St. Louis.”

Matthew R. Willis graduated from the University of Missouri-Columbia in 2012. He has a bachelor’s degree in personal financial planning.

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Meet my team

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Our team consists of Nick Maddock, Patrick Doyle, Matt Willis & Mitch Willis, each licensed loan originators, as well as Christina Rayfield (team processor). We work with each of our clients from pre-approval through closing with the expectation of providing an exceptional home financing process whether it is a purchase or refinance.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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5.0 out of 5.0 stars
Mar 19, 2019

Nick and MattI want to say thank you so much for all your hard work and dedication. It says a lot about your character to go above and beyond for a client there is not many people out there that care as much as I can see you guys and your team do. I promised when the last house fell through that I would still use you after my divorce and I kept my word even when my old lender contacted me. I knew you guys were the best and you have truly shown it you did anything and everything to get the job done and me and my daughter LOVE our new house and I'm very grateful to you all for helping me give her a normal life back. When I came home from signing the papers she thought something was going to fall through so I pulled out the keys and gave them to her and she cried her eyes out in joy! Thank you for everything you guys are truly appreciated I know dealing with FEMA was not your job and I am grateful for that too. You have changed our lives and we thank you! Your your housewarming gift was so thoughtful (stamper) Lexi thinks it's so neat. Thanks so much you guys are awesome!

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NMLS ID #1049227
I am authorized to do business in the state of Missouri.