Contact Me

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Zachary Maddock

Zachary Maddock

Originating LOA

725 C Maple Valley Drive, Farmington, MO 63640
Own what matters
Own what matters

About Me

Zachary Maddock has been in the mortgage business for a little over two years. Zach got his start as a Loan Officer Assistant where he was able to learn the ins and outs of the mortgage industry. Before going into mortgage, Zach studied Finance at the University of Missouri.

Zach loves guiding first time home buyers in the process of purchasing a home. He believes the process should be an exciting journey for the family. Nothing is more important than customer satisfaction and smoothness of transaction to Zach. He hopes to develop a relationship with his client base and continue to assist them with their mortgage needs.

Availability and being able to contact your Loan Officer at any time is especially important in the home buying process. Zach makes certain to let his clients know upfront, they can contact him any time of any day of the week for questions regarding their loan. Get started on your home loan process today with Zachary!

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
5.0
Grace
Jun 13, 2024
Verified

Zach was a joy to work with. he went above and beyond for us through the whole process! he made sure to explain everything so that we understood exactly what was going on. i can’t recommend him and the guild mortgage team enough!
Emily
Jun 13, 2024
Verified

Thank you for being so wonderful and healpful during the entire process! We will never go with another company when buying a house. Zach was awesome and made the whole stressful experience fun. I will forever be grateful to work with Zach and his crew. Thank you again Zach.
Jesecca
Jun 12, 2024
Verified

Zach’s THE BEST. And always answers the phone with any concerns. He’s closed with me twice now!
Courtney
Jun 11, 2024
Verified

Very knowledgeable, communicative and respectful.
Jodi
Jun 11, 2024
Verified

Zach was great! He explained everything to us in a way we would be able to understand. He was open and honest and was prompt at calling me when I needed him. Was always available to answer any questions I had and, we had a quick and clean closing. Would definitely recommend him to anyone.
Heather
Jun 11, 2024
Verified

Working with Zach and the Guild team was an absolute pleasure from start to finish. Their expertise, friendliness, and professionalism made the home loan process incredibly smooth and stress-free. They guided me through every step, ensuring I understood everything and felt confident during the process. Communication was prompt and clear, and they were always available to address any concerns or questions I had. I highly recommend Zach to anyone seeking to purchase a loan!!

Video gallery

View More

Awards

awards

Causes I'm
passionate about

causes
NMLS ID #1372953
I am authorized to do business in the state of Missouri.