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About me

I grew up in Central Illinois, and have spent the last 25 years in the mortgage and finance industry. I rose through the ranks in the big bank environment, until 2000 when I transferred to the St. Charles, MO area. After a short time, I decided to lay down roots and raise my family here. I have 4 wonderful children and a beautiful wife who reminds me how blessed I am to have a career in the mortgage industry. I enjoy fishing, the great outdoors, and numerous types of sports. I take pride in coaching my children's sports teams, especially my favorites: baseball and basketball.

I have personally closed over $500 million in residential loans, and have learned strategies over the years to make the process flow efficiently. I thrive in a fast paced environment filled with daily changes and challenges. I always strive to separate myself from others and treat each transaction differently from the last, finding solutions that are unique to each borrower situation. I believe if you take the time to understand your client, you can then exceed their expectations. Serving both Illinois and Missouri families over the last two decades, I am dedicated to assisting you and your family through the mortgage process. I would love the opportunity to earn your business.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.97 out of 5.0 stars
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5.0
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5.0
Experience logo
5.0
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5.0
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4.9
Jackie
Dec 29, 2025
Florissant, MO
Experience logo
Great people to work with, experienced, patient and well versed in the Mortgage Industr.
Lyndel
Dec 29, 2025
Florissant, MO
Experience logo
Communication is the key. We were kept informed of the process and progress the company was making. Thank ...See more
Anthony
Dec 26, 2025
Wildwood, MO
Experience logo
Everything was exactly as expected — Tony's communication with the buyers and myself was clear and consistent, the pro...See more
Jamie
Dec 8, 2025
Foristell, MO
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TONY ROPPA IS EXTREMELY CORDIAL KNOWS HOW TO PERSONALLY HELP WITH FINANCIAL ISSUES INCLUDING THE WHAT WHYS & HOWS. HE I...See more
Audrey
Dec 6, 2025
Wentzville, MO
Experience logo
Took a bit longer than expected
Amanda
Dec 2, 2025
Herculaneum, MO
Experience logo
Tony was responsive, thorough and very quick to get my refi completed!

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Awards

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Causes & Memberships

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NMLS ID #291142

I am authorized to do business in the states of Florida, Iowa, Illinois, Kansas and Missouri. (www.nmlsconsumeraccess.org/);

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