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Mortgages with Clarity

Honoring Integrity, Commitment and Gratitude

About me

With over 20 years of experience as a loan officer, I find great joy in helping clients build generational wealth and transforming liabilities into assets. 

I am grateful for the opportunity to positively impact my clients’ financial well-being.   Here are a few different ways I have helped my clients on their journey...

I enjoy assisting first-time homebuyers, as this often marks the beginning of their wealth-building journey.
I enjoy helping clients purchase their second or third homes, whether they need more space, are seeking better school districts, or are looking to downsize.
I enjoy guiding clients in buying investment properties, enabling them to generate additional income while someone else pays down their mortgage—an excellent strategy for achieving financial independence.
I enjoy assisting clients with refinancing, helping them save money monthly, pay off debt, or shorten their loan term.

Connecting with my clients and improving their financial situations brings me joy, meaning and purpose. I look forward to the possibility of working with you or someone you know to improve their financial position.

With Gratitude

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Meet my team

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I am dedicated to providing our clients with the highest level of integrity, commitment, and gratitude throughout the entire mortgage process. Our goal is to ensure we are meeting our clients' needs by providing education and clarity to help them create, manage, and maintain financial security and wealth.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
4.88
4.9
Alyssa
Sep 11, 2025
Saint Peters, MO
Verified

Scott was absolutely amazing! Talked us through every step, and explained everything to us very thoroughly, which was important to us as first-time home buyers. Everyone we encountered at Guild went above and beyond for us throughout the whole process. Would recommend Scott and Guild to everyone!
Ivan
Sep 09, 2025
Saint Charles, MO
Verified

Everything was great. Everything was done quickly and clearly
Brandon W
Sep 08, 2025
Verified

Scott is very knowledgeable and client focused. My buyers appreciated the multiple financing options Scott gave them and the time he took to explain each scenario. He also was able to get them in a couple programs that help my buyers get some money back in their pockets. First time buyers should definitely consider Scott for their financing needs. He is very trustworthy. Thanks Scott!
Brandon
Sep 06, 2025
Moscow Mills, MO
Verified

Scott is very knowledgeable and client focused. My buyers appreciated the multiple financing options Scott gave them and the time he took to explain each scenario. He also was able to get them in a couple programs that help my buyers get some money back in their pockets. First time buyers shouod definitely consider Scott for their financing needs. He is very trustworthy. Thanks Scott!
Megan S
Sep 07, 2025
Verified

We had such a good experience with Scott in our first house purchase in Missouri. We remembered he was also licensed in FL, so when we moved to FL, we reached back out. We appreciate Scott's responsiveness, care, and proactiveness in refinancing and finding the best options for us financially. We know Scott cares about us and will take care of us.
Mallory
Sep 04, 2025
Florissant, MO
Verified

We've worked with Guild a couple times , specifically with Scott Shafman. Scott has always been so helpful and encouraging throughout a process that can feel very intimidating. We know we can trust him which so important when going through the process of buying a new home!

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

NMLS ID #243704
I am authorized to do business in the states of Colorado, Florida, Illinois, Missouri and Texas. (www.nmlsconsumeraccess.org/);