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Mortgages with Clarity
Honoring Integrity, Commitment and Gratitude
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Scott Shafman

Senior Loan Officer

NMLS# 243704

About me

With over 20 years of experience as a loan officer, I find great joy in helping clients build generational wealth and transforming liabilities into assets. 

I am grateful for the opportunity to positively impact my clients’ financial well-being.   Here are a few different ways I have helped my clients on their journey...

I enjoy assisting first-time homebuyers, as this often marks the beginning of their wealth-building journey.
I enjoy helping clients purchase their second or third homes, whether they need more space, are seeking better school districts, or are looking to downsize.
I enjoy guiding clients in buying investment properties, enabling them to generate additional income while someone else pays down their mortgage—an excellent strategy for achieving financial independence.
I enjoy assisting clients with refinancing, helping them save money monthly, pay off debt, or shorten their loan term.

Connecting with my clients and improving their financial situations brings me joy, meaning and purpose. I look forward to the possibility of working with you or someone you know to improve their financial position.

With Gratitude

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.93 out of 5.0 stars
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5.0
Experience logo
4.9
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4.9
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4.9
Andrew
Jan 16, 2026
Fenton, MO
Experience logo
Scott is very professional, knowledgeable, thorough, and friendly!
Krista
Jan 16, 2026
Fenton, MO
Experience logo
Scott was very personable and professional. He makes sure to do what is best for his clients' short-term and long-term g...See more
Stephanie
Jan 15, 2026
Chesterfield, MO
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Scott was amazing! He prepared several options for me in a way that I could easily compare and contrast and he ulimately...See more
Kristin
Dec 26, 2025
Festus, MO
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Scott and his team's communication was top notch, always quick to respond with any necessary information. My most recent...See more
ShaNae H.
Dec 22, 2025
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As a fist time home buyer, you want someone to walk you through the process and take time to work with you. Scott and hi...See more
Kim
Dec 18, 2025
Belleville, IL
Experience logo
Scott is always easy to work with and extremely knowledgeable! His team is resourceful and quick to respond to any ques...See more

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Awards

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Causes & Memberships

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NMLS ID #243704

I am authorized to do business in the states of Colorado, Florida, Illinois, Missouri and Texas. (www.nmlsconsumeraccess.org/);

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