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Mortgages with Clarity

Honoring Integrity, Commitment and Gratitude

About me

With over 20 years of experience as a loan officer, I find great joy in helping clients build generational wealth and transforming liabilities into assets. 

I am grateful for the opportunity to positively impact my clients’ financial well-being.   Here are a few different ways I have helped my clients on their journey...

I enjoy assisting first-time homebuyers, as this often marks the beginning of their wealth-building journey.
I enjoy helping clients purchase their second or third homes, whether they need more space, are seeking better school districts, or are looking to downsize.
I enjoy guiding clients in buying investment properties, enabling them to generate additional income while someone else pays down their mortgage—an excellent strategy for achieving financial independence.
I enjoy assisting clients with refinancing, helping them save money monthly, pay off debt, or shorten their loan term.

Connecting with my clients and improving their financial situations brings me joy, meaning and purpose. I look forward to the possibility of working with you or someone you know to improve their financial position.

With Gratitude

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Meet my team

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I am dedicated to providing our clients with the highest level of integrity, commitment, and gratitude throughout the entire mortgage process. Our goal is to ensure we are meeting our clients' needs by providing education and clarity to help them create, manage, and maintain financial security and wealth.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
4.88
4.89
Patrice
Aug 07, 2025
Maryland Heights, MO
Verified

For many people, securing funding to buy a house is not something they do very often. For me, this is only the 3rd time I've done it, and the technology interface has taken over since the last time I went through this process. Working with Scott and Lauren, and Guild's technology simplified what was a bit of an intimidating process. For that, I'm very grateful.
Dan L
Jul 31, 2025
Verified

Scott was awesome to work with. Knowledgeable and responsive. Will definitely recommend to friends and colleagues.
Daniel
Jul 30, 2025
Chesterfield, MO
Verified

Scott was a joy to work with. Our situation was complicated and he provided options and a path forward which made the whole process as stress free as possible.
Kyla
Jul 11, 2025
Saint Louis, MO
Verified

Scott was so helpful through every step of the way as first time home buyers! He walked us through everything and his visuals were really helpful!
Donald
Jul 04, 2025
St. Louis, MO
Verified

I have nothing to add.
Amy
Jul 02, 2025
Verified

Working with Scott was FANTASTIC. I needed to act quickly on a home that was about to come on the market, and he made time to meet with me on short notice without hesitation. Throughout the entire process, he was responsive and thorough. He thoughtfully answered my many questions (first time home buyer here). I especially appreciated that he took time to make sure I fully understood my options until I felt confident moving forward. I somehow managed to get through the whole process without feeling overwhelmed, which was totally unexpected! Thanks to Scott, I not only closed on my first home smoothly but did so with a loan I feel genuinely good about.

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

NMLS ID #243704
I am authorized to do business in the states of Colorado, Florida, Illinois, Missouri and Texas. (www.nmlsconsumeraccess.org/);