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Mortgages with Clarity

Honoring Integrity, Commitment and Gratitude

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

With over 20 years of experience as a loan officer, I find great joy in helping clients build generational wealth and transforming liabilities into assets. 

I am grateful for the opportunity to positively impact my clients’ financial well-being.   Here are a few different ways I have helped my clients on their journey...

I enjoy assisting first-time homebuyers, as this often marks the beginning of their wealth-building journey.
I enjoy helping clients purchase their second or third homes, whether they need more space, are seeking better school districts, or are looking to downsize.
I enjoy guiding clients in buying investment properties, enabling them to generate additional income while someone else pays down their mortgage—an excellent strategy for achieving financial independence.
I enjoy assisting clients with refinancing, helping them save money monthly, pay off debt, or shorten their loan term.

Connecting with my clients and improving their financial situations brings me joy, meaning and purpose. I look forward to the possibility of working with you or someone you know to improve their financial position.

With Gratitude

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Meet my team

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I am dedicated to providing our clients with the highest level of integrity, commitment, and gratitude throughout the entire mortgage process. Our goal is to ensure we are meeting our clients' needs by providing education and clarity to help them create, manage, and maintain financial security and wealth.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.93 out of 5.0 stars
5.0
4.87
4.9
Fatu
Sep 20, 2025
Saint Louis, MO
Verified

U guys are great Scott i know Sometimes i use to give u too much question but u was always patient with me! and answer my question no matter how I get on your nerve you was always patient with me and I appreciate that a lot. Thank you so much Scott you are the best.
Mitchell G
Sep 19, 2025
Verified

Everyone is nice and friendly.
Mitchell
Sep 17, 2025
Affton, MO
Verified

Everyone was nice and friendly
Francisco G
Sep 18, 2025
Verified

Record breaking approval time. Courteous and efficient.
Francisco
Sep 17, 2025
Saint Louis, MO
Verified

Everything was done accurately and promptly.
Bunthoeun
Sep 17, 2025
Saint Louis, MO
Verified

The transaction was smooth, and great to work with Scott!

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

NMLS ID #243704
I am authorized to do business in the states of Colorado, Florida, Illinois, Missouri and Texas. (www.nmlsconsumeraccess.org/);