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Mortgages with Clarity

Honoring Integrity, Commitment and Gratitude

About me

With over 20 years of experience as a loan officer, I find great joy in helping clients build generational wealth and transforming liabilities into assets. 

I am grateful for the opportunity to positively impact my clients’ financial well-being.   Here are a few different ways I have helped my clients on their journey...

I enjoy assisting first-time homebuyers, as this often marks the beginning of their wealth-building journey.
I enjoy helping clients purchase their second or third homes, whether they need more space, are seeking better school districts, or are looking to downsize.
I enjoy guiding clients in buying investment properties, enabling them to generate additional income while someone else pays down their mortgage—an excellent strategy for achieving financial independence.
I enjoy assisting clients with refinancing, helping them save money monthly, pay off debt, or shorten their loan term.

Connecting with my clients and improving their financial situations brings me joy, meaning and purpose. I look forward to the possibility of working with you or someone you know to improve their financial position.

With Gratitude

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Meet my team

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I am dedicated to providing our clients with the highest level of integrity, commitment, and gratitude throughout the entire mortgage process. Our goal is to ensure we are meeting our clients' needs by providing education and clarity to help them create, manage, and maintain financial security and wealth.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
4.87
4.88
Jason
Mar 17, 2025
Lake St. Louis, MO
Verified

Scott and his team were fantastic throughout the entire process. From answering the preliminary questions to giving us important heads up alerts, this was by far the easiest new purchase experience ever!
Sean G
Mar 24, 2025
Verified

Scott was very patient, helpful, and always friendly. He talked us through plenty of options and the advantages of each of them; and helped us choose the best one for our current situation. Hope to work with him again.
Noah
Mar 03, 2025
Saint Louis, MO
Verified

Scott was awesome and helped me easily secure a loan and purchase my first house!
Eric
Mar 10, 2025
Loveland, CO
Verified

Good communications and options.
Joshua
Mar 17, 2025
O Fallon, MO
Verified

Scott was easy to work with and always available when we had questions.
Paige
Mar 10, 2025
Fenton, MO
Verified

Scott was great to work with- as first time home buyers we had no idea how this process worked and he effortlessly guided up through it and answered all of our many questions without hesitation!

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Awards

Causes & Memberships

NMLS ID #243704
I am authorized to do business in the states of Colorado, Florida, Illinois, Missouri and Texas. (www.nmlsconsumeraccess.org/);