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Mortgages with Clarity

Honoring Integrity, Commitment and Gratitude

About me

With over 20 years of experience as a loan officer, I find great joy in helping clients build generational wealth and transforming liabilities into assets. 

I am grateful for the opportunity to positively impact my clients’ financial well-being.   Here are a few different ways I have helped my clients on their journey...

I enjoy assisting first-time homebuyers, as this often marks the beginning of their wealth-building journey.
I enjoy helping clients purchase their second or third homes, whether they need more space, are seeking better school districts, or are looking to downsize.
I enjoy guiding clients in buying investment properties, enabling them to generate additional income while someone else pays down their mortgage—an excellent strategy for achieving financial independence.
I enjoy assisting clients with refinancing, helping them save money monthly, pay off debt, or shorten their loan term.

Connecting with my clients and improving their financial situations brings me joy, meaning and purpose. I look forward to the possibility of working with you or someone you know to improve their financial position.

With Gratitude

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Meet my team

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The Shafman Group, consisting of Alex Young and myself, are dedicated to providing our clients with the highest level of integrity, commitment, and gratitude throughout the entire mortgage process. Our goal is to ensure we are meeting our clients' needs by providing education and clarity to help them create, manage, and maintain financial security and wealth.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
4.86
4.86
Abigail P
Dec 22, 2024
Verified

Scott was professional, personable, and transparent. This was my first home buying experience and I was grateful for the work he put in to make this a smooth, easy to understand process. Earlier this year, in my first attempt at buying a home, I almost got burned by a dishonest seller who, while under contract, had not disclosed an important engineer's report of the property from the previous year that stated that the structural integrity of the condo building was in poor condition. Thankfully, Scott's team did their due diligence and uncovered this report, which allowed me to pull out of the deal before closing. This undoubtedly protected both my physical and financial safety. After this, I was confident that I could trust Scott + team to look out for me in the home buying process. And thankfully, I was successful in my home buying process later this year! Scott also has some great first time home buyer plans that saved me a good chunk of money at closing - worth an ask! I would recommend Scott & his team to any first time home buyers.
Abigail
Dec 10, 2024
Saint Louis, MO
Verified

Scott was professional, personable, and transparent. This was my first home buying experience and I was grateful for the work he put in to make this a smooth, easy to understand process. Earlier this year, in my first attempt at buying a home, I almost got burned by a dishonest seller who, while under contract, had not disclosed an important engineer's report of the property from the previous year that stated that the structural integrity of the condo building was in poor condition. Thankfully, Scott's team did their due dilligence and uncovered this report, which allowed me to pull out of the deal before closing. This undoubtedly protected both my physical and financial safety. After this, I was confident that I could trust Scott + team to look out for me in the home buying process. And thankfully, I was successful in my home buying process later this year! Scott also has some great first time home buyer plans that saved me a good chunk of money at closing - worth an ask! I would recommend Scott & his team to any first time home buyers.
Ivan
Dec 16, 2024
Saint Peters, MO
Verified

Thank you so much for your work
Barbara
Nov 26, 2024
Saint Louis, MO
Verified

Very smooth closing
Alana
Nov 26, 2024
Saint Louis, MO
Verified

Scott helped me tremendously with maximizing all the available resources to make my purchase work for my loan approval.
Abigail
Nov 26, 2024
Wildwood, MO
Verified

Scott was incredibly helpful and patient when it came to all my questions as a first-time homebuyer!

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Causes & Memberships

NMLS ID #243704
I am authorized to do business in the states of Florida, Illinois, Missouri and Texas. (www.nmlsconsumeraccess.org/);