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Mortgages with Clarity
Honoring Integrity, Commitment and Gratitude
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Scott Shafman

Senior Loan Officer

NMLS# 243704

About me

With over 20 years of experience as a loan officer, I find great joy in helping clients build generational wealth and transforming liabilities into assets. 

I am grateful for the opportunity to positively impact my clients’ financial well-being.   Here are a few different ways I have helped my clients on their journey...

I enjoy assisting first-time homebuyers, as this often marks the beginning of their wealth-building journey.
I enjoy helping clients purchase their second or third homes, whether they need more space, are seeking better school districts, or are looking to downsize.
I enjoy guiding clients in buying investment properties, enabling them to generate additional income while someone else pays down their mortgage—an excellent strategy for achieving financial independence.
I enjoy assisting clients with refinancing, helping them save money monthly, pay off debt, or shorten their loan term.

Connecting with my clients and improving their financial situations brings me joy, meaning and purpose. I look forward to the possibility of working with you or someone you know to improve their financial position.

With Gratitude

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.93 out of 5.0 stars
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5.0
Experience logo
4.9
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4.9
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4.9
Kristin
Dec 26, 2025
Festus, MO
Experience logo
Scott and his team's communication was top notch, always quick to respond with any necessary information. My most recent...See more
ShaNae H.
Dec 22, 2025
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As a fist time home buyer, you want someone to walk you through the process and take time to work with you. Scott and hi...See more
Kim
Dec 18, 2025
Belleville, IL
Experience logo
Scott is always easy to work with and extremely knowledgeable! His team is resourceful and quick to respond to any ques...See more
Jessica
Dec 18, 2025
Saint Louis, MO
Experience logo
Scott is impressively responsive with any questions, friendly, and easy to work with.
Georgy S.
Dec 15, 2025
Google logo
Scott was great helping us through the application process and the website is fairly intuitive to use when I need to mak...See more
Alla
Dec 15, 2025
Saint Louis, MO
Experience logo
Scott was proactive in what needed to be done, he was accommodating when we needed to change loan terms....See more

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Awards

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Causes & Memberships

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NMLS ID #243704

I am authorized to do business in the states of Colorado, Florida, Illinois, Missouri and Texas. (www.nmlsconsumeraccess.org/);

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