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Mortgages with Clarity

Honoring Integrity, Commitment and Gratitude

About me

With over 20 years of experience as a loan officer, I find great joy in helping clients build generational wealth and transforming liabilities into assets. 

I am grateful for the opportunity to positively impact my clients’ financial well-being.   Here are a few different ways I have helped my clients on their journey...

I enjoy assisting first-time homebuyers, as this often marks the beginning of their wealth-building journey.
I enjoy helping clients purchase their second or third homes, whether they need more space, are seeking better school districts, or are looking to downsize.
I enjoy guiding clients in buying investment properties, enabling them to generate additional income while someone else pays down their mortgage—an excellent strategy for achieving financial independence.
I enjoy assisting clients with refinancing, helping them save money monthly, pay off debt, or shorten their loan term.

Connecting with my clients and improving their financial situations brings me joy, meaning and purpose. I look forward to the possibility of working with you or someone you know to improve their financial position.

With Gratitude

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Meet my team

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I am dedicated to providing our clients with the highest level of integrity, commitment, and gratitude throughout the entire mortgage process. Our goal is to ensure we are meeting our clients' needs by providing education and clarity to help them create, manage, and maintain financial security and wealth.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
4.88
4.89
Amy
Jun 27, 2025
Marthasville, MO
Verified

Working with Scott was FANTASTIC. I needed to act quickly on a home that was about to come on the market, and he made time to meet with me on short notice without hesitation. Throughout the entire process, he was responsive and thorough. He thoughtfully answered my many questions (first time home buyer here). I especially appreciated that he took time to make sure I fully understood my options until I felt confident moving forward. I somehow managed to get through the whole process without feeling overwhelmed, which was totally unexpected! Thanks to Scott, I not only closed on my first home smoothly but did so with a loan I feel genuinely good about.
Laura
Jun 26, 2025
Ballwin, MO
Verified

Scott Shafman is excellent to work with. He is knowledgeable and efficient. This is our third time working with him and we will continue to recommend his services.
Hayley
Jun 09, 2025
Saint Louis, MO
Verified

Scott was really communicative and explained all the options very clearly and was flexible and helpful at each stage of the process
Naomi
Jun 02, 2025
Florissant, MO
Verified

Scott is awesome! He is very knowledgeable and professional!
Moriah
May 19, 2025
Saint Louis, MO
Verified

Scott was wonderful. So helpful and patient and kind with my million questions. Even though I was offered a higher grant with a big bank, I chose Guild because I trusted Scott.
JOSHUA
May 05, 2025
Saint Louis, MO
Verified

The strategy, support, and constant communication helped make this a seamless process.

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Awards

Causes & Memberships

NMLS ID #243704
I am authorized to do business in the states of Colorado, Florida, Illinois, Missouri and Texas. (www.nmlsconsumeraccess.org/);