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Mortgages with Clarity

Honoring Integrity, Commitment and Gratitude

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

With over 20 years of experience as a loan officer, I find great joy in helping clients build generational wealth and transforming liabilities into assets. 

I am grateful for the opportunity to positively impact my clients’ financial well-being.   Here are a few different ways I have helped my clients on their journey...

I enjoy assisting first-time homebuyers, as this often marks the beginning of their wealth-building journey.
I enjoy helping clients purchase their second or third homes, whether they need more space, are seeking better school districts, or are looking to downsize.
I enjoy guiding clients in buying investment properties, enabling them to generate additional income while someone else pays down their mortgage—an excellent strategy for achieving financial independence.
I enjoy assisting clients with refinancing, helping them save money monthly, pay off debt, or shorten their loan term.

Connecting with my clients and improving their financial situations brings me joy, meaning and purpose. I look forward to the possibility of working with you or someone you know to improve their financial position.

With Gratitude

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Meet my team

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I am dedicated to providing our clients with the highest level of integrity, commitment, and gratitude throughout the entire mortgage process. Our goal is to ensure we are meeting our clients' needs by providing education and clarity to help them create, manage, and maintain financial security and wealth.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.93 out of 5.0 stars
5.0
4.87
4.91
Jacob
Oct 17, 2025
Saint Louis, MO
Verified

Scott was amazing, thank you!
Jae
Oct 16, 2025
Saint Louis, MO
Verified

Scott helped us get the home of our dreams on a compressed timeline and was always available to answer our questions.
Chrissy G
Oct 16, 2025
Verified

Great experience through out the process.
Christina
Oct 16, 2025
Saint Louis, MO
Verified

Everything was taken care of as expected through out the process.
Margaret
Oct 10, 2025
Saint Louis, MO
Verified

This was absolutely painless. Scott answered all of my questions and made the process very easy.
Fatu
Sep 20, 2025
Saint Louis, MO
Verified

U guys are great Scott i know Sometimes i use to give u too much question but u was always patient with me! and answer my question no matter how I get on your nerve you was always patient with me and I appreciate that a lot. Thank you so much Scott you are the best.

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

NMLS ID #243704
I am authorized to do business in the states of Colorado, Florida, Illinois, Missouri and Texas. (www.nmlsconsumeraccess.org/);