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About me

Melinda has 20 years of financial experience; she has acquired extensive knowledge of the mortgage and banking industry. Melinda has held a variety of positions with local banking institutions including Loan Processor, Underwriter, Manager, Vice President of Consumer Loans, and Director. Her comprehension of the financial industry coupled with an ability to cultivate business-to-consumer alliances allowed a seamless transition into the mortgage industry in 1999. Her knowledge, skills and talent led her to be a successful business owner as a Mortgage Broker for eight years. Melinda currently utilizes her knowledge and experience in her position as a Sr. Mortgage Loan Officer and Branch Manager. She believes it is important to build relationships with her clients, partnering with them throughout the mortgage loan process ensuring a positive home buying or a home refinance experience.

As a Mortgage Banker, she has the ability to offer unbiased guidance in this volatile market through a variety of lenders. In addition, as a Mortgage Banker she can shop interest rates and loan programs to best suit the borrower’s financial needs. “Having the ability to underwrite our loans in house, provide our own funds for closing, and provide a high level of service is vital to me, and I am able to provide this to my clients”.

Activities: St. Michael’s Army-Executive Board, Community Outreach – St. Charles County Association of Realtors, Business Network Group-Co-Founder, GoodFella’s, African Vision of Hope, Toys for Tots.

A native of St. Louis, Melinda is married to David and the proud mother of

two sons. She has earned a bachelor’s degree in Communications from UMSL.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.97 out of 5.0 stars
4.95
5.0
Cindy
May 05, 2025
Saint Charles, MO
Verified

Melinda is an expert in her field, professional, experienced, resourceful and consistent in following up making sure details are understood and fulfilled - Melinda's expertise shines so my buyers are informed each step from qualification to closing and beyond.
Anel
May 05, 2025
Troy, MO
Verified

My experience was great because Melinda and her team were amazing to deal with and always stayed on top of things . Melinda was always there when I had questions and helped me through the process with ease! I will definitely be utilizing Melinda and Guild in the near future!
Casey
May 05, 2025
Saint Louis, MO
Verified

Melinda and her team took care of my family throughout the whole mortgage process. Her attention to detail whether small or large was amazing, and is what helped us cross the finish line in closing our home. We were ready for closing, days before our chosen closing date. When that day came along, we ran into an issue from the seller's side, and she weathered the storm with us. Her and her team jumped into action to help us, and along with my real estate team tackled this together to close on our home. Thank you Melinda from the bottom of my heart, you helped make this process be simple and pain free for my family with our lender experience when everything else occured!
Matt B
May 05, 2025
Verified

Melinda always does a great job and we love having her as a partner in the industry!
Brandon
Apr 28, 2025
Winfield, MO
Verified

elinda is a true professional of what she does. My only regret is that it took me 10 years to get the pleasure to wor
Merle
Apr 14, 2025
Bourbon, MO
Verified

Obviously MElinda is rated five star as we know her knowledge, experience, APPROACH WORKING INTERACTING W BUYER/AGENT/STAFF....ALWAYS A PLEASURE...That's why we is FrIeNdS....The Best in the West by Test......The Merle

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #253071
I am authorized to do business in the state of Missouri.