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Melinda Movick

Melinda Movick

Branch Manager

17280 N Outer 40 Rd, Suite 101, Chesterfield, MO 63005
Own what matters
Own what matters

About Me

Melinda has 20 years of financial experience; she has acquired extensive knowledge of the mortgage and banking industry. Melinda has held a variety of positions with local banking institutions including Loan Processor, Underwriter, Manager, Vice President of Consumer Loans, and Director. Her comprehension of the financial industry coupled with an ability to cultivate business-to-consumer alliances allowed a seamless transition into the mortgage industry in 1999. Her knowledge, skills and talent led her to be a successful business owner as a Mortgage Broker for eight years. Melinda currently utilizes her knowledge and experience in her position as a Sr. Mortgage Loan Officer and Branch Manager. She believes it is important to build relationships with her clients, partnering with them throughout the mortgage loan process ensuring a positive home buying or a home refinance experience.

As a Mortgage Banker, she has the ability to offer unbiased guidance in this volatile market through a variety of lenders. In addition, as a Mortgage Banker she can shop interest rates and loan programs to best suit the borrower’s financial needs. “Having the ability to underwrite our loans in house, provide our own funds for closing, and provide a high level of service is vital to me, and I am able to provide this to my clients”.

Activities: St. Michael’s Army-Executive Board, Community Outreach – St. Charles County Association of Realtors, Business Network Group-Co-Founder, GoodFella’s, African Vision of Hope, Toys for Tots.

A native of St. Louis, Melinda is married to David and the proud mother of

two sons. She has earned a bachelor’s degree in Communications from UMSL.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.


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Causes I'm
passionate about

NMLS ID #253071
I am authorized to do business in the state of Missouri.