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About me

Melinda has 20 years of financial experience; she has acquired extensive knowledge of the mortgage and banking industry. Melinda has held a variety of positions with local banking institutions including Loan Processor, Underwriter, Manager, Vice President of Consumer Loans, and Director. Her comprehension of the financial industry coupled with an ability to cultivate business-to-consumer alliances allowed a seamless transition into the mortgage industry in 1999. Her knowledge, skills and talent led her to be a successful business owner as a Mortgage Broker for eight years. Melinda currently utilizes her knowledge and experience in her position as a Sr. Mortgage Loan Officer and Branch Manager. She believes it is important to build relationships with her clients, partnering with them throughout the mortgage loan process ensuring a positive home buying or a home refinance experience.

As a Mortgage Banker, she has the ability to offer unbiased guidance in this volatile market through a variety of lenders. In addition, as a Mortgage Banker she can shop interest rates and loan programs to best suit the borrower’s financial needs. “Having the ability to underwrite our loans in house, provide our own funds for closing, and provide a high level of service is vital to me, and I am able to provide this to my clients”.

Activities: St. Michael’s Army-Executive Board, Community Outreach – St. Charles County Association of Realtors, Business Network Group-Co-Founder, GoodFella’s, African Vision of Hope, Toys for Tots.

A native of St. Louis, Melinda is married to David and the proud mother of

two sons. She has earned a bachelor’s degree in Communications from UMSL.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.94 out of 5.0 stars
4.92
5.0
Stephen
Jun 09, 2025
Chesterfield, MO
Verified

Melinda was great all around.
Joseph
Jun 09, 2025
Chesterfield, MO
Verified

Melinda is very good at what she does. Communication was top notch everyone involved in the transaction was always kept up to speed and if a problem arose she always had a solution.
Jack S
Jun 13, 2025
Verified

The whole process with Melinda's team was seamless. Best experience I have had with any loan. Highly recommend Melinda and Guild Mortgage.
John
Jun 09, 2025
Saint Peters, MO
Verified

The experience with Melinda's team was seamless. They made you feel important and were on top of things throughout the entire process.
Brian
Jun 02, 2025
O Fallon, MO
Verified

Coming from VA, you made it an easy transition, took all my calls and questions without hesitation. Amazing experience!
Merle
Jun 02, 2025
O Fallon, MO
Verified

As previously stated, Melinda and I go WAY BACK...she has a PROVEN TRACK RECORD OF EXCELLENCE...Not much more I can say....When I'm on the Listing Side and see an offer come in with Melinda M on the Buyer's Loan....I sigh in relief....Go Get 'em MelindaPooh

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #253071
I am authorized to do business in the state of Missouri.