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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I have been a loan officer for 25 years. I love to interact with my clients. As a mortgage loan officer, I work a lot with first-time homebuyers and have a strong knowledge of various loan programs, including FHA, Conventional, USDA and more.

The most important thing in this industry is protecting our clients. From securing their information to putting them in the right loan and price range that fits their particular situation. I act as a loan provider and advisor to his clients and love to answer questions you may have.

Outside of work I love to spend the majority of my time with my wife and family. I have 5 adult children and 7 grandchildren.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
Alexander
May 27, 2025
Saint Louis, MO
Verified

Jim was extraordinarily helpful through the entire process and helped me feel comfortable as a first time home buyer. I never felt out of the loop through each step of the process, and felt that I was always kept up to date and informed about what was going on.
Jill
May 27, 2025
Saint Louis, MO
Verified

Jim always does a great job
Ann
Nov 06, 2024
Verified

Jim has an awesome personality. He explained everything in detail and sometimes had to go over things more than once with us. Buying a home is extremely exhausting but Jim made every step of that seem easier. We so appreciated his knowledge of the entire housing market and would highly recommend him to everyone we know. He truly did a fantastic job!
Brian
Sep 02, 2022
Chesterfield, MO
Verified

Jim was AMAZING during the process to buy my first home. It was a bit of a unique transaction and as such I didn't have an agent and Jim at times even wore that hat too when I had some questions that were more to do with actual real estate. He is extremely helpful making himself available well beyond the normal 9 to 5 and enthusiastic to help no matter the time of day or week. I could not have asked for a better partner throughout this strenuous process and would enlist the expertise of Mr. Beck again and again if I could. Thanks for everything Jim!
Joanne
Jul 12, 2022
Chesterfield, MO
Verified

Jim was wonderful to work with. He explained everything so thoroughly throughout the loan process. If I had any questions he answered them for me in a timely manner. He gave the best customer experience from start to finish. I felt like I was his only customer and that's great! There's so much involved in the entire home buying process and Jim made it seem so easy. I'd recommend him to anyone needing a loan. The entire experience was great thanks to Jim and his knowledge and caring of his customers. I'd recommend Jim to anyone needing a loan. He's the best!
Jake
Jun 06, 2022
Chesterfield, MO
Verified

Jim is the best at what he does!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #449509
I am authorized to do business in the states of Illinois and Missouri. (www.nmlsconsumeraccess.org/);