(68 reviews)

James Holmes

Senior Loan Officer

NMLS ID #780281

Chesterfield, MO

4.99

(68 reviews)

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17280 North Outer 40 Rd, Suite 101, Chesterfield, MO 63005

[email protected]

(314) 744-5510

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Have questions? Let's connect and talk through your goals.

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Get a clearer picture of your home financing options with a simple first step.

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Ready to move forward? Start your application when the time is right for you.

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You have choices when it comes to home financing

About me

Since Jimmy Holmes started his career, he has been dedicated to helping customers achieve their dream of homeownership. His clients’ best interest is his only concern.Read more

Since Jimmy Holmes started his career, he has been dedicated to helping customers achieve their dream of homeownership. His clients’ best interest is his only concern. Jimmy treats his clients like friends and family. This is why nearly 100% of his business is based on referrals. Jimmy prides himself on providing exceptional customer service to all of his customers.

Jimmy was born and raised in St. Louis where he attended St. Louis Priory High School. In 2010, he graduated from St. Louis University’s School of Business. During his time at St. Louis University, Jimmy played on the men’s soccer team. In the fall, Jimmy is the assistant varsity soccer coach for St. Louis Priory High School.

Feel free to contact Jimmy today to discuss your home financing options!

Awards

Causes and Memberships

Testimonials

4.99 (68 reviews)

5.0

Professional, knoweldgable, understanding.

Jeffrey

Mar 1, 2026 |

Saint Louis, MO

We had an excellent experience working with Jimmy. He was incredibly friendly, responsive, and always accessible whenever we had questions. He took the time to clearly explain every step of the process, which made everything feel simple and stress-free. He truly made the entire experience enjoyable, and we couldn’t have asked for better support. Highly recommend

Nartana

Feb 18, 2026 |

Saint Louis, MO

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Keep in touch

Phone:

(314) 744-5510

Mobile:

(314) 650-3808

Branch:

(314) 995-9919

Email:

[email protected]

17280 North Outer 40 Rd, Suite 101, Chesterfield, MO 63005

Office Hours

Monday - Friday

Saturday

Sunday

8:30AM - 5:30PM

AVAIL BY APPT

CLOSED

Monday - Friday

8:30AM - 5:30PM

Saturday

AVAIL BY APPT

Sunday

CLOSED

NMLS ID #780281

I am authorized to do business in the states of Indiana, Missouri and Texas.

Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

See all loan programs

Video gallery

Tools to help guide you

Know before you borrow

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

Mortgage income calculator

Find out how much annual income you’ll need to buy a house.

Mortgage payment calculator

See how principal, interest, taxes and insurance make up your monthly mortgage payment.

Temporary buydown calculator

Learn how a temporary rate buydown might reduce your monthly mortgage payment.

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

More resources

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

Nearly 30% of homeowners are considering tapping into their home equity, a notable increase compared to a few years ago.

When should I use my home equity?

Your home has probably done a lot for you over the years. It’s where you’ve made memories, celebrated milestones, and planted roots.

Is a 2-1 buydown worth it? Pros and cons explained

A 2-1 buydown, also known as a 2-year temporary buydown, provides breathing room for aspiring homeowners to get started on building equity.

home equity insights

Get smart about your home's value

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James Holmes

Let's talk

Get pre-approved

Apply for a loan

Find the loan to fit your life

You have choices when it comes to home financing

About me

Testimonials

Ready to get started?

Keep in touch

Office Hours

Send us a message

See what we offer

Video gallery

Know before you borrow

Your trust means everything to us.

Mortgage income calculator

Mortgage payment calculator

Temporary buydown calculator

Your trust means everything to us.

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

When should I use my home equity?

Is a 2-1 buydown worth it? Pros and cons explained

home equity insights

Get smart about your home's value

Get my app