Let me find the perfect loan for you!
Francis Ruzicka
Senior Loan Officer
NMLS# 232598
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
Frank Ruzicka, a 35+ year veteran of the mortgage lending community is licensed in the states of MO, IL, KS, TN, OH & IN. Guild Mortgage Company provides a full menu of mortgage products to meet each customer’s specific needs. Whether you are looking for a no cost refinance, purchase of your first home, considering a vacation or investment property, or even construction lending, Frank can provide the specialized financing. In most cases your home and the mortgage associated with it is the single largest investment you have. Don’t trust that investment with just anyone: make sure you have a seasoned professional review all your financing options.
Read Blog
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
Down payment assistance
Reverse mortgage loan
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.
Testimonials
Excellent professional service
Frank has always been great explaining things that we aren't sure about, and answering all our questions regarding the loans. Frank always goes the extra step to help us with the best deals, and keep us in the loop for opportunities.
Frank and Guild Mortgage were great and made the process easy! Frank was happy to help in every step of the process and ensured it went smoothly
Mary Wood is tremendous. Mary is kind and patient and knowledgeable Peggy Mason is tremendous
Frank made wverything easy
Frank is the best, hands down. His team is amazing and I would recommend them to anyone purchasing a home!
Before you go
You're about to leave guildmortgage.com and enter an external website.
Please note that Guild Mortgage isn't responsible for the products, content, accuracy, or security provided on a third-party website.
Thank you for visiting us!