Marnie Mitchell

Loan Officer

NMLS# 545219

1200 N Kingshighway, Suite 201,
Cape Girardeau, MO 63701

(816) 299-5893

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Building trust, one borrower at a time.

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About me

I'm Marnie Mitchell, a mortgage professional with over 25 years of experience helping individuals and families achieve their dreams of homeownership. Based in Southeast Missouri and surrounding areas, I specialize in personalized mortgage solutions, offer competitive loan programs and exceptional service tailored to your unique needs.

Throughout my career, I've built a reputation for integrity, dedication, and results. Whether you're a first-time homebuyer, upgrading to your dream home, or looking to refinance, I'm here to guide you through every step of the mortgage process with confidence and clarity. Why trust our team with your financing goals?

Expertise You Can Trust: With over two decades of experience, we bring seasoned knowledge of the Midwest housing market and a commitment to helping you make informed decisions. Tailored Loan Solutions: From conventional loans to FHA, VA, USDA, Renovation and jumbo loans, I will help you find the mortgage program to meet your needs. Whether you're seeking down payment assistance as a first-time buyer or navigating the complexities of investment properties, I have the expertise to guide you.

Community-Focused Commitment: Giving back to the community is at the heart of everything we do. Over the years, We've directed and raised significant philanthropic support for local organizations and nonprofits. We started The Mitchell Mortgage Team Giving Fund in 2024 and our vision is to fund the physical and educational needs of children in our local community. So far we have funded grants to Prodigy Leadership Academy, the Kenny Rodgers Children's Center and AAU Girls Basketball.

We believe securing a mortgage is about more than financing a home -- it's about building a future and a community. Our values-driven approach ensures every client feels informed, empowered, and valued throughout the process.

Ready to Make Your Dream a Doorstep? Let's get started today! Whether you're ready to apply or just exploring your options, we are here to be your ally. Contact me to take the first step toward your homeownership goals!

Meet the Mitchell Mortgage Team

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Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Renovation loans

Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don't have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.

Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

Bridge loans

If you've found the perfect new home but still need to sell your current one*, moving up can be easier than you think. You can buy quickly and avoid worrying about a contingent sale. Our short-term bridge loan for the down payment helps you transition seamlessly without missing out on the right home for your family.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.