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From Dream to Doorstep, Your Home Lending Ally

Guiding You Every Step of the Way with Expertise, Integrity, and Care

About me

I’m Marnie Mitchell, a mortgage professional with over 25 years of experience helping individuals and families achieve their dreams of homeownership. Based in Southeast Missouri and surrounding areas, I specialize in personalized mortgage solutions, offer competitive loan programs and exceptional service tailored to your unique needs.

Throughout my career, I’ve built a reputation for integrity, dedication, and results. Whether you’re a first-time homebuyer, upgrading to your dream home, or looking to refinance, I’m here to guide you through every step of the mortgage process with confidence and clarity.

Why trust our team with your financing goals? Expertise You Can Trust: With over two decades of experience, I bring seasoned knowledge of the Midwest housing market and a commitment to helping you make informed decisions.

Tailored Loan Solutions: From conventional loans to FHA, VA, USDA, Renovation and jumbo loans, I will help you find the mortgage program to meet your needs. Whether you’re seeking down payment assistance as a first-time buyer or navigating the complexities of investment properties, I have the expertise to guide you.

Community-Focused Commitment: Giving back to the community is at the heart of everything we do. Over the years, I’ve directed and raised significant philanthropic support for local organizations and nonprofits. Our vision is to fund programs that serve foster children, orphans, adoptive families, and K-12 students requiring specialized education.

We believe securing a mortgage is about more than financing a home — it’s about building a future. Our values-driven approach ensures every client feels informed, empowered, and valued throughout the process.

Ready to Make Your Dream a Reality? Let’s get started today! Whether you’re ready to apply or just exploring your options, we are here to help. Contact me to take the first step toward your homeownership goals!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Bridge

Bridge

If you’ve found the perfect new home but still need to sell your current one*, moving up can be easier than you think. You can buy quickly and avoid worrying about a contingent sale. Our short-term bridge loan for the down payment helps you transition seamlessly without missing out on the right home for your family.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Renovation

Renovation

Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.88 out of 5.0 stars
5.0
5.0
4.83
4.87
Madelyn H
Feb 12, 2025
Verified

Highly recommend Marnie and her team. She was efficient, kept us updated throughout the process, and worked with us to secure the best rate on the market. She was always available when we needed her, and was very easy to work with.
Madelyn
Feb 10, 2025
Cape Girardeau, MO
Verified

Marnie and her team made us feel like their most important client. marnie was efficient, kept us informed every day, proactive communicator, and did a solid job with no headaches on our end.
Paula
Feb 10, 2025
Cape Girardeau, MO
Verified

Knowledge , Delivery
Marlene
Feb 03, 2025
Kelso, MO
Verified

I really appreciated how on top of your borrowers application and the loan proccess you were. A smooth transaction typically hinges on the mortgage piece and you did a great job!
Abigail S
Feb 04, 2025
Verified

Marnie was fantastic and very thorough! I really appreciate her work ethic and great communication. Her and her team were on top of everything and really made this such a simple process for our clients. I am excited to work with Marnie again in the future.
Abigail
Feb 03, 2025
Troy, MO
Verified

Marnie was fantastic and really great with communication. I really appreciate her work ethic!

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Awards

Causes & Memberships

NMLS ID #545219
I am authorized to do business in the states of Illinois, Kansas and Missouri. (www.nmlsconsumeraccess.org/);