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Find the Perfect Loan Tailored to Your Needs

Our expert team is here to guide you every step of the way

About me

The Kristi Piatz Team- Your Trusted Mortgage Experts

Experience You Can Trust: HI! I am Kristi Piatz, as a mortgage lender over 20+ years, I have been a reliable partner for countless clients like you, looking to purchase or refinance their homes. I have helped close over 3,200 loans, showcasing my dedication and expertise. My expertise ranges from assisting first-time home buyers to guiding seasoned real estate investors. We offer products for Doctors and have many Jumbo products as well!  I am very knowledgeable about down payment assistance programs, ensuring that you have access to the best options available. My passion for mortgage finance ensures that every client receives a seamless and personalized mortgage experience.

Tailored Mortgage Solutions: I am dedicated to finding the best mortgage solutions tailored to your unique needs. Whether you’re buying your first or last home, refinancing an existing mortgage, or investing in real estate, my comprehensive knowledge and commitment to excellence will help you achieve your financial goals.

Beyond Mortgages:  When I’m not helping clients secure their dream homes, I enjoy working on home remodeling projects and staying inspired by watching my favorite HGTV shows. My husband and I have remodeled many homes, sketching our own plans for each project. I enjoy discussing design possibilities for your new home. I also love spending time on the lake with our kids and grandson, Tatum and lets not forget my granddog ,Brodi.

Meet the Team: I lead a team of four hardworking ladies who are eager to get you into your next home. We are creative, collaborative, and work closely together to ensure your success. Trust us to make your mortgage journey smooth and successful. 

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Bridge

Bridge

If you’ve found the perfect new home but still need to sell your current one*, moving up can be easier than you think. You can buy quickly and avoid worrying about a contingent sale. Our short-term bridge loan for the down payment helps you transition seamlessly without missing out on the right home for your family.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.96 out of 5.0 stars
4.97
5.0
4.94
5.0
John-William
Sep 03, 2024
Saint Peter, MN
Verified

Kristi and Kylie were the best. They had such an amazing personality. They genuinely cared about me as a client. I have recommended them to several people already. I will definitely use them in the future.
Mai Y
Jul 29, 2024
Verified

Such a great experience with them. Superb services that definitely goes above and beyond any service standards. They were there EVERY STEP OF THE WAY WITH US. If you are in need of services in their field, don’t think or hesitate, just go with them. They were the best I’ve ever experienced and I never felt alone, confused, or feeling left out. I literally felt like they walked with me holding my hands the whole time because I was clueless as a first time home owner. They guided us from point A to point Z when we closed on our home ; with our new house keys at hand. That’s services you can trust. We definitely will continue to use their services and have our family and friends use their services.
Erin W
Jun 27, 2024
Verified

Highly recommend Kristi and her team! We were referred to her by our real estate agent who mentioned they're the best she's worked with in her 20+ years. They were always quick to respond with both initial mortgage estimates for houses we were interested in, to all the steps getting us ready for a short closing window. They made the entire process so smooth for us, which I greatly appreciated!!
Megan
Dec 02, 2024
Big Lake, MN
Verified

Kristi was great to work with! Great communicatio!!!
Denise S
Dec 02, 2024
Verified

Your communication through the buying process was great for both myself as the realtor and my buyer.
Denise
Dec 02, 2024
Elk River, MN
Verified

Your communication was great with both myself as the realtor and my buyer.

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #452537
I am authorized to do business in the states of Arizona, Florida, Minnesota and Wisconsin. AZ BK#0018883; AZ BKBR# 1050877; AZ LO Lic.# 0927103;