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Buying or Refinancing? I'm Here to Help

Let's find the right loan for your unique needs

About me

With over 12 years of experience in the mortgage industry, you’ll find I’m a Loan Officer who is dedicated to helping buyers finance their dream home. I believe that guidance and communication are crucial to a successful transaction, ensuring that every client feels like they are my top priority.

I specialize in Conventional, FHA, VA, USDA/RD, and down payment assistance loans, and I'm always ready to go the extra mile to find the perfect mortgage solution for unique situations. My passion lies in helping clients understand and confidently navigate the home financing process, making it as seamless as possible. All of the way to the closing table!

When I’m not assisting clients with their mortgage needs, I enjoy spending quality time with my family and friends.

Whether you’re a first-time homebuyer, a seasoned homeowner, starting to invest in real estate, or looking to refinance, I’m here to guide you every step of the way.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
USDA

USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
5.0
4.95
4.99
Tara
Jun 02, 2025
Traverse City, MI
Verified

We had an exceptional experience working with Lindsey at Guild Mortgage. From the very first conversation, she was professional, responsive, and genuinely invested in helping us navigate the home buying process. Lindsey took the time to explain each step clearly, making what could have been an overwhelming experience feel smooth and manageable. What stood out most was her consistent communication and commitment to finding the best loan option for our needs. She was proactive, organized, and always one step ahead to ensure everything stayed on track for a timely closing, which we achieved! If you're looking for a knowledgeable, approachable, and reliable loan officer, I wholeheartedly recommend Lindsey at Guild. Her dedication and support made all the difference, and we’re incredibly grateful for her help.
Shelly
May 19, 2025
Fife Lake, MI
Verified

Always an easy transaction, when working with Lindsey I will recommend every chance I get
Jarryd
May 12, 2025
Fort Walton Beach, FL
Verified

Lindsey Whitman was very knowledgeable and handled our application prosessionally and efficiently. she was very up front and communicated effectively. She was also understanding of our individual circumstances and helped us where we needed it. highly recommend!
Vincent P
Mar 17, 2025
Verified

Lindsey and the rest of the Guild Mortgage team did an excellent job walking my wife and I through the mortgage process. As first time home buyers, we were grateful for their prompt replies and thorough explanations.
Vincent
Mar 17, 2025
Milford, MI
Verified

Lindsey was prompt and informative!
Patrick
Mar 17, 2025
Clio, MI
Verified

Lindsey Whitman has been a tremendous help with everything. Not only did she assist us with our loan, she had references for a real estate agent and our insurance company. She stayed on top of all our paperwork and made sure she explained everything fully. Could not sing her praises any louder!

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NMLS ID #1106835
I am authorized to do business in the states of Florida and Michigan.