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Megan Alberts

Originating Loan Officer Assistant

NMLS# 1680209

150 Granite Street,
Cadillac, MI 49601

(231) 878-7130

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About me

I'm a dedicated Loan Officer based in Northern Michigan, where I have the privilege of helping first-time homebuyers achieve their dreams of homeownership. With a passion for community involvement, I take pride in being an active member of our local area.

Outside of work, I cherish spending time with my wonderful husband and our two beautiful children. We love exploring the great outdoors together, whether it's hiking, camping, or simply enjoying a sunny day at the park.

Helping families find their perfect loan is not just my job-it's my passion. I look forward to assisting you on your journey to homeownership!

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Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.

Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

Manufactured homes

Manufactured or CrossMod homes feel just like traditional, site-built homes. Fannie Mae's MH Advantage® or Freddie Mac's CHOICEHome programs create more flexible, affordable and innovative home options if you're interested in purchasing a custom manufactured home with the look and feel of a traditional home. These can include many of the same amenities like garages, car ports, porches, decks and more.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

The rating and reviews below represent my top reviews.

4.98 out of 5.0 stars

5.0

4.9

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Melissa S.

Oct 4, 2025

Excellent at communicating and keep you updated!! Very happy!

Lauren B.

Oct 4, 2025

Megan was fabulous to work with. She was communicative and reassuring every step of the way. Extremely knowledgeable in ...See more

Sara

July 2, 2025

Great communication :)

Lauren

July 7, 2025

Megan was fabulous to work with. She was communicative and reassuring every step of the way. Extremely knowledgeable in ...See more

Melissa

May 3, 2025

Megan was awesome at communicating status. We never were left questioning where things stood. Guild was able to close a ...See more

Lori