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David Crump

David Crump

Loan Officer

6410 Knapp Street NE, Ada, MI 49301
Own what matters
Own what matters

About Me

David began in the mortgage industry in 1991.  Since day one, he loved helping clients structure their mortgage loans and orchestrate the details of their unique scenarios into a memorable moment at the closing table.  He aims to "Make Dreams Happen, One Happy Client at a Time!"

He and his team take pride in providing honest advice while delivering a smooth mortgage experience.  With over 2,500 homes financed and 95% referred by partners, clients, friends, and family, David is excited to say he has maintained a 96% client satisfaction rating for over 30 years.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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NMLS ID #161265
I am authorized to do business in the state of Michigan.