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Matt Best

Matt Best

Loan Officer

24 Christopher Toppi Drive, South Portland, ME 04106
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
5.0
Andrew
Jun 04, 2024
Verified

Your help in understanding the process and all the details was great! It was simple and easy to do.
Tyler
Jun 04, 2024
Verified

Matt was extremely communicable and provided a very smooth transaction from start to finish
Tim D
Jun 04, 2024
Verified

Matt Best is the BEST!!!
Jacob
May 20, 2024
Verified

Matt was exceptional and went above and beyond to help me get a house every step of the way!
Richard
May 06, 2024
Verified

Matt made this deal happen on time. He was incredibly professional and I was able to put my trust in his ability to help get the job done. He asked pointed questions which ultimately had an impact on my ability to finance this purchase in a way that made sense. I cannot stress enough how amazing Matt was to work with as a first time home buyer. I would certainly use Matt again and plan to one day in the future when I purchase my next home. Thank you Matt and Guild Mortgage!
Darren
May 06, 2024
Verified

Matt was a great communicator, and kept me in the loop the whole way!

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Awards

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passionate about

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NMLS ID #1964601
I am authorized to do business in the states of Massachusetts, Maine and New Hampshire. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 1964601;