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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Billie Cook

Billie Cook

Originating LOA

24 Christopher Toppi Drive, South Portland, ME 04106
Own what matters

About Me

I started working in the mortgage industry in 2013 and have been a licensed mortgage loan originator since 2020. I earned my Bachelor’s Degree in Business Administration from the University of Southern Maine and have worked in various roles in the veterinary and culinary industries prior to my mortgage career.  

I was born and raised in Southern Maine and currently reside in Old Orchard Beach. In my spare time, I like to ski the mountains, bike all the local trails as my family and are active NEMBA members, day hike the local mountains and camp. I am also a registered volunteer with our local Boy Scouts of America Troop.  

Whether it’s your first home, your dream home, a second home or an investment property to add to your real estate portfolio, my goal is to help you through the buying process with ease and full transparency. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.


If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.


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NMLS ID #1938105
I am authorized to do business in the states of Florida, Massachusetts, Maine and New Hampshire. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 1938105;