Tracy DeMatteis
Senior Loan Officer
NMLS# 471746
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
In today’s market the lending focus I use with my clients is putting together the best financing program that will work for them but also be the most attractive to a seller who is receiving multiple offers. I recommend programs and strategies that will move their offer to the top of the pile! I compliment that by using a team approach with the buyer agent and a personal outreach to the listing agent.
Listing agents recommend offers with best price but also with financing by a lender they know, like and trust to get the job done with no surprises. I am that person!
I have been in banking since 1992 and in mortgage lending since 2001. My previous employment also includes a bank branch manager, business specialist, municipal lending, commercial loan administration as well as owning my own fitness company.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Tracy helped us so much, providing guidance about how we could re-do our mortgage to cover our debt. She was responsive when we needed help and made sure to get everything done in a timely, thorough manner.
We had the absolute best experience working with Tracy as our loan officer. She gets things done so quickly and always takes the time to explain the entire process in a way that makes everything clear and stress-free. Tracy goes above and beyond to ensure every detail is smooth, and if a problem comes up, she solves it with incredible speed and care. What really stands out is how much she truly cares about her clients—she’s responsive, proactive, and always one step ahead. We couldn’t be more grateful and highly recommend Tracy to anyone looking for a loan officer who makes the process seamless and enjoyable.
Tracy is professional, friendly and a great asset to any buyer in their home search! Always happy to see her as the lender in any transaction I am involved in.
Using Guild Mortgage for our first time home buying experience was a great decision. Our loan officer Tracy Dematteis made the process feel less daunting and seamless from beginning to end. She was available around our busy work schedule and was available for Zoom or in-person meetings to answer all of our questions and concerns. Definitely recommend working with her!
Great to work with, will use again in the future! :)
Tracy communicated well and all went off without a hitch!
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