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About me

With more than 25 years in mortgage lending, I pride myself as being trusted advisor to individuals and high performing professionals or investors navigating home financing. Specializing in relocation buyers, new construction, second homes, investment properties and first-time homeownership I am known for asking the right questions early, delivering sharp due diligence, and communicating clearly from application to close.Read more

With more than 25 years in mortgage lending, I pride myself as being trusted advisor to individuals and high performing professionals or investors navigating home financing. Specializing in relocation buyers, new construction, second homes, investment properties and first-time homeownership I am known for asking the right questions early, delivering sharp due diligence, and communicating clearly from application to close. Clients rely on my persistent follow through, precision, and transparent guidance resulting in confident decisions and strong outcomes. I have extensive experience in Greater Portland and Southern Maine. Outside of work, I am fueled by early morning iced lattes, golf, fitness and yoga, outdoor adventures, and time with my daughter. I strive to bring balance, focus, and grounded energy to everything I do. I am an advocate for reducing, reusing and recycling and for reducing the chemicals that go into our food and bodies.

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Testimonials

4.94 (179 reviews)
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5.0
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5.0
Experience logo
4.9
Google logo
5.0
Third party logo
4.9
I had the pleasure of seeing Tracy DeMatteis help my friend through the mortgage process, and I can’t say enough good things about the experience. Tracy was incredibly knowledgeable, responsive, and patient every step of the way. She took the time to explain everything clearly and made what can often be a stressful process feel smooth and manageable. What stood out most was how genuinely invested she was in making sure my friend understood all of her options and felt confident in the decisions she was making. Tracy was always available to answer questions and went above and beyond to keep everything moving efficiently. She also worked alongside a friend of mine who is a newer real estate agent and was an amazing coach and resource for her throughout the process. Tracy was supportive, communicative, and helped guide things in a way that made it a great learning experience while still prioritizing the client. If you’re looking for someone who is professional, trustworthy, and truly cares about her clients, I would absolutely recommend Tracy DeMatteis for your mortgage needs.
Taylor

Mar 16, 2026

Tracy was recommended to us through a friend and we couldn't be happier with our experience. We met with a few lenders, but Tracy was the one that helped us to feel most prepared as we entered the housing market. She was incredibly responsive and thorough - totally in our corner and rooting for us! She helped us to make an offer on the weekend and was in communication with our agent throughout the process. We truly could not have asked for a better team!
Brigitta

Mar 1, 2026

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Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #471746

I am authorized to do business in the state of Maine.

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Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

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