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Experience, Trust and Innovation Mortgage Solutions

About me

In today’s market the lending focus I use with my clients is putting together the best financing program that will work for them but also be the most attractive to a seller who is receiving multiple offers. I recommend programs and strategies that will move their offer to the top of the pile! I compliment that by using a team approach with the buyer agent and a personal outreach to the listing agent.

Listing agents recommend offers with best price but also with financing by a lender they know, like and trust to get the job done with no surprises. I am that person!

I have been in banking since 1992 and in mortgage lending since 2001. My previous employment also includes a bank branch manager, business specialist, municipal lending, commercial loan administration as well as owning my own fitness company.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.93 out of 5.0 stars
5.0
5.0
4.86
5.0
Jason
Aug 25, 2025
Scarborough, ME
Verified

Tracy is professional, friendly and a great asset to any buyer in their home search! Always happy to see her as the lender in any transaction I am involved in.
Kalyn
Aug 25, 2025
Scarborough, ME
Verified

Using Guild Mortgage for our first time home buying experience was a great decision. Our loan officer Tracy Dematteis made the process feel less daunting and seamless from beginning to end. She was available around our busy work schedule and was available for Zoom or in-person meetings to answer all of our questions and concerns. Definitely recommend working with her!
Molly
Aug 25, 2025
Sebago, ME
Verified

Great to work with, will use again in the future! :)
William
Aug 19, 2025
Gorham, ME
Verified

Tracy communicated well and all went off without a hitch!
Maria
Aug 18, 2025
Verified

I would recommend Tracy from the little bit of communication that I had with her she seems very knowledgeable and super friendly (my client was the seller). I would reach out to her if you are looking for a lender!
Jane
Aug 15, 2025
Waterboro, ME
Verified

The communication and how smooth the transaction was.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #471746
I am authorized to do business in the state of Maine.