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Tracy DeMatteis

Senior Loan Officer

NMLS# 471746

About me

In today’s market the lending focus I use with my clients is putting together the best financing program that will work for them but also be the most attractive to a seller who is receiving multiple offers. I recommend programs and strategies that will move their offer to the top of the pile! I compliment that by using a team approach with the buyer agent and a personal outreach to the listing agent.

Listing agents recommend offers with best price but also with financing by a lender they know, like and trust to get the job done with no surprises. I am that person!

I have been in banking since 1992 and in mortgage lending since 2001. My previous employment also includes a bank branch manager, business specialist, municipal lending, commercial loan administration as well as owning my own fitness company.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.94 out of 5.0 stars
Zillow logo
5.0
Facebook logo
5.0
Experience logo
4.8
Google logo
5.0
Third party logo
4.9
Lauren S.
Dec 11, 2025
Google logo
Tracy's expertise knowledge, absolute best customer service, and continuous support through the loan process is unbeatab...See more
Lauren
Dec 11, 2025
Berwick, ME
Experience logo
Tracy has been my go to loan officer for many years now. I attempted with Rocket Mortgage, but could not continue becaus...See more
Christopher
Dec 9, 2025
Portland, ME
Experience logo
Tracy was excellent to partner with. every time I had a question she got back to me in a timely response. Part of ...See more
Amy
Dec 2, 2025
We had a great experience with Tracy and Guild Mortgage doing a reverse mortgage for my elderly mom. This loan allows h...See more
Joseph S.
Oct 28, 2025
Facebook logo
Tracy did a fantastic job with our mortgage! She made navigating the process easy from start to finish, and I can’t reco...See more
Martha
Oct 6, 2025
Tracy helped us so much, providing guidance about how we could re-do our mortgage to cover our debt. She was responsive ...See more

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Awards

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Causes & Memberships

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NMLS ID #471746

I am authorized to do business in the state of Maine.

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