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Smart Lending for People Who Expect More
Personalized loan solutions with steady, reliable support
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Tracy DeMatteis

Senior Loan Officer

NMLS# 471746

About me

With more than 25 years in mortgage lending, Tracy DeMatteis is a trusted advisor to individuals and high performing professionals or investors navigating home financing. Specializing in relocation buyers, new construction, second homes, investment properties and first-time homeownership she’s known for asking the right questions early, delivering sharp due diligence, and communicating clearly from application to close. Clients rely on her persistent follow through, precision, and transparent guidance—resulting in confident decisions and strong outcomes.  Tracy has extensive experience in Greater Portland and Southern Maine. Outside of work, Tracy is fueled by early morning iced lattes, golf, fitness and yoga, outdoor adventures, and time with her daughter, bringing balance, focus, and grounded energy to everything she does.  She is an advocate for reducing, reusing and recycling and for reducing the chemicals that go into our food and bodies. 

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.94 out of 5.0 stars
Zillow logo
5.0
Facebook logo
5.0
Experience logo
4.9
Google logo
5.0
Third party logo
4.9
Danielle P.
Feb 12, 2026
Google logo
Tracy is so personable, knowledgeable & truly has the best interest of those she serves! You can TRUST her because she’l...See more
Sarah G.
Feb 6, 2026
Google logo
I had an excellent experience working with Tracy and Amanda at Guild Mortgage on my doctor loan. We went under contract ...See more
Christopher S.
Feb 6, 2026
Google logo
My wife and I used Tracy for a few different transactions with multiple home purchased and refi's. Tracy was not only k...See more
Mark
Feb 5, 2026
Yarmouth, ME
Experience logo
Tracy did another outstanding job and kept the process so smooth and easy! Her communication was great as it always is ...See more
Sarah
Feb 5, 2026
Yarmouth, ME
Experience logo
I had an excellent experience working with Tracy and Amanda at Guild Mortgage on my doctor loan. We went under contract ...See more
Susanne
Feb 4, 2026
Yarmouth, ME
Experience logo
The transaction moved effortlessly, without hurdles, through the complicated process.

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Awards

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Causes & Memberships

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NMLS ID #471746

I am authorized to do business in the state of Maine.

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