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Experience, Trust and Innovation Mortgage Solutions

About me

In today’s market the lending focus I use with my clients is putting together the best financing program that will work for them but also be the most attractive to a seller who is receiving multiple offers. I recommend programs and strategies that will move their offer to the top of the pile! I compliment that by using a team approach with the buyer agent and a personal outreach to the listing agent.

Listing agents recommend offers with best price but also with financing by a lender they know, like and trust to get the job done with no surprises. I am that person!

I have been in banking since 1992 and in mortgage lending since 2001. My previous employment also includes a bank branch manager, business specialist, municipal lending, commercial loan administration as well as owning my own fitness company.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
5.0
4.87
5.0
Lisa
Jun 20, 2025
Verified

We had an exceptional experience working with this Tracy DeMatteis and her team at Guild Mortgage. From start to finish, the process was seamless and well-organized. Tracy and team were not only professional and responsive, but also genuinely easy to work with—making what can often be a stressful process feel surprisingly smooth. What truly set them apart was their ability to think outside the box. They presented us with creative solutions tailored to our situation, which helped us feel confident and supported every step of the way. We’re incredibly grateful for their expertise and personal touch. Highly recommend to anyone looking for a knowledgeable, thoughtful, and resourceful mortgage team to call Tracy at Guild Mortgage!
Jason
May 19, 2025
Biddeford, ME
Verified

Thank you Tracy for being great to work with! This was a very smooth transaction and I appreciate everything you do behind the scenes.
Angela
May 19, 2025
Biddeford, ME
Verified

Excellent communication and guidance through the entire process!
Charles
Mar 17, 2025
Casco, ME
Verified

Tracy was a delight to work with!
Cynthia
Mar 17, 2025
Casco, ME
Verified

It was a very smooth start to finish. Thanks so much.
Marianne
Mar 17, 2025
Lewiston, ME
Verified

Tracy went above and beyond to help me get a mortgage in very challenging circumstances. I am so grateful that she was my loan officer!!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #471746
I am authorized to do business in the state of Maine.