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Experience, Trust and Innovation Mortgage Solutions

About me

In today’s market the lending focus I use with my clients is putting together the best financing program that will work for them but also be the most attractive to a seller who is receiving multiple offers. I recommend programs and strategies that will move their offer to the top of the pile! I compliment that by using a team approach with the buyer agent and a personal outreach to the listing agent.

Listing agents recommend offers with best price but also with financing by a lender they know, like and trust to get the job done with no surprises. I am that person!

I have been in banking since 1992 and in mortgage lending since 2001. My previous employment also includes a bank branch manager, business specialist, municipal lending, commercial loan administration as well as owning my own fitness company.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.95 out of 5.0 stars
5.0
5.0
4.88
5.0
Maria
Jun 18, 2025
Lewiston, ME
Verified

Tracy was professional, kind and extremely responsive. I felt informed all through the process
Robert
Jul 02, 2025
Gorham, ME
Verified

Tracy is a consummate professional. Very knowledgeable and always responsive.
Suzanne
Jul 02, 2025
Gorham, ME
Verified

Tracy is professional, thorough, diligent, and very knowledgeable as well as being thoughtful and friendly. She takes a personal interest in her clients success. We highly recommend her.
Lisa
Jul 02, 2025
Gorham, ME
Verified

Everything was handled professionally and rapidly. Communication was great.
Stefanie L
Jul 01, 2025
Verified

We have worked with Tracy many times on purchasing and re-financing. Her communication and attention to detail is the best and we could recommend Tracy and Guild Mortgage to anyone making a purchase or re-financing.
Stefanie
Jul 01, 2025
Verified

We have worked with Tracy on 3 moves and re-financing and she has made the process so smooth every step of the way. Her communication and response time is excellent and if we ever purchase or re-finance again will most definitely work with Tracy and Guild Mortgage.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #471746
I am authorized to do business in the state of Maine.