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Tracy DeMatteis

Senior Loan Officer

NMLS# 471746

About me

In today’s market the lending focus I use with my clients is putting together the best financing program that will work for them but also be the most attractive to a seller who is receiving multiple offers. I recommend programs and strategies that will move their offer to the top of the pile! I compliment that by using a team approach with the buyer agent and a personal outreach to the listing agent.

Listing agents recommend offers with best price but also with financing by a lender they know, like and trust to get the job done with no surprises. I am that person!

I have been in banking since 1992 and in mortgage lending since 2001. My previous employment also includes a bank branch manager, business specialist, municipal lending, commercial loan administration as well as owning my own fitness company.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.94 out of 5.0 stars
Zillow logo
5.0
Facebook logo
5.0
Experience logo
4.9
Google logo
5.0
Third party logo
4.9
Sarah G.
Feb 6, 2026
Google logo
I had an excellent experience working with Tracy and Amanda at Guild Mortgage on my doctor loan. We went under contract ...See more
Christopher S.
Feb 6, 2026
Google logo
My wife and I used Tracy for a few different transactions with multiple home purchased and refi's. Tracy was not only k...See more
Mark
Feb 5, 2026
Yarmouth, ME
Experience logo
Tracy did another outstanding job and kept the process so smooth and easy! Her communication was great as it always is ...See more
Sarah
Feb 5, 2026
Yarmouth, ME
Experience logo
I had an excellent experience working with Tracy and Amanda at Guild Mortgage on my doctor loan. We went under contract ...See more
Susanne
Feb 4, 2026
Yarmouth, ME
Experience logo
The transaction moved effortlessly, without hurdles, through the complicated process.
kyle m.
Jan 31, 2026
Google logo
Tracy was fantastic to work with right off the bat! As first time home buyers she was understanding and spent the time...See more

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Awards

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Causes & Memberships

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NMLS ID #471746

I am authorized to do business in the state of Maine.

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