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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.86 out of 5.0 stars
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5.0
Experience logo
5.0
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5.0
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4.6
Nathaniel
Dec 2, 2025
Old Orchard Beach, ME
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Stephen was great!
Christina
Dec 1, 2025
Sebago, ME
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All concerns were handled, and we got a fair rate.
C S.
Nov 20, 2025
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Steve Chard is the best, he will help your mortgage work for you…and then he will work to make sure when it’s time to re...See more
Christina
Nov 20, 2025
Gorham, ME
Experience logo
Steve knew our goals and tracked things efficiently to help us achieve them. That sort of commitment and de...See more
Victoria S.
Nov 18, 2025
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Absolutely amazing to work with. Stephen is incredibly knowledgeable and resourceful. He will keep you informed on an on...See more
Victoria
Nov 18, 2025
Gorham, ME
Experience logo
Stephen is what made this experience amazing. He is consistently checking in and keeping us up to date a...See more

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NMLS ID #275348

I am authorized to do business in the state of Maine.

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