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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Michael Wilson

Michael Wilson

Branch Manager

50 Depot Road, 1st Floor, Falmouth, ME 04105
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
4.86
5.0
Harold P
Jan 17, 2024
Verified

Everything is easy and self explained. Very helpful with answering questions and explaining so you will understand.
Harold
Jan 17, 2024
Verified

Buying a home
Don
Jan 13, 2024
Verified

Absolutely the easiest transaction I’ve had buying a home. Highly recommended
Sam 'Tall House Guy' P
Jan 03, 2024
Verified

Mike and team are incredible. Always a very smooth experience. Thank you very much!
Sam
Jan 02, 2024
Verified

Thanks again for everything, Mike. You and team always make all moving parts seem easy and go very smoothly. Thank you!
ChandraMa H
Jan 03, 2024
Verified

The people we worked with were excellent. It was an excellent experience.

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NMLS ID #159548
I am authorized to do business in the states of Florida, Massachusetts, Maine and New Hampshire. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 159548;