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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

The best part of my job is educating prospective homebuyers about available financing options, helping them choose the right loan, and working hard to make sure the job gets done. I build relationships based on unparalleled service and personal attention. You can feel confident that I will do everything that I can to meet all of your home financing needs in a seamless manner. I will guide you through each phase of the loan process, answer your questions and explain the mortgage options, focusing on helping you meet your immediate and long-term financing needs. 

I've built a reputation as an honest and responsive home loan professional with a commitment to serving my clients. I have over 30 years of experience in the mortgage industry.  I'm honored to have been recognized with some of the highest awards in our industry, including President's Club, Chairmans Circle and Diamond Club.  I was a member of the Home Builders Association of Maryland (HBAM), sat on the board of Sales and Marketing Council and have volunteered with local Realtors and builders at community events, and even worked on the set of the "Extreme Makeover Home Edition" show! 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
5.0
4.87
5.0
Victoria Kaminski - eXp R
Jan 22, 2025
Verified

Kathy has been my primary go-to lender for 10 years! As a Realtor, it's beyond important to work wtih a lender that is knowledgable, understanding, diligent, and a great communicator. Kathy is all that and some. From my first time buyers to experienced investors, Kathy is the first lender I recommend. Every real estate transaction is unique and having a lender on your team that is able to effortlessly see transactions from every angle is vital when potential "problems" arise. I can always count on Kathy to find solutions that provide positive opprotunities for my clients and transaction partners. Not once in 10 years through 50+ transactions together with Kathy, have I been disappointed. Can not recommend Kathy and her team enough!
Krista H
Oct 03, 2024
Verified

Kathy was a great loan officer. She kept a close eye on the market for us and kept in touch as interest rates fluctuated. Thanks to Kathy, we locked in a fantastic rate on our mortgage that will save us tens of thousands of dollars over the life of our loan compared to many people who purchased homes this year. Thanks Kathy!
Nicole
Oct 03, 2023
Verified

Kathy was great to work with throughout this process. She was very attentive and made herself available to us even on the weekends. We really appreciated her flexibility and hard work throughout the process. We felt she worked hard to get us the best rates in this difficult home mortgage environment with rapidly climbing rates. She was reassuring and made us feel comfortable throughout the process.
Colleen
Aug 07, 2025
Arnold, MD
Verified

I had an outstanding experience working with Kathy! From start to finish, she was incredibly supportive, communicative, and knowledgeable, making the entire home-buying process feel smooth and manageable. She took the time to explain each step, answer all of my questions, and provide valuable education along the way, which gave me the confidence to make informed decisions. Her responsiveness and attention to detail ensured there were no surprises. I would highly recommend Kathy to anyone looking for a loan officer who truly goes above and beyond to guide and support their clients.
Itz_lialabelle
Aug 01, 2025
Verified

Guild Mortgage was an absolute joy to work with. They stayed on top of things and ensured that I did the same!!!
Cameilia
Jul 28, 2025
Baltimore, MD
Verified

Ms. Kathy was an absolute joy to work with. She stayed on too top of things and ensured that I did the same!

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Awards

Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #476425
I am authorized to do business in the states of Delaware, Maryland, Pennsylvania and Virginia. (www.nmlsconsumeraccess.org/);