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Phil Davis

Branch Manager

NMLS# 162425

About me

The most fulfilling part of my job is witnessing the joy and gratitude on settlement day—especially from first-time homebuyers. There’s something deeply meaningful about helping family's step into a new chapter of their lives. Knowing I played a role in making their dream of homeownership a reality is a blessing I don’t take lightly.

I have over 25 years of experience in the mortgage industry, including 20 years as a branch manager. I joined the Guild team from RMS, and I’m proud to continue serving with integrity, compassion, and a commitment to excellence. My approach is rooted in faith, family values, and a genuine desire to make a difference in people’s lives.

Outside of work, I find joy in spending time with my family and friends.

The moments I get to spend with family and community remind me why I do what I do—and who I do it for.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.98 out of 5.0 stars
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5.0
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5.0
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5.0
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5.0
Michele
Dec 29, 2025
Newark, DE
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Phil Davis was very knowledgable and provided exemplary service. He always responded quickly and met all deadlines, ofte...See more
Jeffrey
Dec 27, 2025
Newark, DE
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A pleasure meeting you -thanks
Diane
Dec 26, 2025
Newark, DE
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We had 30 days to get everything completed in order to make the move to our new home before Christmas, Jane Ransom and P...See more
Jacob
Oct 16, 2025
Havre De Grace, MD
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Phil and his team are fantastic. They made a complicated process for a first-time homebuyer as simple an...See more
Sammi
Oct 3, 2025
Elkton, MD
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Smooth process from start to finish.
Kevin
Oct 3, 2025
Elkton, MD
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My wife and I had a great experience with Phil and his team. Very smooth and organized transaction. We closed 17 days be...See more

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Awards

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Causes & Memberships

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NMLS ID #162425

I am authorized to do business in the states of Delaware, Florida, Maryland and Pennsylvania.

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