
Phil Davis
Branch Manager
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
The most fulfilling part of my job is witnessing the joy and gratitude on settlement day—especially from first-time homebuyers. There’s something deeply meaningful about helping family's step into a new chapter of their lives. Knowing I played a role in making their dream of homeownership a reality is a blessing I don’t take lightly.
I have over 25 years of experience in the mortgage industry, including 20 years as a branch manager. I joined the Guild team from RMS, and I’m proud to continue serving with integrity, compassion, and a commitment to excellence. My approach is rooted in faith, family values, and a genuine desire to make a difference in people’s lives.
Outside of work, I find joy in spending time with my family and friends.
The moments I get to spend with family and community remind me why I do what I do—and who I do it for.
Let's find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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NMLS ID #162425
I am authorized to do business in the states of Delaware, Florida, Maryland and Pennsylvania.


