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Phil Davis

Branch Manager

NMLS# 162425

About me

The most fulfilling part of my job is witnessing the joy and gratitude on settlement day—especially from first-time homebuyers. There’s something deeply meaningful about helping family's step into a new chapter of their lives. Knowing I played a role in making their dream of homeownership a reality is a blessing I don’t take lightly.

I have over 25 years of experience in the mortgage industry, including 20 years as a branch manager. I joined the Guild team from RMS, and I’m proud to continue serving with integrity, compassion, and a commitment to excellence. My approach is rooted in faith, family values, and a genuine desire to make a difference in people’s lives.

Outside of work, I find joy in spending time with my family and friends.

The moments I get to spend with family and community remind me why I do what I do—and who I do it for.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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NMLS ID #162425

I am authorized to do business in the states of Delaware, Florida, Maryland and Pennsylvania.

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