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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

The most satisfying part of my job is seeing my clients' excitement on settlement day, especially first-time home buyers. It's an incredible feeling knowing that you helped fulfill their dreams of owning a home.

I am coming to the Guild team from RMS with over 15 years of experience in the mortgage industry. I have been a branch manager for the past 11 years. I pride myself on excellent customer service.

I enjoy coaching my childrens' baseball teams, golfing, and cycling to support MS in my free time.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
4.96
5.0
Rob S
Jun 28, 2025
Verified

Made us feel like family. Couldn't have had a better home buying experience. Highly recommend to anyone looking to buy a house
Robert
Jun 27, 2025
Elkton, MD
Verified

I couldn't imagine anyone being more helpful during the home buying process than phil and his team. They helped us at every step and went above and beyond to get us the best deal possible. If your looking to buy a home i couldn't think of anyone who would be more helpful to you than Phil Davis
Rob
Jun 17, 2025
Verified

Phil worked with us everyday to get our house. A godsend, couldn't have imagined it would be this easy, but Phil and his team made it super easy. Would highly recommend to any and everyone. 5 stars isn't high enough praise!
Dorothy
May 05, 2025
Hartly, DE
Verified

No hiccups. Always available to answer questions. Efficient. What more can one ask for? I'm looking forward to having a new buyer to revert to you!
Kara
Apr 07, 2025
Port Deposit, MD
Verified

Phil and his team are personable and available every step of the process
Tracy
Mar 24, 2025
North East, MD
Verified

I can't recommend Phil and his team enough! They thoroughly preapprove clients so that there's no surprises prior to closing. Buying a home is stressful enough, but having a great lender like Guild makes purchasing your home an enjoyable process for all!

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #162425
I am authorized to do business in the states of Delaware, Florida, Maryland and Pennsylvania.