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Phil Davis

Branch Manager

NMLS# 162425

About me

The most satisfying part of my job is seeing my clients' excitement on settlement day, especially first-time home buyers. It's an incredible feeling knowing that you helped fulfill their dreams of owning a home.

I am coming to the Guild team from RMS with over 15 years of experience in the mortgage industry. I have been a branch manager for the past 11 years. I pride myself on excellent customer service.

I enjoy coaching my childrens' baseball teams, golfing, and cycling to support MS in my free time.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.98 out of 5.0 stars
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5.0
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4.9
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5.0
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5.0
Jacob
Oct 16, 2025
Havre De Grace, MD
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Phil and his team are fantastic. They made a complicated process for a first-time homebuyer as simple an...See more
Sammi
Oct 3, 2025
Elkton, MD
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Smooth process from start to finish.
Kevin
Oct 3, 2025
Elkton, MD
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My wife and I had a great experience with Phil and his team. Very smooth and organized transaction. We closed 17 days be...See more
Theresa
Sept 19, 2025
Elkton, MD
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Great team, very professional!
Corey
Aug 26, 2025
Elkton, MD
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It was a great experience and it was a ver smooth experience and there was nothing I asked that didn't ge...See more
Rene
Aug 24, 2025
Elkton, MD
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Everyone I talk to at guild Mortgage was a very professional and respectful. also broke it down to where you understand ...See more

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Awards

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Causes & Memberships

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NMLS ID #162425

I am authorized to do business in the states of Delaware, Florida, Maryland and Pennsylvania.

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