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Making Homeownership Dreams a Reality

Home Loans Delivered with Dedication and Heart

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

I have dedicated 35 years to the financial industry, with the last 20 years specializing in mortgage lending. My extensive experience and deep understanding of the mortgage landscape have made me a trusted advisor to countless clients. I believe in the power of personal connections and take a tailored approach to each client's unique financial situation. By listening carefully and understanding their needs, I ensure every client feels supported and confident throughout the loan process. My commitment to building lasting relationships has earned me a reputation for excellence and reliability. Whether you're a first-time homebuyer, seasoned homeowner, or looking to refinance, I am here to guide you with expertise and a personal touch.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.97
5.0
James
Oct 07, 2025
Verified

I don't normally write reviews unless the service provided was extremely bad, or unbelievably good. In my case I was very lucky and received the latter. The service provided by Mrs Kim Pettitt and her staff can only be described as second to no other. As a matter of fact, of the four (4) houses that I've closed on during my life time, I'll have to admit, that Mrs Kim Pettitt, process was not only the best, but an absolute pleasure. I found Mrs Kim Pettitt support not only mesmerizing but extremely professional. I was very impressed with her knowledge. Anytime I had a question, she was, not only quick to respond, but very clear and concise it her answers. Her people personality was like a soft summer breeze that blew by, picked me up and carried me to the finished line; and before I knew it, it was over. No pain, no bad experience, just too smooth to be legit. I'd like to commend Mrs Kim Pettitt and her staff (Ms. Jane Ransom, Ms. Team Davis and Ms. Cambria Ziemba), for a job well done! I will be back...
Cindy
Sep 29, 2025
Elkton, MD
Verified

Kim was very knowledgeable and very responsive!! It was a pleasure working with her and I hope to work together with her on future transactions.
James
Sep 29, 2025
Elkton, MD
Verified

Kim Pettitt and her staff were extremly professional and patient wiht me throughout the entire process. I would definitely recommend Guild Mortage to anyone seeking a home loan.
Stephanie
Aug 26, 2025
North East, MD
Verified

Kim was so nice and a pleasure to work with! She was very knowledgeable and kept us informed on every step of the process.
Tanner
Aug 19, 2025
Elkton, MD
Verified

Simply said, Kim Pettitt is a rockstar
Heather P
Aug 18, 2025
Verified

Great communication and overall great service on another deal! Thank you!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #147143
I am authorized to do business in the states of Delaware, Maryland and Pennsylvania.