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Making Homeownership Dreams a Reality
Home Loans Delivered with Dedication and Heart

About me

I have dedicated 35 years to the financial industry, with the last 20 years specializing in mortgage lending. My extensive experience and deep understanding of the mortgage landscape have made me a trusted advisor to countless clients. I believe in the power of personal connections and take a tailored approach to each client's unique financial situation. By listening carefully and understanding their needs, I ensure every client feels supported and confident throughout the loan process. My commitment to building lasting relationships has earned me a reputation for excellence and reliability. Whether you're a first-time homebuyer, seasoned homeowner, or looking to refinance, I am here to guide you with expertise and a personal touch.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.99 out of 5.0 stars
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5.0
Experience logo
5.0
Google logo
5.0
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5.0
Derrick
Jan 11, 2026
Elkton, MD
Experience logo
As a first time home buyer, the process can be a bit overwhelming. Every step of the way was explained thoroughly, ...See more
Sherri
Jan 5, 2026
Elkton, MD
Experience logo
Kept me informed through the entire proces. was clear to close well before settlement date.
Donna
Nov 4, 2025
Chestertown, MD
Experience logo
a pleasure working with Kim!
Bob J.
Nov 3, 2025
Google logo
Out of all my closings, this was the one closing that did not waste time trying to prove the funds I'd set aside didn't ...See more
Hezeldee
Nov 1, 2025
Dundalk, MD
Experience logo
Kim was fantastic to work with. Very prompt with communications on both myself And my buyer. She was eff...See more
James
Oct 30, 2025
Dundalk, MD
Experience logo
Two reasons: 1. Out of all my closings, this was the one closing that did not waste time trying to prove the funds I'd ...See more

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Awards

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Causes & Memberships

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NMLS ID #147143

I am authorized to do business in the states of Delaware, Maryland and Pennsylvania.

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