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Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.93 out of 5.0 stars
5.0
5.0
4.93
4.86
Brian
Sep 20, 2025
Ellicott City, MD
Verified

Scott is great To work With. Everyone on his team was also excellent and professional.
Jody
Sep 17, 2025
Ellicott City, MD
Verified

The team was extremly knowledgeable, friendly, and efficient!
Mallory M
Sep 05, 2025
Verified

Scott Berngartt is an exceptional mortgage loan officer who builds rapport and trust with clients so easily. He is knowledgeable, supportive, steady, and goes a step beyond at every stage of the journey to make home buying a great experience. A listener with a vast array of experience, Scott tailors a loan choice to your needs, then exceeds expectations with curiosity, energy, and the flexibility it takes to offer best options in sometimes changing life circumstances. He builds and sustains strong client relationships, and has an able team to help guide buyers over the hurdles of satisfying mortgage terms so that the experience is not only doable and successful, but positive and enjoyable. if you are even considering a home purchase. I highly recommend using Scott Berngartt at Guild Mortgage’s services.
Victoria
Sep 03, 2025
Verified

Scott was amazing to work with. He always followed up with us timely and promptly, and always was forthcoming with information and answered our questions thoroughly. I couldn't have imagined a better and smoother loan process.
Tim
Sep 03, 2025
Verified

Scott was prompt with contacting my client once I shared their information for preapproval. They chose Scott over two other lenders because he was personable, professional and knowledgeable. He communicated very well during the transaction, exceeded all expectations regarding time for each stage of approval, and even attended settlement to wish everyone well. Scott is a newer addition to my "tool belt" as a Realtor but an invaluable one indeed.
Brian
Sep 30, 2025
Ellicott City, MD
Verified

Scott was very communicative and his team was always on top of their game

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #409094
I am authorized to do business in the states of District of Columbia, Delaware, Florida, Maryland, Pennsylvania and Virginia. (www.nmlsconsumeraccess.org/);