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About me

I am originally from Corning, New York, and I grew up playing lacrosse at Corning East High School. I was recruited to the University of Delaware and graduated with a degree in business. After graduation, I headed to Baltimore, Maryland, and started working in the financial industry with Loyola Savings Bank as a retail banker and then moving on to Commercial Lending and Financial Services. In 1998, I was lucky enough to move to the Delaware beaches with my wife and two girls. I continued to work in commercial and residential construction financing. In 2000 I switched exclusively to the residential lending industry focusing on new construction and working directly with builders.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.73 out of 5.0 stars
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4.8
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4.9
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4.7
John
Oct 3, 2025
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Richard did a terrific job!
Joy
Oct 2, 2025
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Richard Miller was so helpful with this explaining each step of the process to accomplish a positive experi...See more
William
Oct 2, 2025
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The people were very nice and always got back to you about your questions.
Kory W.
Oct 4, 2025
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Guild Mortgage and our agent Richard Miller was a pleasure to work with as a loan agent. Guild Mortgage had excellent ra...See more
Judith Y.
Sept 6, 2025
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Made getting a loan easy and the team was excellent.
Olivia
Sept 7, 2025
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Great and quick communication

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Awards

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Causes & Memberships

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NMLS ID #155674

I am authorized to do business in the states of Delaware and Maryland.

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