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About me

I am originally from Corning, New York, and I grew up playing lacrosse at Corning East High School. I was recruited to the University of Delaware and graduated with a degree in business. After graduation, I headed to Baltimore, Maryland, and started working in the financial industry with Loyola Savings Bank as a retail banker and then moving on to Commercial Lending and Financial Services. In 1998, I was lucky enough to move to the Delaware beaches with my wife and two girls. I continued to work in commercial and residential construction financing. In 2000 I switched exclusively to the residential lending industry focusing on new construction and working directly with builders.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.71 out of 5.0 stars
4.65
5.0
Robert
Mar 24, 2025
Milford, DE
Verified

Richard Miller, Fantastic service, smooth transaction
Patricia
Mar 17, 2025
Lewes, DE
Verified

We were very satisfied with the responsiveness, the service and assistance provided throughout the application and loan approval process.
Timothy
Mar 17, 2025
Lewes, DE
Verified

I think Cindy was very helpful and knowledgeable. I first spoke to Richard who was highly recommended by Capstone homes.
Debbie
Mar 03, 2025
Millsboro, DE
Verified

Richard is knowledgeable and always available to answer questions. He's very helpful and patient and provides guidance as needed.
Kory W
Mar 05, 2025
Verified

Guild Mortgage and our agent Richard Miller was a pleasure to work with as a loan agent. Guild Mortgage had excellent rates and provided us with multiple options.
Kory
Mar 03, 2025
Millsboro, DE
Verified

My partner and I had great communications tween our agent, Richard Miller, all along the loan generation process. o

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #155674
I am authorized to do business in the states of Delaware and Maryland.