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About me

Originally from Corning, New York, Richard Miller grew up playing lacrosse at Corning East High School before being recruited to the University of Delaware, where he earned his degree in business. After graduation, he moved to Baltimore, Maryland, and began his career in the financial industry with Loyola Savings Bank. There, he worked as a retail banker before transitioning into Commercial Lending and Financial Services.

In 1998, Richard relocated to the Delaware beaches with his wife and two daughters, an opportunity he considers one of the greatest blessings of his life. He continued building his career in commercial and residential construction financing, gaining extensive experience working with developers, contractors, and homeowners.

By 2000, Richard shifted exclusively into the residential lending industry, focusing on new construction and partnering directly with builders to help clients bring their homeownership dreams to life. In 2024, Richard joined Guild Mortgage, bringing his decades of lending expertise and deep understanding of the coastal market to a team that shares his commitment to exceptional client service.

With years of experience and a passion for helping families achieve homeownership, Richard is dedicated to offering knowledgeable guidance, personalized service, and a seamless lending experience for every client he serves.
 

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.71 out of 5.0 stars
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4.6
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4.9
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4.7
Larry L.
Dec 23, 2025
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Richard was excellent. Very personable. Knowledgeable. A real people person. I felt he really wanted to help and get it ...See more
William
Dec 21, 2025
Frederica, DE
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The process was smooth and they kept us up yo date throughout the entire process. everyone was very pleasa...See more
David
Dec 18, 2025
Frederica, DE
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Richard was very patient with us and helped us understand why certain information was needed. He was always available fo...See more
Sash-Ann
Dec 5, 2025
Ellendale, DE
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Richard is amazing and was available to answer all my questions and ease my mind through the entire proces.
Sash-Ann M.
Nov 25, 2025
Google logo
Just got my home and they helped me a lot. I definitely recommend using them.
Michele G.
Nov 14, 2025
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We were approved for our loan in under 24 hours, got phone call to such on Saturday of a holiday weekend. I’d rate that...See more

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NMLS ID #155674

I am authorized to do business in the states of Delaware and Maryland.

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