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Richard Miller
Senior Loan Officer
NMLS# 155674
About me
I am originally from Corning, New York, and I grew up playing lacrosse at Corning East High School. I was recruited to the University of Delaware and graduated with a degree in business. After graduation, I headed to Baltimore, Maryland, and started working in the financial industry with Loyola Savings Bank as a retail banker and then moving on to Commercial Lending and Financial Services. In 1998, I was lucky enough to move to the Delaware beaches with my wife and two girls. I continued to work in commercial and residential construction financing. In 2000 I switched exclusively to the residential lending industry focusing on new construction and working directly with builders.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Very easy and smooth process
We prequalified with Guild in November 2024 and started the process with the builder in December 2024. In January 2025, we started the financing of our new house and worked with Richard Miller. Richard, along with his colleague, Cindy Hendrickson, were great! Richard and Cindy are professional, efficient, and made sure we were kept in the loop on our financing. They made sure we hit all the major loan milestones. They were also available to answer our questions and made this process an ease!! I would work with them again. The loan was funded and we moved into our home in July 2025. BIG THANKS to Richard, Cindy, and Guild Mortgage for helping us build our beautiful forever home!!
Miller was thoughtful and patient throughout the process of my loan . His follow-through was excellent as well as communication throughout the process was outstanding.
He made sure we had all the information we needed and contacted us periodically to make sure we were doing okay or if we needed help acquiring information.
Richard was very helpful! He walked us through the whole process and kept us informed.
The team work was just awsome everyone was knowledgeable about what was going on
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