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About me

I am originally from Corning, New York, and I grew up playing lacrosse at Corning East High School. I was recruited to the University of Delaware and graduated with a degree in business. After graduation, I headed to Baltimore, Maryland, and started working in the financial industry with Loyola Savings Bank as a retail banker and then moving on to Commercial Lending and Financial Services. In 1998, I was lucky enough to move to the Delaware beaches with my wife and two girls. I continued to work in commercial and residential construction financing. In 2000 I switched exclusively to the residential lending industry focusing on new construction and working directly with builders.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.69 out of 5.0 stars
Experience logo
4.5
Google logo
4.9
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4.7
Sash-Ann M.
Nov 3, 2025
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Just got my home and they helped me a lot. I definitely recommend using them.
Sash-Ann
Nov 3, 2025
Experience logo
Richard is amazing and was available to answer all my questions and ease my mind through the entire proces.
Michele G.
Nov 6, 2025
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We were approved for our loan in under 24 hours, got phone call to such on Saturday of a holiday weekend. I’d rate that...See more
Sandy D.
Nov 6, 2025
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Richard Miller was very relatable, informative and easy to work with - made me worry less about the process. The suppor...See more
Kory W.
Nov 6, 2025
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Guild Mortgage and our agent Richard Miller was a pleasure to work with as a loan agent. Guild Mortgage had excellent ra...See more
Judith Y.
Nov 6, 2025
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Made getting a loan easy and the team was excellent.

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Awards

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Causes & Memberships

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NMLS ID #155674

I am authorized to do business in the states of Delaware and Maryland.

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