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About me

I am originally from Corning, New York, and I grew up playing lacrosse at Corning East High School. I was recruited to the University of Delaware and graduated with a degree in business. After graduation, I headed to Baltimore, Maryland, and started working in the financial industry with Loyola Savings Bank as a retail banker and then moving on to Commercial Lending and Financial Services. In 1998, I was lucky enough to move to the Delaware beaches with my wife and two girls. I continued to work in commercial and residential construction financing. In 2000 I switched exclusively to the residential lending industry focusing on new construction and working directly with builders.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.57 out of 5.0 stars
4.48
5.0
Mary
Feb 10, 2025
Lewes, DE
Verified

Richard, Cindy and Becca are a great team! Solid work and great level of communication and commitment to our success! Highly recommend this team at Guild Mortgage! Thanks!
Kipling
Feb 10, 2025
Lewes, DE
Verified

Speed was unmatched
Cindi
Feb 03, 2025
Lewes, DE
Verified

The process was very easy and there was communication during each phase.
Sergio
Jan 06, 2025
Millsboro, DE
Verified

See previous comment. Mr. Miller covered everything and always kept us in the loop.
Brian
Jan 27, 2025
Millsboro, DE
Verified

The process was very easy.
David
Jan 27, 2025
Millsboro, DE
Verified

At the end of the day we got the loan and purchased the house. But as stated earlier, it would have been nice to discuss the rates throughout the process and not settling for the rate at 30 days. I think we could have had a lower rate

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #155674
I am authorized to do business in the states of Delaware and Maryland.