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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

As a locally based loan consultant, Joel is committed to providing a seamless loan experience to his customers. His background in financial planning gives him a unique and comprehensive perspective when helping clients select the correct loan product. Whether you are a first-time homebuyer or a real estate veteran, Joel is available and ready to work hard on your behalf….7 days a week. 

Joel has access to a wide variety of loan products and services including First-Time Homebuyer and Down Payment Assistance Loans, Jumbo Mortgages, VA 100% Financing loans, Bridge Loans for Move-Up Buyers, and many more.  

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.92 out of 5.0 stars
5.0
5.0
4.89
5.0
Jacob
Aug 09, 2025
Princess Anne, MD
Verified

Joel and his team were all so helpful every step of the way! They worked with us to get the best bang for our buck and made sure we were comfortable and understood everything during the entire process . I will always recommend joel from now on!!!
Mallory
Aug 08, 2025
Bethesda, MD
Verified

joel was so patient and undersranding - tryly great to work with
Natalie
Jul 31, 2025
Hartly, DE
Verified

Joel did everhthing possible to help us get through the process smoothly
B- C
Aug 01, 2025
Verified

They went out & beyond to help me & my wife's first home together! Kyle as my Realtor, Joel as my loan officer, Ethan as my insurance seeker was the best one could ask for. It was a long ride but they got done, thank you guys so much.
Brian
Jul 31, 2025
Hartly, DE
Verified

They went out & beyond to help me & my wife's first home together! Kyle as my Realtor, Joel as my loan officer, Ethan as my insurance seeker was the best one could ask for.
Savannah B
Jun 29, 2025
Verified

Joel and his team were amazing throughout the entire process. 10/10 recommend!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1584517
I am authorized to do business in the states of District of Columbia, Delaware, Maryland, Pennsylvania, Virginia and West Virginia. (www.nmlsconsumeraccess.org/);