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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

As a locally based loan consultant, Joel is committed to providing a seamless loan experience to his customers. His background in financial planning gives him a unique and comprehensive perspective when helping clients select the correct loan product. Whether you are a first-time homebuyer or a real estate veteran, Joel is available and ready to work hard on your behalf….7 days a week. 

Joel has access to a wide variety of loan products and services including First-Time Homebuyer and Down Payment Assistance Loans, Jumbo Mortgages, VA 100% Financing loans, Bridge Loans for Move-Up Buyers, and many more.  

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.92 out of 5.0 stars
5.0
5.0
4.89
5.0
Matthew
Jan 21, 2025
Pylesville, MD
Verified

Joel was very helpful
Maximillian
Dec 16, 2024
Washington, DC
Verified

Joel really went above and beyond to find the right mortgage product for our home buying scenario and provided great customer service to get it done in a 30 day close timeline. He was easy to communicate with and took the time to answer all of our questions.
Michael
Dec 16, 2024
Washington, DC
Verified

Joel was responsive, well knowledged, and easy to work with!
Phillip
Jul 15, 2024
Princess Anne, MD
Verified

Joel was able to help us at every step along the way. We had some things that we needed to do on fixing our credit. He was able to pick out the things I needed to get fixed right away, and it led us to getting a home. Had a wonderful experience!
Hollin W
Jul 12, 2024
RISING SUN, MD
Verified

Joel did a great job! Def will be using him again!
Parker
Jul 10, 2024
Essex, MD
Verified

Joel works very quickly and efficiently. He also made time to answer any questions I had and helped me out when I didn’t know how to do certain things.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1584517
I am authorized to do business in the states of District of Columbia, Delaware, Maryland, Pennsylvania, Virginia and West Virginia. (www.nmlsconsumeraccess.org/);