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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

As a locally based loan consultant, Joel is committed to providing a seamless loan experience to his customers. His background in financial planning gives him a unique and comprehensive perspective when helping clients select the correct loan product. Whether you are a first-time homebuyer or a real estate veteran, Joel is available and ready to work hard on your behalf….7 days a week. 

Joel has access to a wide variety of loan products and services including First-Time Homebuyer and Down Payment Assistance Loans, Jumbo Mortgages, VA 100% Financing loans, Bridge Loans for Move-Up Buyers, and many more.  

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.93 out of 5.0 stars
5.0
5.0
4.89
5.0
Hollin
Jun 19, 2025
Forest Hill, MD
Verified

Joel is super knowledgeable and creative with difficult financing situations. He is an excellent communicator & accessible 7 days a week. I get compliments from my title group and all of the clients I bring to him!!!
James
Jun 19, 2025
Forest Hill, MD
Verified

Joel and team were awesome during the whole process. Made the home buying much easier especially switching from an FHA to a conventional loan. Joel was very transparent and responsive to any questions we had. Awesome experience, would recommend 10/10.
Greg
Jun 19, 2025
Forest Hill, MD
Verified

Mortgage rep knowledge & help.
Kent
Jun 18, 2025
Washington, DC
Verified

Kept me in the loop
Jerry H
Jun 03, 2025
Verified

Joel was very attentive and pleasant to deal with. He took the time to explain things very well and worked around our schedule. He kept us up to date on all the steps of the process.
Amy B
Jun 03, 2025
Verified

Joel is a true professional. Prompt, informative and gets the job done, for his clients, every single time. Love working with him.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1584517
I am authorized to do business in the states of District of Columbia, Delaware, Maryland, Pennsylvania, Virginia and West Virginia. (www.nmlsconsumeraccess.org/);