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Find the loan to fit your life
Select from hundreds of loan products tailored to your needs

About me

As a locally based loan consultant, Joel is committed to providing a seamless loan experience to his customers. His background in financial planning gives him a unique and comprehensive perspective when helping clients select the correct loan product. Whether you are a first-time homebuyer or a real estate veteran, Joel is available and ready to work hard on your behalf….7 days a week. 

Joel has access to a wide variety of loan products and services including First-Time Homebuyer and Down Payment Assistance Loans, Jumbo Mortgages, VA 100% Financing loans, Bridge Loans for Move-Up Buyers, and many more.  

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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VA

If you're an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you'll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.
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Jumbo loans

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you're looking to buy a more expensive home and have a great credit score and strong financial situation.
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Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.92 out of 5.0 stars
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5.0
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5.0
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4.9
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5.0
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4.9
Roy
Nov 1, 2025
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Joel was responsive and very efficent in the loan process.
Stephanie
Oct 3, 2025
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Joel is the man
David
Oct 2, 2025
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Best loan ofgicer havecworkedvwith in 37 years in over two thousand closings
Vitaliy H.
Oct 2, 2025
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I had best experience with Joel from CRM Lending. He is very knowledgeable individual and always had latest information ...See more
Theresa G.
Oct 2, 2025
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Joel is awesome! He helped me through my first home buying experience and I'm so thankful for how he took care of me. Be...See more
Brenda F.
Oct 2, 2025
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Joel has done a great job helping me get the house I wanted. There were some set backs but Joel was able to get thru wha...See more

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Awards

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NMLS ID #1584517

I am authorized to do business in the states of District of Columbia, Delaware, Maryland, Pennsylvania, Virginia and West Virginia. (www.nmlsconsumeraccess.org/);

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