Chad Vogel

Sales Manager

NMLS# 461953

10490 Little Patuxent Parkway, Suite 600 Offices 104,105,106,
Columbia, MD 21044

(443) 528-8122

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Building trust, one borrower at a time.

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About me

With 24 years of experience in the mortgage industry, I take great pride in providing the best customer service possible. My time in this industry has afforded me the joy of helping my clients with their home financing needs and I’m starting to help their children take their first steps in the home buying journey.

I am an 18-year resident of Carroll County, MD where my wife and I have watched our two kids grow up. We have been heavily involved in multiple youth sports organizations in our community along with High School boosters. Now we get to sit back and just enjoy watching both kids play collegiate athletics.

I take pride in working hard every day to bring value to customers efficiently and effectively while never sacrificing the ethics I strongly believe. Please feel free to reach out to me with any questions you may have; I am happy to assist you.

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Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.

USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).

VA

If you're an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you'll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.