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About me

With 24 years of experience in the mortgage industry, I take great pride in providing the best customer service possible.  My time in this industry has afforded me the joy of helping my clients with their home financing needs and I’m starting to help their children take their first steps in the home buying journey.

 

I am an 18-year resident of Carroll County, MD where my wife and I have watched our two kids grow up.  We have been heavily involved in multiple youth sports organizations in our community along with High School boosters.  Now we get to sit back and just enjoy watching both kids play collegiate athletics.

 

I take pride in working hard every day to bring value to customers efficiently and effectively while never sacrificing the ethics I strongly believe. Please feel free to reach out to me with any questions you may have; I am happy to assist you.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.94 out of 5.0 stars
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5.0
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5.0
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5.0
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5.0
Steven
Jan 19, 2026
Manchester, MD
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Very professional, Very clear explanation at every step in the process.
Joanie
Jan 19, 2026
Manchester, MD
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Chad is my go to Lender. He is responsive, professional, knowelegable and top notch in Lending industry.
Edward T.
Nov 11, 2025
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Chad is a total pro! His communication is always top notch, and he has a ton of experience to get his clients the best ...See more
Edward
Nov 11, 2025
Westminster, MD
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5 stars Great job!
Lindsey
Aug 28, 2025
Frederick, MD
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Smooth and easy process .
Sheri
Aug 27, 2025
Frederick, MD
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Chad is the absolute best ! Veterans are blessed tonhave to him Advocating their lending Journey as if it ...See more

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Awards

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Causes & Memberships

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NMLS ID #461953

I am authorized to do business in the states of District of Columbia, Delaware, Maryland, Pennsylvania and Virginia. (www.nmlsconsumeraccess.org/);

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