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About me

With 24 years of experience in the mortgage industry, I take great pride in providing the best customer service possible.   My time in this industry has afforded me the joy of helping my clients with their home financing needs and I’m starting to help their children take their first steps in the home buying journey.Read more

With 24 years of experience in the mortgage industry, I take great pride in providing the best customer service possible.  My time in this industry has afforded me the joy of helping my clients with their home financing needs and I’m starting to help their children take their first steps in the home buying journey.

 

I am an 18-year resident of Carroll County, MD where my wife and I have watched our two kids grow up.  We have been heavily involved in multiple youth sports organizations in our community along with High School boosters.  Now we get to sit back and just enjoy watching both kids play collegiate athletics.

 

I take pride in working hard every day to bring value to customers efficiently and effectively while never sacrificing the ethics I strongly believe. Please feel free to reach out to me with any questions you may have; I am happy to assist you.

Awards

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Causes and Memberships

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Testimonials

4.95 (162 reviews)
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5.0
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5.0
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5.0
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5.0
Chad was AMAZING. So responsive And felt like our advocate. He explained things simply, thoughtfully made sure we understood the implications of different decisions and what the options were along the way. And was so kind and personable. The offering from GuiOS was comparable to others, and I would choose them over other lenders just to work with Chad.
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Erin

July 24, 2026

Westminster, MD

great Communication. Always available!
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Marc

July 16, 2026

Berlin, MD

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #461953

I am authorized to do business in the states of District of Columbia, Delaware, Maryland, Pennsylvania and Virginia. (www.nmlsconsumeraccess.org/);

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