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About me

Hi there! I’m excited to help you with your home loan needs. My name is Andrea Trout and I’ve been in the mortgage industry since 2003. Over the years, I’ve specialized in first-time buyer programs, VA, FHA, USDA, and conventional loans.

Growing up in a military family and being married to a police officer, I have a deep appreciation for the service and dedication of our armed forces and first responders. This personal connection drives my commitment to helping those who serve our community and country.

I live in Ellicott City, MD, with my husband, our two boys, and our dog. When I’m not working, I love watching my boys play sports, especially basketball and golf. I also enjoy walking my dog, reading, and painting.

While much of my business is in Howard County, Anne Arundel County, and Carroll County, I’m licensed to serve clients in MD, DC, VA, PA, and FL. Whether you’re a first-time homebuyer or looking to refinance, I’m here to guide you through the process with expertise and care.

Let’s work together to make your homeownership dreams a reality! Feel free to reach out to me anytime.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.97 out of 5.0 stars
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5.0
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5.0
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4.9
Karen
Oct 5, 2025
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Friendly people who were quick to respond to questions or concerns that may have come up throughout the process...See more
Nicholas
Oct 3, 2025
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Andrea was fantastic to work with! She was open and transparent about what she could and couldn't match when we were sho...See more
Stacy
Oct 6, 2025
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smooth transaction, great communication!
Jim
Sept 5, 2025
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Attention to detail and to the clients as well as me.
Kelly
Sept 5, 2025
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I was updated every step of the way which made the process way to understand. Andrea is always so helpf...See more
Nick
Sept 2, 2025
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I have worked closely with Andrea for many years. She is always SPOT ON! As a realtor it is always a great feeling knowi...See more

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Causes & Memberships

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NMLS ID #183903

I am authorized to do business in the states of District of Columbia, Florida, Maryland, Pennsylvania and Virginia. (www.nmlsconsumeraccess.org/);

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