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About me

Hi there! I’m excited to help you with your home loan needs. My name is Andrea Trout and I’ve been in the mortgage industry since 2003. Over the years, I’ve specialized in first-time buyer programs, VA, FHA, USDA, and conventional loans.

Growing up in a military family and being married to a police officer, I have a deep appreciation for the service and dedication of our armed forces and first responders. This personal connection drives my commitment to helping those who serve our community and country.

I live in Ellicott City, MD, with my husband, our two boys, and our dog. When I’m not working, I love watching my boys play sports, especially basketball and golf. I also enjoy walking my dog, reading, and painting.

While much of my business is in Howard County, Anne Arundel County, and Carroll County, I’m licensed to serve clients in MD, DC, VA, PA, and FL. Whether you’re a first-time homebuyer or looking to refinance, I’m here to guide you through the process with expertise and care.

Let’s work together to make your homeownership dreams a reality! Feel free to reach out to me anytime.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.97 out of 5.0 stars
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5.0
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5.0
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4.9
Oluseyi E.
Jan 9, 2026
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Andrea made our mortgage refinancing experience outstanding. They took the time to thoroughly explain and break down the...See more
Oluseyi
Jan 9, 2026
Glen Burnie, MD
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Not only was the loan estimate provided, it was explained to the detailed last detailed.
Katherine
Jan 8, 2026
Reisterstown, MD
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Guild Mortgage took the time to explain home loans. I had many questions, and they were all answered.
Dale
Dec 5, 2025
Parkville, MD
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I was impressed at how quickly everything moved along.
Psalms L.
Dec 5, 2025
Parkville, MD
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Andrea walked us through the whole process and helped us understand and navigate the homebuying process and first time h...See more
Jeffrey
Dec 2, 2025
Bel Air, MD
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Great experience, thank you!

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Awards

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Causes & Memberships

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NMLS ID #183903

I am authorized to do business in the states of District of Columbia, Florida, Maryland, Pennsylvania and Virginia. (www.nmlsconsumeraccess.org/);

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