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About me

Hi there! I’m excited to help you with your home loan needs. My name is Andrea Trout and I’ve been in the mortgage industry since 2003. Over the years, I’ve specialized in first-time buyer programs, VA, FHA, USDA, and conventional loans.

Growing up in a military family and being married to a police officer, I have a deep appreciation for the service and dedication of our armed forces and first responders. This personal connection drives my commitment to helping those who serve our community and country.

I live in Ellicott City, MD, with my husband, our two boys, and our dog. When I’m not working, I love watching my boys play sports, especially basketball and golf. I also enjoy walking my dog, reading, and painting.

While much of my business is in Howard County, Anne Arundel County, and Carroll County, I’m licensed to serve clients in MD, DC, VA, PA, and FL. Whether you’re a first-time homebuyer or looking to refinance, I’m here to guide you through the process with expertise and care.

Let’s work together to make your homeownership dreams a reality! Feel free to reach out to me anytime.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.98 out of 5.0 stars
4.97
5.0
Jim
Sep 05, 2025
Laurel, MD
Verified

Attention to detail and to the clients as well as me.
Kelly W
Aug 25, 2025
Verified

The very best. Clear communication and very helpful.
Kelly
Aug 21, 2025
Glen Burnie, MD
Verified

I was updated every step of the way which made the process way to understand. Andrea is always so helpful and easy to work with.
Nick
Aug 02, 2025
Greensboro, MD
Verified

I have worked closely with Andrea for many years. She is always SPOT ON! As a realtor it is always a great feeling knowing your clients are in great hands when it comes to the loan. Andrea is always on top of things, looks into mortgage options on a deeper level, makes sure the clients numbers make sense and comfortable for clients - and importantly gets the job done! She is excellent and you will not be disapointed ! Fantastic lender who understands how important the home buyer process is and how to explain numbers on a deeper level 10 stars!!!!
Margaret
Aug 21, 2025
Ellicott City, MD
Verified

Andrea managed to expedite this loan remarkably and my buyers are more than satisfied.
Deana
Aug 02, 2025
Greensboro, MD
Verified

My wife and I had a fantastic experience with the Andrea @ Guild mortgage. Extremely capable and supportive, the team helped us through the whole process with ease and a personal touch. We can’t thank them enough.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #183903
I am authorized to do business in the states of District of Columbia, Florida, Maryland, Pennsylvania and Virginia. (www.nmlsconsumeraccess.org/);