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About me

Hi there! I’m excited to help you with your home loan needs. My name is Andrea Trout and I’ve been in the mortgage industry since 2003. Over the years, I’ve specialized in first-time buyer programs, VA, FHA, USDA, and conventional loans.

Growing up in a military family and being married to a police officer, I have a deep appreciation for the service and dedication of our armed forces and first responders. This personal connection drives my commitment to helping those who serve our community and country.

I live in Ellicott City, MD, with my husband, our two boys, and our dog. When I’m not working, I love watching my boys play sports, especially basketball and golf. I also enjoy walking my dog, reading, and painting.

While much of my business is in Howard County, Anne Arundel County, and Carroll County, I’m licensed to serve clients in MD, DC, VA, PA, and FL. Whether you’re a first-time homebuyer or looking to refinance, I’m here to guide you through the process with expertise and care.

Let’s work together to make your homeownership dreams a reality! Feel free to reach out to me anytime.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.97 out of 5.0 stars
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5.0
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5.0
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4.9
Colleen
Feb 24, 2026
Glen Burnie, MD
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Every little question was answered quickly and with clarity, it was great!
Steven W.
Feb 24, 2026
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Andrea always made time to make sure we understood what was going on and the timeline for everything th...See more
Jayce G.
Feb 24, 2026
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Andrea was very kind, helpful and always available to help answer any questions we had throughout the process.
Psalms L.
Feb 24, 2026
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Andrea walked us through the whole process and helped us understand and navigate the homebuying process and first time h...See more
Jamie
Feb 19, 2026
Elkridge, MD
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Andrea is extremely responsive and knowledgeable. She facilitated communication between all parties and kept the process...See more
Cali M.
Feb 16, 2026
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Made my home buying process smooth and easy. Every question was answered quickly and with clarity.

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Awards

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Causes & Memberships

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NMLS ID #183903

I am authorized to do business in the states of District of Columbia, Florida, Maryland, Pennsylvania and Virginia. (www.nmlsconsumeraccess.org/);

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