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Trevor McFarland
Senior Loan Officer NMLS# 38803
324 Grove St, 1st Floor, Worcester, MA 01605
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
Renovation
Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
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Testimonials
My friend recommended Trevor to me when I was looking to purchase a home..and I'm so happy she did! He always responded to emails right away and answered every question I had. I've had other mortgages from other companies and this by far was the easiest! Trevor and his team are awesome:)
My wife and I were first time home buyers and had a laundry list of questions. Trevor answered them all in lightening speed. He also helped us get the best interest rate for the least money up front. Him and his team rule, they made the process clear and were flexible when we had to move our closing date sooner. If you work with Trevor you won't be disappointed!!
Trevor made the buying process so easy!
I have had 4 mortgages before this and working with Trevor was by far the quickest and easiest mortgage process ever!! Id 100% use him again if I ever buy another home.
I have had 4 mortgages before this and working with Trevor was by far the quickest and easiest mortgage process ever!! Id 100% use him again if I ever buy another home.
So easy to work with
My wife and I were first time home buyers so naturally we had a ton of questions. Trevor was happy to answer them all and was extremely responsive. He seriously would reply within an hour or two. He made the process beyond easy and even helped us get the best rate for the least cash up front. He also was extremely flexible with shortened closing dates. I would work with him again in a heartbeat.
My wife and I were first time home buyers so naturally we had a ton of questions. Trevor was happy to answer them all and was extremely responsive. He seriously would reply within an hour or two. He made the process beyond easy and even helped us get the best rate for the least cash up front. He also was extremely flexible with shortened closing dates. I would work with him again in a heartbeat.
Trevor was awesome he was always there to answer any questions we had everything went smoothly we recommend him to anyone purchasing a home! Thank you Tina & Kevin
As first time home buyers we were entering into unknown territory but Trevor and his team made this stressful time so much easier for us. Especially being self-employed this was one of my worries starting this but the process was smoother than I could have imagined. Trevor was extremely helpful throughout the entire process start to finish and readily available for any urgent matters (thank you!). Everything was done in an extremely timely manner as well. Really we are forever grateful for all that he did for us to help get us into our first home!! I will absolutely go back to Trevor again and will recommend him to anyone and everyone that I talk to about our home buying experience!
NMLS ID #38803
I am authorized to do business in the states of Connecticut, Florida, Massachusetts, Maine, New Hampshire and Rhode Island. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 38803; Rhode Island Licensed Lender;