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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Trevor is a Senior Loan Officer for Guild Mortgage, who is focused on providing his clients with residential loan products to suit their individual real estate financing needs. Trevor’s knowledge and understanding of the mortgage business is highly acclaimed:

- Recognized as:
*Top 1% originator in America by Mortgage Executive Magazine 2017- current
*Top originator for Mass Housing 2017- current
*Emerging Star in 2023 from Scotsman Guide
*President and Chairman Club level originator 2016 -current.


Trevor has nearly 20 years of industry experience as a loan originator. Trevor has a bachelor’s degree in Economics from Clark University with a minor in Management.  With his experience and background, he is able to provide a wealth of knowledge and advice to his clients. Trevor also specializes in renovation financing.  Trevor lives in Massachusetts with his wife and two children. 
 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
Renovation

Renovation

Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.96 out of 5.0 stars
4.99
5.0
4.86
4.97
Ashley
Sep 18, 2025
Lowell, MA
Verified

Very knowledgable, quick response time, super helpful.
Adrian A
Sep 20, 2025
Verified

Trevor has always been incredible to work with and I recommend him highly at all times. I have enjoyed working with Trevor in the past, in the present, and intend to in the future.
Adrian
Sep 20, 2025
Charlton, MA
Verified

I have worked with Trevor previously, both with Guild and previously with RMS. Trevor has always been incredible to work with and I recommend him highly at all times. I have enjoyed working with Trevor in the past, in the present, and intend to in the future.
Chuck
Sep 18, 2025
Auburn, MA
Verified

My wife teally had all the interactions, so for me there were no problems.
Mariela
Sep 06, 2025
Leicester, MA
Verified

I am very thankful for all the hard work everyone put it to make this happen. I appreciate Trevor and his team in helping me with one of the most important transactions of my life. I highly recommend Trevor and his team for your next home purchase!
Khang and Mai T
Sep 14, 2025
Verified

Everyone, My wife and I could not have been any happier with the services provided by Guild Mortgage and Team McFarland. We want to personally thank Trevor McFarland, Brianna Mullen, Susan Plant and Kiaya Foley for making this process an easy process for us as this was our first time purchasing a home. You guys have made it stress-free for us and provided us the comfort we needed so we do not have to worry about the entire process. Trevor, you and the rest of the team are a great solid unit, and we will make sure that your services do not go unseen. You definitely have our support, and we will make sure that everyone we know, that are looking to purchase a home, will know about you and the team. We are very happy my brother-in-law Sonny had recommended you to us. Guild Mortgage has been fantastic, and we look forward to our long-lasting relation as my wife and I work towards our journey of paying off our beautiful home! Thank you Team Mcfarland! - Khang and Mai

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #38803
I am authorized to do business in the states of Connecticut, Florida, Massachusetts, Maine, New Hampshire, Rhode Island and South Carolina. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 38803; Rhode Island Licensed Lender;