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About me

My team and I specialize in helping first-time homebuyers realize the American dream of homeownership. We will work with you through the process, qualifying you upfront or working with you to get qualified to buy a home through underwriting and processing, and up to the day, you sign and get your keys! But it doesn't stop there. Even after the closing, I will always be available for you or any of your friends/family's questions or mortgage needs. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
4.97
4.99
Martin
Oct 11, 2024
Verified

Great job and good character
David W
Sep 21, 2024
Verified

Chad is the best loan officer you could ask for! He helped us so much throughout the entire home buying process and we would not have been able to get our home or our loan without him. We are first time home buyers and he specializes in this. He was always ready and willing to answer all of our questions and explain everything thoroughly. One of our biggest challenges was our student loan debt. We were rejected by many banks because of this and no one would even consider us for a loan. We finally found Chad and are so thankful that we did. He was able to work with our student loans and help us get our home. We will always be forever grateful to him for helping us become first time homebuyers. There was not a single problem that he was unable to resolve. He went above and beyond what a normal loan officer would do. Working with Chad made it so that the loan process became the easiest part of the entire home buying process which usually is not the case. He is licensed in multiple states including California which is where we bought our home. We truly appreciate him and his team and recommend him for anyone who is looking for a home loan.
Jammie G
Jul 31, 2024
Verified

I couldn't be more grateful to Chad, Carol, Sandy, and the entire Chad Rankin team for their incredible support during my first-time homebuying experience. From the bottom of my heart, thank you for the streamlined process, professionalism, and clear communication. Everything worked like clockwork, and their dedication ensured everything was done on time, making the process smooth and stress-free. We closed on time, and I couldn't be happier. This team is truly exceptional!
Xiang C
Jul 24, 2024
Verified

We were first time home buyers looking for mortgage lender recommendations on the internet. Guild Mortgage caught my attention with hundreds of outstanding reviews in google search. We inquired five lenders including some from family and friends' recommendations at the time. There was some back and forth with lenders. In the end, Guild surprised us with the best deal we had received. In addition, Guild also connected us with amazing local realtor Nathan Riel. He helped us to buy our dream house. Based on my personal experience, it is more than fair to give a five-star review to Guild Mortgage.
Haydee A
Jul 21, 2024
Verified

As first time home buyers who needed in a new house in a jiffy, Chad and his team were the perfect lending partners! Chad has excellent knowledge on every first time home buyer program and walked us through the lending process with great care. Highly recommend!
Anthony S
Jul 18, 2024
Verified

Working with Chad and his team was a great experience! As first time home buyers, getting a mortgage seemed intimidating. Chad has all the info to make it as simple as possible, and everyone is very quick to respond with helpful support. Most importantly, he worked really hard to get us excellent loan terms that beat all competitors. Thanks, Chad!!

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Awards

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passionate about

member of Guild Giving
NMLS ID #490282
I am authorized to do business in the states of Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Florida, Georgia, Iowa, Illinois, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Dakota, Nebraska, New Hampshire, Oklahoma, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Virginia, Wisconsin and Wyoming. AZ BK#0018883; AZ BKBR# 2193270; AZ LO Lic.# 490282; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/); MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 490282; Licensed by the Mississippi Department of Banking and Consumer Finance; Branch NMLS ID 2193270; Rhode Island Licensed Lender; (www.nmlsconsumeraccess.org/);