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Mary Beth O'Keefe

Mary Beth O'Keefe

Loan Officer

120 Presidential Way, Suite 110, Woburn, MA 01801
Own what matters
Own what matters

About Me

I am always happy to help home buyers finance their home in either of the states I am licensed in, Massachusetts or New Hampshire. With my mortgage lending expertise on your side, you’re sure to make an informed decision about which of our loan programs you want to choose. Starting with pre-approval, I will be there to guide you into your new home. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.97 out of 5.0 stars
4.83
5.0
John R
Jan 25, 2024
Verified

Very professional people who have compassion for their clients. They also are very dedicated in helping clients receive a mortgage. They are very clear in their goals and instructions. They are totally transparent in every issue. I would recommend them without any doubt
Rebecca J
Jan 09, 2024
Verified

Mary Beth was very patient and answered all my questions (and I had a lot of questions). She really guided me through my first time buying process and I appreciate the help she provided. The underwriting process seems fairly straight forward and in my opinion was quick. I even recommended her to a friend who also was in the process of buying a home and ultimately decided to work with Mary Beth for her mortgage. I will recommend her to everyone!
jen s
Dec 11, 2023
Verified

Mary Beth and her team went above and beyond to make this a pleasant experience. I will recommend Guild to everyone going forward !
Jennifer
Dec 11, 2023
Verified

This was my third time applying for a home Loan and the least painful. I appreciate Mary Beth and Linda’s proactiveness throughout so there was no rush to the finish line.
Patricia
Jan 02, 2024
Verified

Very professional and competent people
Rebecca
Jan 08, 2024
Verified

Mary Beth was very patient and answered all my questions (and I had a lot of questions). She really guided me through my first time buying process and I appreciate the help she provided. The underwriting process seems fairly straight forward to me and in my opinion was quick. I even recommended her to a friend who also was in the process of buying a home and ultimately decided to work with Mary Beth for her mortgage. The only feedback I would have for the service would be to consider the timing of when the appraisal and credit pulls are performed when it comes to new construction. Just so that the potential buyers don't get their credit pulled too early and don't have to pay for an appraisal update. Otherwise I received great service from the team!

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NMLS ID #41225
I am authorized to do business in the states of Massachusetts and New Hampshire. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 41225;