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About me

I have over 30 years of experience in the mortgage industry, and I am joining the Guild team from the Woburn office of Residential Mortgage Services. I serve clients as a Loan Officer in Massachusetts and New Hampshire. I pride myself on customer service. I am experienced with Conventional, FHA, and VA loan transactions, with most of my business referrals coming from Real Estate Agents and past customers. I enjoy spending time with family and friends and attending Bruins and Patriots games in my spare time. I am also involved with The Jimmy Fund by directing a yearly golf tournament to help raise funds for the Dana Farber Cancer Institute.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.98 out of 5.0 stars
4.83
5.0
Marissa M
Jan 14, 2024
Verified

10/10, would recommend !
Marissa
Jan 08, 2024
Atkinson, NH
Verified

As first time homebuyers, the process can be and is somewhat scary and stressful. I had a lot of questions (sometimes the same question multiple times) and both Joe’s were always so quick to explain and give us an answer. It really made the whole process a lot less stressful for us.
Nicholas
Jan 08, 2024
Atkinson, NH
Verified

The whole process from start to finish was very straightforward. Joe and teams responsiveness was terrific and the education provided through each step helped us make informed decisions.
Tim
May 27, 2022
Woburn, MA
Verified

Great Man to know in the Mortgage Business! He has never failed me and especially never let down any of my Fantastic Clients I've been fortunate to help through the Home Purchase and Sales process.
Paul
Nov 28, 2021
Woburn, MA
Verified

Joe was amazing from start to finish. Was extremely responsive and patient during this process. This was our first home and everything was new to us. Joe walked us through step by step and helped us through everything with ease. Would highly recommend working with Joe to anyone looking for a home. Thanks again Joe and Team!
Despena
Oct 07, 2021
Woburn, MA
Verified

Joe Lombardo was responsive and attentive throughout the entire process. Excellent communication and always answered any questions we had.

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #84881
I am authorized to do business in the states of Massachusetts and New Hampshire. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 84881;