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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

I am always happy to help home buyers finance their home in either of the states I am licensed in, Massachusetts or New Hampshire. With my mortgage lending expertise on your side, you’re sure to make an informed decision about which of our loan programs you want to choose. Starting with pre-approval, I will be there to guide you into your new home. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.97 out of 5.0 stars
4.93
5.0
Raffi
Sep 29, 2025
Westford, MA
Verified

Mary Beth had answered to every question we had
Dara
Sep 26, 2025
Tyngsborough, MA
Verified

Mary Beth was quick to respond, explained everything in detail, gave many options to chose and helped guide us with advice and compassion. We had a wonderful experience.
Pearl
Sep 18, 2025
Chelmsford, MA
Verified

Mary Beth was very knowledgeable and informative, and always got back to us and our questions in a timely manner. We really liked using the Guild Portal; it was very easy and efficient to update our application and check the progress of our loan. We did get confused initially when we ended up with multiple applications for some reason, most likely our fault! Plus, our loan was approved and funded so we are very happy about that!! Excellent experience working with Mary Beth, Joe and Guild.
Amanda
Sep 17, 2025
Dracut, MA
Verified

Being a first time home buyer, I had no idea what I was doing. They were able to walk me through the process each step of the way with ease and understanding.
Therese
Sep 17, 2025
Pepperell, MA
Verified

Mary Beth is wonderful! Highly knowledgeable and always available to help answer questions. She's GREAT!
Jodi
Aug 09, 2025
Fitchburg, MA
Verified

First transaction with Mary Beth, I was the listing agent on a property that she was assisting her client with the purchase. It was a smooth transaction, no issues and closed perfectly on time with great communication.

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Awards

Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #41225
I am authorized to do business in the states of Massachusetts and New Hampshire. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 41225;