Name: Find the loan to fit your life
Address: 553 Main Street, Reading, MA, 01867
Rating: 4.98

Contact Me

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I am always happy to help home buyers finance their home in either of the states I am licensed in, Massachusetts or New Hampshire. With my mortgage lending expertise on your side, you’re sure to make an informed decision about which of our loan programs you want to choose. Starting with pre-approval, I will be there to guide you into your new home.

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

home equity insights

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.

4.98 out of 5.0 stars

4.95

5.0

William

Jul 23, 2025

Oxford, MA

Verified

Marybeth is always available to help and communication of the process is wonderful

Vaughan

Jul 23, 2025

Oxford, MA

Verified

From start to finish Mary Beth and the guild team worked with my wife and I to make sure we had everything we needed and adjusted as we could under dynamic conditions which included moving to a brand new state and changing jobs during the process. The team was great and always helped with specifying exactly what documentation they needed. Great experience all around.

Eric K

Jul 20, 2025

Verified

The online process made signing documents easy and the upload process of my documents was also easy.

Lauren

Jul 19, 2025

Lunenburg, MA

Verified

Mary Beth is responsive, knowledgable and just fantastic ! Our real estate team loves working with her and can always count on her to provide the best service for our clients.

Vvnsurya

Jul 16, 2025

Groton, MA

Verified

The response and support from the loan officer Mary Beth is excellent.

Linda

Jul 12, 2025

Nashua, NH

Verified

Mary Beth O'Keefe worked very closely with my buyer to educate her and provided her with the best information and service to help her successfully purchase her dream home

Video gallery

View More

Awards

Causes & Memberships

NMLS ID #41225

I am authorized to do business in the states of Massachusetts and New Hampshire. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 41225;

Select from hundreds of loan products tailored to your needs

Mary Beth O'Keefe

Loan Officer

Apply Now