Name: Find the loan to fit your life
Address: 553 Main Street, Reading, MA, 01867
Rating: 4.98

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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I am always happy to help home buyers finance their home in either of the states I am licensed in, Massachusetts or New Hampshire. With my mortgage lending expertise on your side, you’re sure to make an informed decision about which of our loan programs you want to choose. Starting with pre-approval, I will be there to guide you into your new home.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.

4.98 out of 5.0 stars

4.95

5.0

Linda

Jul 12, 2025

Nashua, NH

Verified

Mary Beth O'Keefe worked very closely with my buyer to educate her and provided her with the best information and service to help her successfully purchase her dream home

Kristen

Jul 12, 2025

Nashua, NH

Verified

Mary Beth was very thorough and answered all my questions right away. If she did not know, she would diligently track down the answer and get back to me as soon as possible. She has a great personality too and was fun to work with.

Dennis

Jul 10, 2025

Malden, MA

Verified

We had a great experience with Guild and will definitely refer friends/family. Thank you to Mary Beth and Joe!

Christi

Jul 01, 2025

Worcester, MA

Verified

Marybeth is amazing! I never have to wonder or worry that the deal will make it to the closing table. If an issue arises it is met with a solution. She has pushed through difficult transactions in the hardest of time tables. Hands down the best decision for any Buyer.

James

Jul 01, 2025

Worcester, MA

Verified

Marybeth was great to work with

Bridget

Jun 27, 2025

Chelmsford, MA

Verified

I have closed many deals with Mary Beth O Keefe and she is my go to loan officer when I have a client that needs to be preapproved . we always make it to the closing table when she gives me the green light !

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Awards

Causes & Memberships

NMLS ID #41225

I am authorized to do business in the states of Massachusetts and New Hampshire. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 41225;

Select from hundreds of loan products tailored to your needs

Mary Beth O'Keefe

Loan Officer

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