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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

I love working with clients on purchase of their new home, whether it is their first purchase or not, to help them make educated decision for one of the most important investments of their lives.  I work with agents and attorneys as a team to make our clients experience as stress-free and uncomplicated as possible throughout the process.  I make myself available outside business hours for their convenience and give them my honest advise each time.  I don’t consider myself a sales person but a trusted consultant.  I find the right mortgage for my clients; One doesn’t fit all when it comes to mortgages.  I provide the same service for refinances.

My goal as I extend my work at Guild Mortgage is to continue gaining lifelong relationships with my clients and business partners through trust and honesty; making home buying a pleasant experience. I love working with first-time home buyers and helping them make their dream come true and make the most important investment of their lives.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.9 out of 5.0 stars
5.0
5.0
4.8
5.0
Mohammadali
Sep 11, 2025
Pepperell, MA
Verified

Fariba was always responsible and very caring.
Zahra K
Sep 11, 2025
Pepperell, MA
Verified

Fariba was the only reason I worked with Guild. She was always by my side as a friend throughout the entire journey and guided me in every matter. Thank you Fariba!
Karen G
Sep 12, 2025
Verified

Fariba, worked with my first time Homebuyers with the same passion as I. Knowledgeable, dedicated, and always on time. She works with exceeding expectations like a pro that she is. Karen Guerin realtor
Karen
Sep 11, 2025
Pepperell, MA
Verified

The easy of getting the pre approval's and tidy quick commitment and easy of transaction
Louise
Sep 11, 2025
Pepperell, MA
Verified

Good communication and quick financing
Angela M
Aug 28, 2025
Verified

Fariba and her team are experts at getting you the best rates possible and make the process seamless. Their expertise and help guided us every step of the way. Very responsive with all our questions and needs being self-employed. I can’t recommend Fariba enough. She helped us with our very first loan 15 years ago and again yesterday. Amazing customer service. Thank you.

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #161778
I am authorized to do business in the states of Connecticut, Florida, Massachusetts, Maine, New Hampshire and Rhode Island. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 161778; Rhode Island Licensed Lender;