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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I have been lending in the Pioneer Valley since 1996, after graduating from Smith College in 1995. I have worked for a national mortgage company, a mortgage broker, and a local bank. With nearly 30 years of experience, I bring a wealth of lending knowledge to my customers. I have served on the steering committee for Buy Holyoke Now.  I am a past president of the Greater Easthampton Chamber of Commerce. In 2023, I was the #1 lender in Hampshire County and the #3 lender in Franklin County with MassHousing, the state first time homebuyer agency.  

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.92 out of 5.0 stars
4.94
4.81
5.0
Morgan
Jun 28, 2025
Greenfield, MA
Verified

The loan process was the most stress-FREE aspect of our home search and subsequent purchase. This surprised me because I have only heard horror stories. Kate and her team were flawless and I couldn't thank them enough for putting us in a position where the only gray hairs we sprouted have been over which doormat to buy. Thanks for everything!
Kate D
Jun 20, 2025
Verified

Kate is the best in the business - she is knowledgeable, responsive and explains the lending process very well to her clients. She is also very kind, patient and creative. She’s an incredible & crucial partner to have by your side in such a competitve market. I highly recommend working with Kate and her team!
Kate
Jun 19, 2025
Easthampton, MA
Verified

Kate Reagan at Guild Mortgage is the best in the business She's knowledgeable, responsive, and explains the buying / lending process very well to her clients. She Is kind & patient & creative, which helps clients feel more comfortable each step of the way. I highly recommend working with Kate and her team
Ann
Jun 19, 2025
Leeds, MA
Verified

Kate Reagan and her team were wonderful ! This was our first time purchasing a home. They walked us through everything so helpfully and were incredibly responsive.
Nicholas T
Jun 11, 2025
Verified

Kate was fantastic to work with! She made the entire process so easy to understand and her team was super helpful with keeping track of all of the different due dates for each step of the process. I was able to easily schedule multiple Zoom meetings with Kate at different points throughout the process to talk through each different scenario and decide what was the best for us. When we had a short turnaround time to submit a final offer, Kate was able to meet with us within a couple of hours and show us the data for all of the scenarios we were considering. She was always really easy to talk to and made sure to tell us what aspects of the process were important to focus on and what we could not worry about. Kate always had our best interest in mind and I would absolutely recommend her to anyone who is in the home-buying process. Thank you, Kate!
Holly
Jun 09, 2025
Granby, MA
Verified

Kate is a consumate professional and fantastic to work with.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #19006
I am authorized to do business in the states of Connecticut, Florida, Massachusetts, Maine, New Hampshire, Rhode Island and Vermont. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 19006; Rhode Island Licensed Lender;