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About me

Kate Reagan has spent the last 30 years helping borrowers find their way to homeownership;even when the path isn't obvious.

 

She began her career in 1996 after graduating from Smith College.Read more

Kate Reagan has spent the last 30 years helping borrowers find their way to homeownership;even when the path isn't obvious.

 

She began her career in 1996 after graduating from Smith College. What started as a one-year commitment quickly became a lifelong profession. Kate learned the business from the ground up, developing a deep understanding of lending guidelines and how to structure loans that others might overlook.

 

Today, Kate specializes in helping borrowers who don't always fit the traditional lending box: self-employed clients, buyers with complex income, or those using down-payment assistance programs. Her approach is simple: listen first, understand the client's goals, and then find the solution.

 

Known among Realtors for her reliability and thorough pre-approvals, Kate's transactions consistently close on time because she takes the time to get things right from the beginning. Her philosophy is rooted in transparency, education, and advocacy; ensuring clients fully understand their options before making major financial decisions.

 

Outside of lending, Kate is an avid traveler and adventurer who loves exploring new cities, hiking scenic landscapes, kayaking, and scuba diving. Her perfect day involves navigating somewhere she's never been before; discovering local culture, cuisine, and hidden gems along the way.

 

That same spirit of curiosity and navigation is what she brings to her clients every day; helping them confidently find their path home. She proudly serves homebuyers throughout the Pioneer Valley, including Longmeadow, Springfield, Holyoke, Northampton, Amherst, and Greenfield.

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Testimonials

4.89 (350 reviews)
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4.9
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5.0
Experience logo
4.9
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4.9
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4.9
Everyone that we dealt with at Guild has been wonderful! Kate was amazing in getting us started and helping us to navigate all of the things that we needed to do and get lined up on our end. The entire team was constantly in contact with us and updating us on where we were at in the process and reminding us of anything that they needed from us to keep us on track. We have never bought a home before and we were so nervous and Kate and her team really put us at ease, answered all of our questions, and made the process so smooth. We could not be happier with the entire process and we will wholeheartedly recommend Kate and her team to anyone we know who is looking for a mortgage.
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Gina S.

Mar 10, 2026

Everyone that we dealt with at Guild has been wonderful! Kate was amazing in getting us started and helping us to navigate all of the things that we needed to do and get lined up on our end. The entire team was constantly in contact with us and updating us on where we were at in the process and reminding us of anything that they needed from us to keep us on track. We have never bought a home before and we were so nervous and Kate and her team really put us at ease, answered all of our questions, and made the process so smooth. We could not be happier with the entire process and we will wholeheartedly recommend Kate and her team to anyone we know who is looking for a mortgage.
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Gina

Mar 10, 2026

Belchertown, MA

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NMLS ID #19006

I am authorized to do business in the states of Connecticut, Florida, Massachusetts, Maine, New Hampshire, Rhode Island and Vermont. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 19006; Rhode Island Licensed Lender;

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