Find the loan to fit your life

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Mary Beth O'Keefe

Loan Officer

NMLS# 41225

553 Main Street,
Reading, MA 01867

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About me

I am always happy to help home buyers finance their home in either of the states I am licensed in, Massachusetts or New Hampshire. With my mortgage lending expertise on your side, you’re sure to make an informed decision about which of our loan programs you want to choose. Starting with pre-approval, I will be there to guide you into your new home.

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Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.

Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

VA

If you're an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you'll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.

4.97 out of 5.0 stars

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Wendi

Oct 4, 2025

Mary Beth did a great job! Always a pleasure working with her.

Donna

Oct 3, 2025

Mary Beth is always a pleasure to work with - she knows her stuff, gets the job done and is incredibly responsive and ju...See more

Diane

Oct 3, 2025

Closing went off without a hitch!

Marlise

Oct 3, 2025

Good communication

Raffi

Sept 3, 2025

Mary Beth had answered to every question we had

Brian

Sept 7, 2025

Easy experience to Refi!

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NMLS ID #41225

I am authorized to do business in the states of Massachusetts and New Hampshire. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 41225;

Mary Beth O'Keefe

Loan Officer

Email

Phone

Social

Mobile app

Apply Now

About me

Let's find the right home loan for you

Conventional

Down payment assistance

VA

Home equity insights

For homebuyers

Discover homes that grow equity

For homeowners

Learn how much your home is worth

Testimonials

Video Gallery

Awards

Causes & Memberships