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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I am always happy to help home buyers finance their home in either of the states I am licensed in, Massachusetts or New Hampshire. With my mortgage lending expertise on your side, you’re sure to make an informed decision about which of our loan programs you want to choose. Starting with pre-approval, I will be there to guide you into your new home. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.97 out of 5.0 stars
4.9
5.0
Bob B
May 06, 2025
Verified

Easy to work with and always seemed to be available when questions surfaced. Thanks!
Robert
May 05, 2025
Hudson, NH
Verified

Mary Beth is always on top of it! Guild Mortgage is always a reliable source when it comes to referring my buyers to a local lender. It gives me peace of mind knowing that the transaction will be followed through reliably from start to finish.
Anita
Apr 14, 2025
Andover, MA
Verified

It was an easy process and Mary Beth was very helpful.
Connor
Mar 31, 2025
Westford, MA
Verified

Mary Beth made the mortgage and refinance process exceptionally easy . Her timely communication and expertise led to a great experience. I will be recommending her to all of my real estate clients.
cameron w
Dec 19, 2024
Verified

They will go above and beyond for you!
Therese
Dec 16, 2024
Nashua, NH
Verified

Mary Beth is the BEST! I trust her implicity with my clients and always feel rest assured that they are in EXCELLENT care with her taking care of their needs.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #41225
I am authorized to do business in the states of Massachusetts and New Hampshire. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 41225;