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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I have over 30 years of experience in the mortgage industry, and I am joining the Guild team from the Woburn office of Residential Mortgage Services. I serve clients as a Loan Officer in Massachusetts and New Hampshire. I pride myself on customer service. I am experienced with Conventional, FHA, and VA loan transactions, with most of my business referrals coming from Real Estate Agents and past customers. I enjoy spending time with family and friends and attending Bruins and Patriots games in my spare time. I am also involved with The Jimmy Fund by directing a yearly golf tournament to help raise funds for the Dana Farber Cancer Institute.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.99 out of 5.0 stars
4.97
5.0
Jodi
Mar 31, 2025
North Reading, MA
Verified

Joe and and his team gave us a smooth transaction for my Buyer. He answered questions promptly and was very communicative. Most importanly, he was easy to work with!
Alex
Mar 31, 2025
North Reading, MA
Verified

it was easy and smooth
Brenda
Mar 31, 2025
North Reading, MA
Verified

This was my first time purchasing a home on my own, Joe Lombardo was super helpful in answering my many questions. Also Joe Lane , they were very patient with me and it was a seamless experience with Guild Mortgage Thevtechnology with the updates mini videos all virtual was very impressive.
Matthew V
Mar 12, 2025
Verified

Joe was extremely knowledgeable and made the entire home buying process easy and painless! Highly recommend Joe and guild mortgage to anyone looking to finance a home !
Matthew
Mar 10, 2025
Tewksbury, MA
Verified

Joe lombard made the entire process extremely easy and painless. He explained everything easily and in a way I could understand and was always extremely prompt with any responses to questions. would highly recommend Joe and guild mortgage to anyone buying a home.
Lynn
Mar 03, 2025
Windham, NH
Verified

Very responsive. Attention to detail.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #84881
I am authorized to do business in the states of Massachusetts and New Hampshire. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 84881;